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New Holiday Hours!
Lapeer County Bank & Trust Co. has announced that it will begin observing Martin Luther King Jr. Day, President's Day, Columbus Day and Veterans Day in 2014.
In previous years, the Bank has been closed for Memorial Day, Independence Day, Labor Day, Thanksgiving, Christmas and New Year's Day, and had reduced hours on Good Friday, Christmas Eve Day and New Year's Day.
Beginning in 2014, the Bank also will have reduced hours on Martin Luther King Jr. Day, President's Day, Veterans' Day and Columbus Day. On these holidays, the Imlay City Drive-Up will be open from 8:30 a.m.-5 p.m. and Southgate Drive-Up will be open from 8:30 a.m.-7 p.m. All other offices will be closed.
"With the popularity of Online Banking and fewer customers needing help on these days, we are able to offer our employees extra time to spend with their families, as well as have an in service day to provide federally mandated training," said Lapeer County Bank & Trust Co. President Bruce Cady.
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Coinmax Fee Change
Starting January 1, 2014, Lapeer County Bank & Trust Co. will charge a processing fee for all coin processed by CoinMax.
Bank customers will be charged a 1% fee. Non customers will be assessed 10% with a processing limit of $100.
These fees are being implemented due to machine maintenance and coin shipment fees assessed to our Bank.
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Keep up to date on these events and more by liking the Bank's Facebook page.
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Sign up for eStatements and eNotices online!
Did you know that you can sign up for eStatements and eNotices through your Online Banking? Just click on the eStatements/ eNotices tab in Online Banking and sign up.
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Credit cards available
LCBT offers both business and personal credit cards to our customers. Apply today.
Personal Credit Card:
Business Credit Card:
Application |
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Ask LCBT
Question: Can I get information about business succession planning and insurance at Lapeer County Bank & Trust Co.?
Answer: Absolutely! Make an appointment with CBC Financial Services, and Infinex, Financial Advisor Erin Landers to discuss your needs. Call her today at 810-245-2935.
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Securities offered through
Infinex Investments, Inc. Member Finra / SIPC. CBC Financial Services is a subsidiary of Lapeer County Bank & Trust Co. Infinex is not affiliated with either entity.
Not a deposit - Not FDIC insured - Not insured by any Federal Government Agency - Not guaranteed by the bank - May go down in value
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 Free Banner Ads
Looking for a way to advertise your company for free? You may have noticed that Lapeer County Bank & Trust Co. has been posting testimonial banner ads on its website. These ads focus on specific bank services or products you use and will run for 3 months. When clicking on the "more" leaf the viewer is taken to a page with the customer's testimonial.
So how do you get a testimonial banner ad? Call Jessica Fish in Business Development at 810-538-1925 to set up a time to have your photo taken, sign a release, and email your testimonial to us. It's easy and free!
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| Important Information
Lapeer County Bank & Trust Co. is pleased to provide the information contained in this newsletter to our customers seeking to gain the most value from their banking relationship with us. The content of this newsletter contains advertising of products and services. LCBT encourages you to discuss your specific situation with your banker or other advisor before acting on ideas offered in Business Connections.
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Extend your deposit time
with Remote Deposit Capture
eDeposit - Remote Capture Solution utilizes a desktop scanner that connects to your PC and the Internet. With it, you can scan checks received from your customers and deposit them electronically. It's the fastest way to deposit checks.
- Convenience - No more daily trips to the Bank. Deposit checks right from your desktop.
- Extend your workday - Extends your depositing time.
- Reduce expenses - This product eliminates the costs of regular trips to the Bank and reduces the cost of deposit preparation, saving you time and money.
- Speed up deposits - This process speeds up the availability of funds and improves your cash flow.
- Streamlined operations - Automates the process of creating deposit tickets. Gives you the ability to centralize deposits from more than one location.
- Peace of mind - Reduces the risk of fraud and assures deposits are being made daily.
Put the savings and convenience of technology to work for you.
We provide hands-on implementation and training to guide you through the process, which can be scheduled at your convenience.
Are you ready to get set up with eDeposit? Call Marsha Kalakay today at 810-538-1926 or email mkalakay@lcbt.com.
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Burke's Flowers
Burke's Flowers offers fresh, beautiful flower arrangements to Lapeer and the surrounding areas. Their expert florists create gifts to suit any special occasion. In addition, Burke's is both an FTD and Teleflora member, so their trusted network of florists can deliver nationwide. Burke's also offers same-day service for any last minute gift needs.
Picking out a bouquet is easy - you can visit their store, call or go online to select your bouquet. Whether you're looking for a holiday arrangement or something just because, Burke's Flowers can help you find the right flowers.
Burke's Flowers has been serving the Lapeer area since 1971. The family owned and operated business provides floral arrangements and gifts with friendly service and professional staff.
Burke's Flowers is open from 8 a.m.-5 p.m. Monday-Friday and 8:30 a.m.-2 p.m. on Saturday. The shop is closed for Thanksgiving Day, Christmas Day, New Year's Day, Memorial Day, Independence Day and Labor Day.
Burke's recently relocated because of the fire in downtown Lapeer. While their building is being repaired, they are available at 121 W. Nepessing St. in downtown Lapeer. Call them today at 810-664-9947 or visit online at www.burkesflowers.net.
If you are interested in spotlighting your business in this section, please call Jessica at 810-538-1925 or email Business Development. This is a free service.
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Disaster recovery planning
Lapeer County is not a hot spot for major disasters, like earthquakes and large scale power outages, but we still have our fair share of small disasters.
When you prepare your business for the worst, you need to remember the everyday challenges which can be just as crippling -- and happen far more frequently.
Having a disaster recovery plan can mean the difference between staying open to help your customers and having to shut down to deal with whatever emergency has come up.
In order to help small businesses prepare for a disaster, the Small Business Administration has created PrepareMyBusiness.org, a site with resources to help each small business create a customized disaster recovery plan.
There you can find check lists to help gather, prepare, store and test your vital information and disaster plans.
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Find information faster
with search operators
Finding the one web page you need out of the millions of search results can be difficult -- but it's not impossible. Using search operators can improve the efficiency of your searching immensely.
Search operators are symbols or phrases that are used to broaden or narrow a search.
Here are some common search operators for Google searches:
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Search for an exact word or phrase:
"search query"
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Use quotes to search for an exact word or set of words. This option is handy when searching for song lyrics or a line from literature.
"imagine all the people"
Tip: Only use this if you're looking for a very precise word or phrase, because otherwise you could be excluding helpful results by mistake.
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Exclude a word:
-query
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Add a dash (-) before a word or site to exclude all results that include that word. This is especially useful for synonyms like Jaguar the car brand and jaguar the animal.
jaguar speed -car
pandas -site:wikipedia.org
Tip: You can also exclude results based on other operators, like excluding all results from a specific site.
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Search within a site or domain:
site:query
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If you are looking for more results from a certain website, include site: in your query. For example, you can find all mentions of "olympics" on the New York Times website like this:
olympics site:nytimes.com
Tip: Also search within a specific top-level domain like .org or .edu or country top-level domain like .de or .jp. olympics site:.gov
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Search for pages that link to a URL:
link:query
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Using the link: operator, you can find pages that link to a certain page. For example, you can find all the pages that link to google.com.
link:google.com
Tip: You can also search for links to specific pages, like google.com/images. link:google.com/images
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Search for pages that are similar to a URL:
related:query
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To find sites that are similar to a URL you already know, use the related: operator. For example, when you search for related sites to the New York Times, you'll find other news publication sites you may be interested in.
related:nytimes.com
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Include a fill in the blank:
query * query
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Use an asterisk (*) within a query as a placeholder for any unknown or wildcard terms. Use with quotation marks to find variations of that exact phrase or to remember words in the middle of a phrase.
"a * saved is a * earned"
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Search for either word:
query OR query
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If you want to search for pages that may have just one of several words, include OR (capitalized) between the words. Without the OR, your results would typically show only pages that match both terms.
world cup location 2014 OR 2018
Tip: Enclose phrases in quotes to search for either one of several phrases. "world cup location 2014" OR "world cup location 2018"
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Search for a number range:
number..number
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Separate numbers by two periods without spaces (..) to see results that contain numbers in a given range of things like dates, prices, and measurements.
camera $50..$100
Tip: Use only one number with the two periods to indicate an upper maximum or a lower minimum. daytona 500 winners ..2000
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