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Issue No. 78

January 6,  2015

 


 

2015? Can you believe it? Christmas came, we all sang Auld Lang Syne - and so ended 2014. Look ahead. We've got things to do! There are new days to uncover and blank slates to fill. For this, this is a new year and the days ahead will allow us to make it remarkable!


 
A truly history making year has ended, but the door remains open to yielding even greater options and greater service to our industry. 


 
TACT is in a unique position of being able to offer the highest quality of insurance and service at the same great rates to which you are already accustomed. We encourage you to field your options but allow us to help you understand them. Remember, with TACT, YOU are our business.

 

With all of the hopes and promises that the New Year is sure to bring, we are thankful that it also brings more opportunities to work together. We wish you happy, healthy and successful New Year!!


 

You are a partner in health care decision making and you are partnered with a coverage provider that is thriving in the midst of change.


 

  

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Texas Ag Coop Trust. Texas Ag Benefit Administrators. Serving the underserved, offering service to ALL of Texas Agriculture, TACT is your trusted provider of health insurance. 


As part of our service to you, we have established our own, in house, third party administrator to help cut costs and increase service by handling your insurance claims.


 

Who is behind the scenes? How does it all get done?


 

In upcoming newsletters we will introduce you to our staff. With our service, you always talk to someone that you know and trust - a person, a name you can request - never any automation. We look forward to introducing you to these individuals! Get to know us in the coming months. 


 

  

 Healthcare in the News

 

  

  HHS Supports Efforts to Speed Ebola Vaccine Delivery

  

Courtesy HHS.gov

New projects accelerate development, evaluation, and manufacturing of promising Ebola vaccines


Contracts to speed further development of two promising Ebola vaccines, known as rVSV-ZEBOV-GP and ChAd3 EBO-Z, could pave the way for commercial scale production of millions of vaccine doses if clinical trials prove safety and efficacy, officials of the U.S. Department of Health and Human Services' Office of the Assistant Secretary for Preparedness and Response (ASPR) announced.


Development of both vaccines is being accelerated because of the public health emergency of international concern in West Africa. The funding was designated in the fiscal year 2015 continuing resolution for development of Ebola products.


Both contracts are sponsored by the ASPR's Biomedical Advanced Research and Development Authority (BARDA). One contract is with GlaxoSmithKline in Philadelphia for 31 months and $12.9 million with options that would provide an additional $16,000. The other contract is with BioProtection Systems Corporation of Ames, Iowa, a wholly owned subsidiary of NewLink Genetics Corporation, for approximately 14 months and $30 million. It has options to extend the agreement 10 months and provide an additional $41 million.


"While we're encouraged that traditional public health measures and supportive medical care are starting to control the outbreak in West Africa, the need for vaccines and therapeutics remains an urgent priority," said BARDA Director Robin Robinson, Ph.D.  


Under the agreements announced, GlaxoSmithKline will

establish and validate master cell banks and virus seeds, which are the initial materials to start the manufacturing process. The company also will scale up the vaccine manufacturing process from the current pilot scale, which produces thousands of vaccine doses for early development activities, to commercial scale capable of producing millions of vaccine doses.


The manufacturing scale-up of any vaccine is a complex process and differs greatly from producing the small number of doses typically used for preclinical research or early stage clinical trials. Scale-up activities usually are undertaken in later phases of development as new drugs and vaccines move through clinical trials and are prepared for the commercial market. Normally this takes two to three years. In the GSK project, scale-up manufacturing will be compressed to nine to 12 months.

Under the second contract, BioProtection Systems will conduct clinical trials to determine the lowest dose at which the vaccine generates an effective immune response in people. Defining the lowest dose at which the vaccine works will enable the greatest number of people to be vaccinated. The company also will develop a more robust and reproducible vaccine manufacturing process. Options under the contract include scale-up manufacturing from pilot scale used in clinical trials to commercial scale.


Activities under both contracts will be critical to ensuring that there are sufficient doses if a vaccination campaign in West Africa becomes feasible and is determined to be an effective strategy. Such an option first would require that other clinical trials find the vaccines work and are safe.


In addition, BARDA will support development by both companies of vaccine formulations to improve productivity and stability, including a formulation similar to freeze-drying, so the vaccine does not have to be kept frozen. This would make the vaccine easier to transport, store, and use in the hot West African climate. Both companies also will improve assays for their experimental vaccines, which are critical analytical tests for determining such things as vaccine potency, as required by U.S. Food and Drug Administration.


The BARDA-sponsored projects with both companies complement the Phase 1 clinical trials supported by the National Institutes of Health, and mark a transition to the next phase of vaccine development and planning for outbreak control in West Africa. Additional clinical trials of both vaccines are expected to begin with volunteers in West Africa in early 2015 to determine whether the vaccine prevents Ebola virus disease.


HHS is the principal federal agency for protecting the health of all Americans and providing essential human services, especially for those who are least able to help themselves.


ASPR leads HHS in preparing the nation to respond to and recover from adverse health effects of emergencies, supporting communities' ability to withstand adversity, strengthening health and response systems, and enhancing national health security. To learn more about preparedness, response and recovery from the health impacts of disasters, visit the HHS public health and medical emergency website, www.phe.gov.


Within ASPR, BARDA develops and procures medical countermeasures - vaccines, medicines, diagnostics and medical equipment - that address the public health and medical consequences of chemical, biological, radiological, and nuclear (CBRN) accidents, incidents and attacks, pandemic influenza, and emerging infectious diseases.


For more information about the advanced research and development of medical countermeasures, visit www.medicalcountermeasures.gov.


 


 

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Agriculture News
  
Texas Crop, Weather: 
2015 Could be Pivotal Year for Beef Producers 


 

By: Robert Burns, Texas AgriLife            

 


 

Depending upon the weather and consumer tolerance for high prices, 2015 could be a make-it or break-it year for beef producers, according to a Texas A&M AgriLife Extension Service expert.


Of course, it's all about supply and demand, said Stan Bevers, AgriLife Extension economist, Vernon. In Texas and the rest of the U.S., cow inventory numbers are down, largely due to recent droughts. This means calf supplies are down as well.


And as many parts of Texas have come or seem to have begun to come out of the drought, livestock producers are avid about rebuilding herds or at least having stocker calves to take advantage of available winter wheat grazing, Bevers said. All in all, this means producers are seeing some extraordinary prices at the sale barn.


"Calf prices have been pretty much record prices throughout the year," he said. "Every time we think we've reached a new plateau, we just wait a week or two weeks and they go higher. It's not uncommon right now to see 450-pound calves bringing around $3.60 a pound, which puts them somewhere in the neighborhood of $1,600 a calf, which is extraordinary and more than we thought we'd ever see."


In the Rolling Plains area, where Bevers is stationed, as well as many other parts of Texas, the rains came at just the right time to really stimulate the planting and growth of winter wheat pastures. The good forage availability is likely to contribute to driving calf prices even higher throughout much of 2015, Bevers said.


"Here in North Texas, we have probably had as near as good of wheat pasture as we have in the last four years," he said. "That's putting pressure on producers to put stocker calves on wheat pasture in order to glean a few more dollars from them."


Longer term, there is some evidence total U.S. herd numbers are being rebuilt, Bevers said.

There's a lot of evidence, at least in Texas, that producers are already starting to rebuild herds as large parts of the state move out of the drought, Bevers said. But rebuilding continues to be an expensive proposition.

"We're seeing producers retaining their heifers or buying females of various sorts and ages," he said. "It is not uncommon for young cow/calf pairs to currently bring well over $3,000," he said. "Five to six or seven years ago, $1,200 to $1,500 was unheard of."

Bevers said he expects the high replacement prices to continue to be stable as colder weather sets in. Producers may hold back during the winter as they do not want to bring more females in until they see what the weather and forage supplies are going to be.

"But come spring, March and April, when things start to green up again, chances are we'll see another run up on these females," he said. "At some point, we'll get stocked up again and prices will go down, but I don't see that happening at least until the fall of next year."

What will ultimately govern calf and replacement prices will be the prices consumers are willing to pay, Bevers said.


"That's the black swan, the unpredictable event: How high can the prices consumers pay at the supermarket go before they start cutting back," he said. "Lately, demand has actually gone up, despite high prices. But consumers are buying more hamburger and less steaks and roasts."

One factor that makes it unpredictable is that it takes as long as a year and a half for calf and replacement females that are bought today to affect consumer prices, Bevers said. Consequently, consumers won't be affected by current calf or cow/calf prices until well into 2016.

There will be no regional reports for this issue of Texas crop, weather.


By agreement with the U.S. Department of Agriculture, AgriLife Extension county agent reports are collected by the agency's National Agriculture Statistical Service in Austin and then routed to the appropriate regional offices. This year, as it did last year, the statistical service suspended collecting the county reports for December. The district reports will resume when the service begins collecting them again, usually the first or second week of 2015.


 

The 12 Texas A&M AgriLife Extension Service Districts Coastal Bend

In the Coastal Bend area, optimism is also high, and producers are rebuilding herds too, said Dr. Levi Russell, AgriLife Extension economist, Corpus Christi.


But the different climate and breeds of cattle affect producer decisions about rebuilding, he said. First, 500-pound steers are running about $2.80 a pound, and choice cow/calf pairs are running about $2,300, considerably cheaper than in other parts of the state.

Prices are lower for a number of reasons, according to Russell. One, calves have to be shipped considerably farther north to the feedlot areas. And because of the warmer climate, there's more Brahman influence, which also means they don't grade as well and tolerate the winter cold up north as well as the crosses used in Central and North Texas.


"If the calves are worth less, then the breeding stock is worth less, because any capital asset is based on the cash flow you get from it," Russell said.


Another reason south Texas calves are cheaper is that stocker cattle are not common in the area because there is not much winter wheat grown for grazing and pastures aren't suitable, he said.


Still, the prices are historically high for the area. But many producers are resisting the temptation to take replacement heifers and cows to the sale barn for quick money.


"There's some skepticism, but at the same time, price projections for the next few years are high," he said. "And this will still induce people to hold back some females as there's an opportunity to rebuild with the rangeland and pastures that we have. With calf prices as high as they are and likely to stay high for at least the next few years, you could easily pay off the investment in a young pair in two or three years."


And the fact that the region was hit hard by the drought, as hard as parts of West Texas and the Panhandle, doesn't seem to be discouraging producers from taking a long-term view, Russell said.


"Could the rains tail off again?" he said. "Well sure, but I think there are a number of people holding back heifers and taking advantage of the favorable price projections and improving rangeland and pastures."


 

Panhandle/South Plains

Out here, people are taking advantage of what we had, which was some decent rain in the summer, especially August and September" said Dr. Ted McCollum, AgriLife Extension beef cattle specialist, Amarillo.


And though the Texas High Plains has had some relief from the drought, it hasn't had the turnaround that many other parts of the state have, McCollum said.


"There are some areas in the Panhandle that are still wanting for rain," he said. "We had moisture and grew some grass, but you don't have to dig very deep to find dry ground."


Though the good summer rains began recovery of rangeland in many areas, winter wheat for grazing remains a mixed bag, McCollum said. Where it was planted early and benefited from rains in August and September, or it was grown under center pivot irrigation, stands are good. Where it was planted late, stands are short and not suitable for grazing.


Wheat was planted late because the preceding crop was late being harvested or the late summer rains prevented growers from getting into fields to plant, he said.

"So we've kind of had two ends of the spectrum when it comes to wheat," McCollum said.


As elsewhere, Panhandle stocker calf prices are historically high. The first of December, across the primary auctions in the Panhandle, 450-500 -pound steer calves were trading from about $2.80 to 3.25 a pound, while lighter end of 500 pound steer calves were going for $2.80 to $3, depending on quality and lot size, he said.

But even with calf prices so high, any Panhandle wheat that's grazable will likely have stocker cattle on it, he said.


"If you look at what the prices for light calves were back earlier in the fall, stocker cattle producers can project a pretty good net margin in the spring," McCollum said.

As for restocking cow/calf herds, that's a different matter, he said. True, the improved range conditions are prompting some livestock producers to bring their cowherd numbers up, but there's some holding back.

Most cow/calf operations will be on rangeland or perhaps on retired U.S. Department of Agriculture conservation reserve program acres, and a return to full-fledged drought conditions could change everything, according to McCollum.


The prices of cows alone are holding some people back, he said.


"The first of December, young to middle age cows that are three to eight months bred - meaning they will be ready to calve sometime after Christmas - were bringing $1,700 to $2,700 in Amarillo," McCollum said.


"I'd say the restocking of those areas is fairly tentative right now. There are folks waiting to see if the summer of 2014 was a good year in the middle of a drought or if the drought is actually broken. Some of these guys are little bit leery of paying high dollar for a cow and finding we are still in a drought."


 


 

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 Healthful Hint

 

 Make 2015 the year you....

Keep Your New Year's Resolution

 

  

By: Lindsay Rose, Local Life Texas


 

Ah, New Year's! That time of year when we resolve to make that big change in our lives. This is the year I lose 40 pounds. This is the year I get that promotion. This is the year I bite my tongue and get along better with my in-laws. And, almost inevitably, this is the year I break my resolution. According to StatisticBrain.com, 45% of Americans usually make a new Year's resolution and only 8% achieve it. Also, according to this source, the younger you are, the more likely you are to achieve it. Adults in their 20s achieved their resolution 39% of the time compared to only 14% of people in their 50s. 


So, this year, how can you set yourself up to achieve your New Year's resolution? They cynic will say, "Don't make one." However, here are a few tips to make 2015 the year you actually KEEP your resolution!


 

1. MAKE ONE RESOLUTION

Be reasonable. You're not likely to achieve seven lofty goals this year, so set one goal and make sure you're excited about it. While you know quitting smokiing isn't going to be easy, it will be nice to have your family and friends off your back about it and you know you're doing something good for yourself. Also, be specific about your goal. It's hard to tell if you've achieved vague goals like, "Be a better person." if you're having a hard time choosing a resolution, you're probably overthinking it. Typically, whatever comes to you first is the resolution that's most important.


 

2. PLAN YOUR APPROACH

In the business world, we are told to set SMART goals. That is, goals that are Specific, Measureable, Attainable, Realistic, and Timely. While it may seem a bit overboard to go through the whole process you use at work to ensure your New Year's resolution is SMART, all of these items are worth considering if you reallyl want to achieve our goal. Another key statistic from StatisticBrain.com says that people who explicitly make resolutions are TEN TIMES more likely to kepe them than people who do not explicitly make them.


 

3. SHARE YOUR RESOLUTION

Post a note on the refrigerator, write it on your mirror, share it on Facebook. Do whatever you need to do to keep your eyes on the prize adn hold yourself accountable. having a New Year's Resolution buddy is a great way to stay honest about your goal...as long as you can handle your buddy asking how your weight loss is going as you're scarfing down a slice of Snickers Cheesecake!


 

4. PICK A START DATE

Contrary to popular belief, your New Year's resolution does not need to begin on January 1. It's still a busy time of year and you may have better success if you put it of a bit. For some, beginning a new diet two weeks before vacation also might not be the best timing. In addition to picking a start date, pick check-in dates as well. Set reminders for yourself at one week, one month, six months or whatever is appropriate.


 

5. DON'T BE DISCOURAGED

Don't be discouraged by setbacks. Anticipate problems and how you can avoid them or get past them. There's a good chance you'll get off course some time during the year, but that's no reason to give up on your resolution. One unhealthy meal is no reason to go off your diet for the whole day or week, just as one cigarette in a moment of weakness is not reason to follow it up with six more. Find ways to encourage yourself when you're having trouble or call a friend for support.


 

6. REWARD YOURSELF

Don't just focus on a big reward for achieving your end goal. Reward yourself for staying on track. As you reach those check-in dates you set for yourself, reward your success! Whether it's buying a new pair of jeans for the first 15 pounds lost or rewarding yourself with that new-fangled fitness device you didn't know everyone has these days, rewards keep you going.


The time has come to choose our New Year's Resolution. Is 2015 the year you really to make that big change in your life? Or, maybe 2015 is just the year you actually keep your resolution. Either way, now you're prepared to make it happen. Best of luck!



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In This Issue
Health News - HHS Supports Efforts to Speed Ebola Vaccine Delivery
Agriculture News - 2015 Could Be Pivotal Year for Beef Producers
Healthful Hint - Keep Your New Year's Resolution
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Facebook Feature 
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Texas Ag Coop Trust
Officers, Board of Trustees
 
Kimberly Tullo-Holcomb
TACT Executive Director
Lubbock, TX
 
Jim Turner, Chairman
Dalhart Consumers Fuel Association
Dalhart, TX

Bret Brown, Secretary/Treasurer
Ag Producers Co-op
Sunray, TX 
 
Ben Boerner
Texas Grain & Feed Assn.
Fort Worth, TX
 
Craig Rohrbach
Parmer County Cotton Growers
Farwell, TX
 
Dean Sasser 
Farmers Coop Elevator
Levelland, TX

Tony Williams
Texas Cotton Ginners' Association
Austin, TX
 
Paul Wilson 
United Cotton Growers
Levelland, TX


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2015 is HERE, picking up where 2014 left off with a reformed healthcare system that is providing much needed assurance to many, lacking Americans.


With TACT, your need for healthcare is met! We are expanding and advancing and we want to hear from you! Obamacare is here and in force. Are you covered? Do you have questions? Are you fielding concerns from employees and contractors? We have the answers you are looking for. We have the product to meet your need. And, best of all, we are Texas and we are personal. With TACT, you are our business!

  

  

  

 
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Next Issue:  January 20, 2015
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