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Issue No. 95
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September 1, 2015
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A recent consumer survey regarding consumers and health insurance states:
- 75% fear health costs could ruin prospects for secure retirement
- 44% worry health costs will limit ability to pay for child's college
- Top three cost concerns: hospitalization, spouse or partner health, medications
- Many see financial wellness as part of overall health
- Most view their health positively as a "work-in-progress"
U.S. consumers believe health costs could have a major impact on their financial well-being and their ability to finance future needs. The survey also shows consumers view their health and wellness broadly, encompassing all parts of their lives - physical, emotional and financial - and many are taking specific steps to improve health and manage costs, become healthier and stay well.
Do you identify with the findings of this information?
You make choices to live your best life. Let TACT be one of them!
We understand that you want health insurance coverage that makes life easier. TACT offers affordable coverage that's easy to use with a personable approach.
As stated in prior newsletters, TACT is working to transform healthcare within the industry - YOUR industry, agriculture. Improving the quality of your insurance needs; focusing on prevention, wellness and disease management; reining in costs for all of Texas Agriculture. TACT serves those that it protects, giving you the freedom to look to the future in confidence. With TACT, YOU are our business. How may we help?
Now serving ALL of Texas Agriculture -
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TACT - Dedicated Insurance Professionals
you know and trust...like Family.
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During National Health Center Week, HHS announces an additional $169 million in Affordable Care Act funding to 266 community health centers
Health and Human Services Secretary Sylvia M. Burwell announced $169 million in Affordable Care Act funding to 266 new health center sites in 46 states, the District of Columbia and Puerto Rico for the delivery of comprehensive primary health care services in communities that need them most. These new health center sites are projected to increase access to health care services for over 1.2 million patients. These awards build on the $101 million awarded to 164 new health center sites in May 2015.
"Across the country, health centers have provided a source of high-quality primary care for people in rural and urban communities for 50 years," said Acting Deputy Secretary Mary Wakefield. "These Affordable Care Act funds build on the strong legacy of the health center program and provide even more individuals and families with access to the care they need the most."
This investment will add to the more than 700 new health center sites that have opened as a result of the Affordable Care Act, including those awarded earlier this year. What started with one clinic in rural Mississippi and another in South Boston is today a national program that supports 1,300 community-based and patient-directed health centers with 9,000 sites serving nearly 23 million people.
"Health centers now provide primary care to one in fourteen people living in the United States," said HRSA Acting Administrator Jim Macrae. "These awards mean that more communities than ever can count on a health center to help meet the increasing demand for primary care."
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Drought Creeps Back into Texas
Portions Courtesy - Texas Water Development Board
Too much rain. Not enough. One thing is certain about Texas weather, it's never the same and you can't predict it.
 Abundant spring rains delayed much of Texas wheat harvest as some fields are still too wet for combines, custom harvesters. USDA in May forecast Texas wheat production this year at 131.25 million bushels on an average yield of 35 bushels from 3.75 million acres. A year ago, the state harvested 67.5 million bushels at 30 bushels per acre from 2.25 million acres.
Recent drought conditions have affected cotton farmers. Across the south plains difficulty has been intense heat, heavy winds and no rain.
"All three of them are bad. Wind has just really really damaged our whole prospect," South Plains farmer Earl Foerster said.
Just weeks after much-needed rains graced the state, drought conditions have returned for 25 percent of Texas.
That's up from 18 percent a week ago and from 15 percent three months ago.
But, the state is still in reasonably good shape when you look back to this time last year when over half-59 percent-of the state was suffering from drought. According to the latest drought outlook from the Texas Water Development Board (TWDB), the west side of the Rio Grande Valley and parts of Central and North Texas are in the least severe category, "abnormally dry." Northeast Texas has stepped into the severe drought category while the rest of East Texas is still in moderate drought. For Texas farmers, the wrath or grace of Mother Nature means the difference between making money, breaking even and losing big. As of now, no counties have entered the extreme or exceptional drought categories.
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New, Stronger El Nino May Bring Another Wet Winter
Courtesy The Cross Section (High Plains Water District) via AgriLife Today
A super-strong El-Nino now brewing in the tropical Pacific will likely bring another rain-drenched winter to large parts of Texas, said Dr. John Nielsen-Gammon, state climatologist, College Station. But the climate scientist said he doesn't expect a repeat of the 2015 wet spring will necessarily follow.
The El Nino of 2014-2015 was only moderately strong, but the rain it brought, followed by a very wet spring, effectively ended the Texas drought. Meanwhile the 2015-2016 El Nino is shaping up to be a record breaker, said Nielsen-Gammon.
"So far, it is the strongest ever for this time of year," he said. "The (climate) models that have gotten it right so far, are forecasting it to continue to intensify. So, it seems like it could be among the five strongest ever going into this upcoming winter. There's only about a 10 percent chance, according to the Climate Prediction Center, that the current El Nino could weaken enough that we won't have El Nino conditions this winter," Nielsen-Gammon said. "This is about as solid a bet as you can get for a six month forecast," he said.
To read the story more indepth, click here
and see page 4.
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How to Get Rid of Your End of Summer Blues
Courtesy Reader's Digest
 Summer is the season of BBQs, bathing suits... and the blues? Just because summer is ending doesn't mean your good mood has to as well. Sure, those lazy days will be less frequent, and the cold weather will force you to layer on clothing, but as the seasons change there is a lot to look forward to! Here are tips on to get back into the swing of things, and remember, summer isn't a limited time offer; it will be back next year!
1. Snapshot of summer Curing yourself of the summer blues doesn't mean you have to get rid of your summer memories. Put your favorite picture from this summer in a frame, set summer photos as the screensaver on your computer, or create a summer scrapbook. Not only will this make the transition easier, but it will also be a nice keepsake to look back on.
2. Throw a party We've all heard the saying, "go out with a bang," so why not apply those words of wisdom to the summertime? You may be sad that the sunny season is ending, but you can't stop it. So, instead of moping around the house, put your time and energy into one last summer event. Enjoy all of your favorite summer drinks and foods as you reminisce with friends and family about the great summer you had!
3. Get a good night's sleep Sleep deprivation can lead to moodiness. Without sleep, concentration and motivation are minimized while feelings of irritation are heightened. So make sure you get in the full 8 hours - your body will feel refreshed, your goals will be accomplished, and you will beat those blues in no time.
4. Clean out your closet There is no better time to revamp your wardrobe than the end of a season. Go through your closet and get rid of those items you have not worn in years. Getting rid of old items will be liberating and it will also give you the chance to indulge in some retail therapy! Now you will have space in your closet for a new colorful scarf or a cozy sweater to get you excited for the colder months ahead.
5. Go on a "staycation" Even though summer is ending, your ability to relax should not. You may not have the time for a leisurely vacation at a picturesque hotspot, but who ever said your home couldn't provide a wonderful vacation for you? Schedule a day for total relaxation - do no housework, take no calls, and just pamper yourself.
6. Don't forget fun A busier schedule and less downtime doesn't mean you should sacrifice fun. Go to a new place for dinner with your significant other or plan a monthly movie night with some friends. If you are really missing summer, keep yourself motivated throughout the year by planning a trip for next summer. Before you know it, the sun will be beaming down on your smiling face!
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LABOR DAY HOLIDAY HOURS
In observance of the Labor Day Holiday, the TACT office will be closing at noon, September 4 , remain closed on Monday, September 7 and reopen Tuesday, September 8.
Have a wonderful and safe holiday!
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Texas Ag Coop Trust
915 Austin Street
Levelland, TX 79336 806-747-7894
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Texas Ag Coop Trust
Officers, Board of Trustees
Kimberly Tullo-Holcomb
TACT Executive Director
Lubbock, TX
Jim Turner, Chairman Dalhart Consumers Fuel Association
Dalhart, TX
Bret Brown, Secretary/Treasurer Ag Producers Co-op Sunray, TX
Craig Rohrbach
Parmer County Cotton Growers
Farwell, TX
Dean Sasser
Farmers Coop Elevator Levelland, TX
Tony Williams Texas Cotton Ginners' Association Austin, TX
Paul Wilson
United Cotton Growers Levelland, TX
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Texas Ag Coop Trust
is endorsed by:
Texas Grain & Feed
Association
Texas Cotton Ginners Association
Texas Coop Marketing Exchange
Texas Corn Producers
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TACT is working to transform healthcare within the industry - YOUR industry, agriculture. Improving the quality of your insurance needs; focusing on prevention, wellness and disease management; reining in costs for all of Texas Agriculture. As the industry of ag and the industry of insurance grows and evolves, TACT continues striving to be a source of leadership and strength. We serve the members that we protect, giving you the freedom to look to the future in confidence.
These days, health insurance is something none of us can afford to be without. Texas Ag Coop Trust knows health and your livelihood go hand in hand and affect your family's well-being. We are dedicated to helping you find the plan that fits your health needs and that of your company. With TACT, you don't just rent your insurance company, you own it! You are part of this insurance company! YOU are our focus, YOU are our business.
Questions? Concerns? How can we help? Give us a call! We are certain that we have answers.
You are a partner in decision making and you are partnered with a thriving coverage provider.
Keeping YOU the priority. Keeping YOUR NEEDS in perspective.
TACT - Dedicated Insurance Professionals
you know and trust...like Family.
Next Issue: September 15, 2015
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