Issue No. 87

May 26,  2015

 


 

At TACT, we want you to completely understand your choice in healthcare coverage. While there is more openness in the insurance marketplace, TACT recognizes that it isn't easy for consumers to know exactly what they are buying when it comes to healthcare coverage. Education and information is the goal of TACT.


We are always looking for ways to reduce cost and improve benefits for our members. In today's uncertain financial environment, combined with the ever increasing cost of health care and health insurance, it is more crucial than ever that we are committed to providing our members with the benefits and coverages they need and generate additional revenues to offset cost increases.


TACT aids in providing group benefits to members in the agricultural industry. TACT provides quality life and health benefit plans and works to hold down future rate increases for participants.

 

We look forward to continuing our provision of great service, outstanding benefits and SAVINGS to you! 

You are a partner in decision making and you are partnered with a thriving coverage provider. Keeping YOU the priority. Keeping YOUR NEEDS in perspective. With TACT, YOU are our business. 

 


 

Now serving ALL of Texas Agriculture -

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TACT - Dedicated Insurance Professionals
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Memorial Day 2015
 

Honoring those men and women who served and died in all wars.

 

 

 

 Healthcare in the News

 

  

About 137 million individuals with private insurance are guaranteed access to free preventive services
 



 


Courtesy hhs.gov

Nationwide, about 137 million individuals, including 55 million women and 28 million children, have private health insurance that covers recommended preventive services without cost sharing, according to a new ASPE Data Point from the Department of Health and Human Services. Under the Affordable Care Act, most health plans are required to provide coverage for recommended preventive health care services without copays. Increased access to preventive services can reduce and prevent costly chronic diseases and help Americans live healthier lives. These services include but are not limited to:


 

* Blood pressure screening* Well-baby and well-child visits
* Obesity screening and counseling* Flu vaccination and other immunizations
* Well-woman visits* Tobacco cessation interventions
* Domestic violence screening and counseling* Vision screening for children
* Breastfeeding support and supplies* HIV screening
* FDA-approved contraceptive methods* Depression screening


"Thanks to the Affordable Care Act, millions more Americans have access to preventive services, including vaccinations, well-baby visits, and diabetes and blood pressure screenings," said Secretary Sylvia M. Burwell. "These services can substantially improve the health of families, and in some cases even save lives. We urge all individuals with health care coverage to take advantage of these services. This can make a tremendous difference in the health of Americans."


The data released are broken down by state, age, gender, and race and ethnicity.  Of the about 137 million individuals with access to recommended preventive services without cost sharing:

  • 28.5 million are children, who have access to free preventive service coverage for flu vaccinations and other immunizations, vision screening, and well-baby and well-child visits.
  • 55.6 million are women, who have access to free preventive services such as well-women visits, breastfeeding support and supplies, and recommended cancer screenings.
  • 53.5 million are men, who have access to annual wellness visits, blood pressure screening, and cancer screenings.
  • And an estimated 15 million are Black, 17 million are Latino, and 8 million are Asian-Americans who have access to recommended preventive services without cost sharing.

Some of the estimated 137 million individuals that are guaranteed access to preventive services without cost sharing today may have had access to one or more of those services without cost sharing prior to the implementation of the Affordable Care Act. According to the Kaiser Family Foundation's Employer Health Benefits Survey in 2012, 41 percent of all workers were covered by employer-sponsored group health plans that expanded their list of covered preventive services due to the Affordable Care Act. Based on this and available Health Insurance Marketplace data at the time, HHS previously estimated that approximately 76 million Americans - and 30 million women - received expanded coverage of one or more preventive services because of the Affordable Care Act.

 

Agriculture News
   
 Mixed Reaction on 
COOL Repeal Bill

Courtesy DTN
WASHINGTON (DTN) -- Reactions to the House Agriculture Committee's approval last Wednesday of a bill to repeal country-of-origin labeling for beef, pork and chicken, ranged from praise to accusations of "a gross overreach of congressional authority."


 
The House Agriculture Committee last week approved a bill to repeal country-of-origin labeling for beef, pork and chicken. The bill, H.R. 2393, was written in reaction to a ruling by the World Trade Organization on Monday that the U.S. country-of-origin labeling program for beef and pork violated U.S. trade obligations because it discriminated against Canadian and Mexican producers. Canada and Mexico have threatened to retaliate against U.S. products if the program continues.


One of the bill's co-sponsors, Rep. Steve King, R-Iowa, noted that he had supported labeling, but believed "there was a way for packers to accommodate the situation." King noted that some packers said they would not accept Canadian pigs, while others said they would only accept them on Mondays.


Rep. Jim Costa, D-Calif., another bill co-sponsor, emphasized that it is important to avoid retaliation because Canada has threatened to increase tariffs on California wine.


"This no longer about labeling, it is about potential harsh retaliation," Costa said.


House Agriculture Committee ranking member Collin Peterson, D-Minn., who voted against the bill, acknowledged that he "thought the language in the 2008 farm bill was something we could all live with, but that wasn't the case." Still, he said, "Repealing COOL is premature."


To read the story in its entirety, click here.

 


 

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 Healthful Hint

  

15 Nutrition Tips for 
a Healthy Summer
 


 


 


 

Courtesy, coreperformance.com

Yesterday began the "unoffical" start of summer! And with Memorial Day weekend, came the beginning of summer weekends at the beach, backyard barbecues, and outdoor dinners, but these gatherings are often loaded with high-calorie pasta salads, chips, ice cream, cocktails and beers. It is possible to enjoy your warm weather favorites while keeping your nutrition in check with the tips below.


1. Drink green tea instead of sweet tea. Green tea has a natural component that helps speed up your metabolism. Skip the box tea and opt for the brew-it-yourself with boiling water and a tea-bag-type tea.


2. Serve seafood. Summer is the ideal time to get the freshest catch from your local grocer. Grill salmon, tuna, lobster, steamer clams, and calamari for a low-calorie, protein-packed lunch or dinner.


3. Don't skip breakfast. When you wake up in the morning, your body is running on fumes. Eating a breakfast with protein, carbs, and healthy fat kicks your metabolism into high gear and provides energy for the day.


4. Enjoy summer fruits and veggies. It's easy to sink into a vegetable rut, eating the same boring veggies week after week, but with summer comes fresh choices. Including a mix of in-season colorful veggies in your meals gives your body a nutrient kick.


 

5. Snack at work. Bring snacks to work and graze throughout the day. When you eat more often-five to six times per day-you're far less likely to overeat and more likely to stay energized.


6. Grab a sports drink. For workouts lasting longer than 45 minutes, drinking a sports drink every 15 to 20 minutes can help you maintain energy, increase endurance, and stay hydrated.


7. Drink healthier beers. If you're going to indulge, opt for antioxidant-packed craft brews like Fuller's Organic Honey Dew Ale or Stoudt's Fat Dog Imperial Oatmeal Stout. To save calories, choose beers with less than 100 calories like Select 55 and Miller Lite.


8. Hydrate often. The summer heat makes you more susceptible to dehydration. Start off your day by drinking two glasses of water and keep drinking at each meal, as well as before and after your workout, to stay hydrated. Carry a water bottle with you as a reminder to stay hydrated.


9. Cook meals together. Involve your friends and family in your healthy lifestyle this summer. A simple way to start: Plan meals, shop, and cook with your spouse and kids.


10. Downsize your dinnerware. We're not talking about buying new plates, just using the smaller ones in your set for meals like lunch and dinner. Cornell University researchers found that by switching from 12- to 10-inch plates anyone can reduce calorie consumption by 20 to 22 percent and lose nearly two pounds per month. And that's without changing any other aspect of your diet.


11. Recover with a post-workout shake. After exercising, blend your favorite summer fruits and a scoop of whey protein into a shake to kickstart the muscle-building process, help your body recover from training, and boost your energy levels. Try one of these shake recipes.


 
12. Pre-plan your meals. You plan your weekend getaways and activities for summer. Why not your meals? Make it easy by preparing all of your food on Sunday so that you have enough meals for the week. The best part: You'll save money.


 
13. Eat healthy at the beach. Ice cream stands and high-calorie barbecues are bound to put a damper on your diet, so stay clear of these temptations by being prepared. Pack a cooler with 

 

ice, bottled water, sandwiches on whole grain breads, pita chips, hummus, yogurt and lots of fruit. You'll feel healthier and happier after your day at the beach.


14. Give your house a summer cleaning. You need an environment that reflects your healthy way of living and your summer fitness goals. To start, remove unhealthy foods from your home (so you're not tempted). While you're at it, stock your office with fruit, nuts, and other healthy snacks.


15. Build a better burger. Create a healthier burger with whole wheat buns, lean meats, and delicious toppings like pineapple, wasabi, guacamole, and feta cheese.

 



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Texas Ag Coop Trust
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Texas Ag Coop Trust
Officers, Board of Trustees
 
Kimberly Tullo-Holcomb
TACT Executive Director
Lubbock, TX
 
Jim Turner, Chairman
Dalhart Consumers Fuel Association
Dalhart, TX

Bret Brown, Secretary/Treasurer
Ag Producers Co-op
Sunray, TX 
 
Ben Boerner
Texas Grain & Feed Assn.
Fort Worth, TX
 
Craig Rohrbach
Parmer County Cotton Growers
Farwell, TX
 
Dean Sasser 
Farmers Coop Elevator
Levelland, TX

Tony Williams
Texas Cotton Ginners' Association
Austin, TX
 
Paul Wilson 
United Cotton Growers
Levelland, TX


Texas Ag Coop Trust
is endorsed by:
  
 Texas Grain  & Feed
 Association
 
Texas Cotton Ginners Association
 
 

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Our Focus Remains, YOU
  • Positioned to offer coverage at steady/unchanging rates
  • Coverage that serves an underserved industry.
  • Concerened about YOUR company, YOUR business, YOUR needs
  • Offering healthcare coverage along with vision and dental services
  • Serving the underserved  

  MORE THAN JUST A HEALTH PLAN

TACT is in the best possible situation to thrive, provide outstanding benefits and help limit expense.


 as a member of TACT

  • You get more coverage
  • You get a staff that works for you and with you - available to assist with no automation
  • Ownership that comes with participation

With TACT, your need for healthcare is met! We are expanding and advancing and we want to hear from you! Obamacare is here. Are you covered? Do you have questions? Are you fielding concerns from employees and contractors? We have the answers you are looking for. We have the product to meet your need. And, best of all, we are Texas and we are personal. With TACT, you are our business!



 

You are a partner in decision making and you are partnered with a thriving coverage provider. 
Keeping YOU the priority. Keeping YOUR NEEDS in perspective. 
With TACT, YOU are our business.


 TACT - Dedicated Insurance Professionals
  you know and trust...like Family. 
 

 

Next Issue:  June 9, 2015 
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