According to researchers from the U.S. Geological Survey, more than 143 million people residing in the lower 48 United States are vulnerable to earthquakes. The risk for those on the Pacific coast is well known, but those residing in the Rockies, Midwest, New England and parts of the Southeast also face an elevated risk. More alarming is the fact the study does not factor in earthquakes attributed to oil and natural gas "fracking" activities. While the U.S. Geological Survey site is very technical, we offer this link that summarizes their recent findings should you wish to learn more.

 

We share the news of this report not to create undue alarm, but as a reminder that homeowners insurance policies do not provide coverage for damage to your residence that is caused by earth movement. As with most risks, insurance coverage for earthquake and other earth movement is available and worth considering.   To learn more about your options contact our agency.

 
  

The research is convincing. While cars are "safer", our use of technology has created a distracted driving epidemic. As with many risks, the risk of distracted driving can be managed. Especially for parents of young drivers, the consequences of choosing not to manage this risk can be life changing. To help, we offer the following:

• A Parent - Teen Driving Agreement from the American Academy of Pediatrics.
• Cellcontrol award winning and technology that eliminates the temptation to talk, text and e-mail while driving
• A texting and driving simulator compliments of AT&T and www.itcanwait.com