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Dedicated Insurance Professionals you know and trust...like Family |
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Issue No. 70 |
September 16, 2014
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In the days since 9-11, insecurity has actually brought about means of security in many sectors, including agriculture. The outrage and outpouring of sympathy after the September 11 attacks underscored the deep sense of unease that many people felt and still feel about the world in which they live. In a world shaken by terrorism and war, does it make sense to talk about agriculture? The current sense of unease about rapid modernization is especially prominent in the area of food and agriculture. The need and - more importantly - the potential to act collectively and responsibly exist in agriculture.
As the world changes, a sense of interconnectedness is growing. But needed also is a greater sense of global ownership of the problems of agriculture and food production, and a recognition of joint responsibility in eradicating hunger and poverty.
So what is the way forward? Read more below in our Agriculture News Section.
We look forward to a continued season of providing great service and outstanding benefits, as well as SAVINGS to you! You are a partner in decision making and you are partnered with a thriving coverage provider. Keeping YOU the priority. Keeping YOUR NEEDS in perspective. With TACT, YOU are our business.
Now serving ALL of Texas Agriculture -
Contact us for more information
TACT - Dedicated Insurance Professionals
you know and trust...like Family.
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HHS Announces $60M to Help Consumers Navigate Marketplace Coverage
Courtesy HHS.gov
September 8, 2014
The Affordable Care Act is working for millions of Americans who are able to access quality health coverage at a price they can afford, in large part because of the efforts of in-person assisters in local communities across the nation. People shopping for and enrolling in coverage through the Health Insurance Marketplace can get local help in a number of ways, including through Navigators.
Health and Human Services Secretary Sylvia M. Burwell announced $60 million in Navigator grant awards to 90 organizations in states with federally-facilitated and state partnership Marketplaces. These awards support preparation and outreach activities in year two of Marketplace enrollment and build on lessons learned from last year.
"In-person assisters have an impact on the lives of so many Americans, helping individuals and families across the country access quality, affordable health coverage," said Secretary Burwell. "We are committed to helping Americans get covered and stay covered with in-person assistance in their own communities."
According to a recent outside survey, a variety of assisters, including Navigators, in both state-based and federally-facilitated Marketplaces were responsible for helping an estimated 10.6 million consumers apply for coverage in Marketplace plans, Medicaid, or the Children's Health Insurance Program (CHIP) during the first Open Enrollment period. Assisters tend to help those consumers in communities with the most challenging or complicated enrollments, and according to another poll, Latinos in particular valued the assistance of in-person help. Navigators provide unbiased information to consumers about the Marketplace and other public programs in a way that recognizes the cultures of the communities they serve. Navigators were selected to receive these awards through a competitive grant process based on their ties with the communities they will be serving and other standards such as effectiveness and program integrity.
In addition to helping eligible individuals and their families enroll in coverage, Navigators help consumers compare their health coverage options including helping them determine whether they are eligible for public programs such as Medicaid and CHIP and guide consumers- many of whom have never had insurance before- on accessing and using their new coverage, among other important functions.
These awards build on lessons learned from the first year of Marketplace operations.
- Navigator grantees must maintain a physical presence in the Marketplace service-area, so that consumers can easily access face-to-face assistance.
- Navigator grantees are required to be trained on and comply with strict security and privacy standards to ensure that consumers' personally identifiable information (PII) is protected, as was the case last year. In no case will Navigators obtain a consumer's PII without the consumer's consent.
- In addition to quarterly and annual reporting, Navigators will also be required to submit to HHS weekly progress reports detailing their progress and activities in the communities they serve.
- Based on feedback from the assister community, HHS is incorporating new elements into this year's required training, such as a course on advanced Marketplace issues with detailed information on topics such as how to help college-age students enroll in coverage and re-enrollment. HHS is committed to providing Navigators with on-going technical assistance and training opportunities throughout the year.
In addition to Navigators, Marketplaces make other resources available to consumers to help them access Marketplace coverage, such as certified application counselors, non-navigator assistance personnel (also known as in-person assisters), and agents and brokers. Consumers in federally-facilitated and state partnership Marketplaces can visit Find Local Help to find assistance in their area.
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Note of Interest:
Statement by HHS Secretary on CVS Ending Tobacco Sales
Courtesy HHS.gov
We applaud CVS Health for becoming tobacco-free and ending the sale of cigarettes and tobacco products at its 7,700 CVS/pharmacy locations. CVS accomplished their goal one month ahead of their deadline of October 1.
We also commend CVS Health on the launch of their national and personalized smoking cessation program.
CVS Heath's tobacco free policy is an unprecedented step in the retail industry, and will have an impact in bringing our country closer to achieving a tobacco-free generation, a call to action that we announced in January.
We hope others will follow CVS Health's lead in this important new step to curtail tobacco use.
Healthcare news such as this can be found on our Facebook Page!

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Agriculture Since September 11
Portions Courtesy,
Food and Agriculture Organization of the US
In the days since 9-11, insecurity has actually brought about means of security in many sectors, including agriculture. The outrage and outpouring of sympathy after the September 11 attacks underscored the deep sense of unease that many people felt and still feel about the world in which they live. In a world shaken by terrorism and war, does it make sense to talk about agriculture? The current sense of unease about rapid modernization is especially prominent in the area of food and agriculture. The need and - more importantly - the potential to act collectively and responsibly exist in agriculture.
As the world changes, a sense of interconnectedness is growing. But needed also is a greater sense of global ownership of the problems of agriculture and food production, and a recognition of joint responsibility in eradicating hunger and poverty.
So what is the way forward, for agriculture and food security? What can be done concretely to use agriculture to address some of the fundamental issues of today's world? First, we must recognize that agricultural development is a key to social stability and equity in many parts of the world. It can help to alleviate the subtle and unspoken fears of modernization and the pace of change if innovation is handled transparently and justly. Agriculture also plays a role in mitigating the effects of climate change. There is no shortage of scientific tools to make sustainable intensification a reality, if they are applied responsibly. At the same time, agriculture in the 21st century must be prepared to face new challenges, many of them related to globalization and modernization.
In these days of conflict and insecurity, we must look to opportunities. Reshaping agriculture presents just such an opportunity. There can be no lasting stability and justice without a solution to the problem of hunger and, hence, without agriculture, which provides the livelihood for every civilization. But it must be an agriculture governed by principles of sound ecology, equitable economics and respect for producer and consumer concerns. In a globalized world, local solutions must be embedded in a worldwide context. We must mobilize the will, the resources and the knowledge to do this - today more than ever.
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Is Breakfast Really The Most Important Meal of the Day?

Courtesy WebMD
Sept. 2, 2014-- Your mother might've told you breakfast is the most important meal of the day.
Some recent reports, though, might make you think Mom's take on breakfast is about as credible as other old wives' tales.
The reports that challenge the importance of breakfast say most studies linking it to a smaller waistline and improved health have been observational. Observational studies can't prove cause and effect, though.
Skeptics wonder whether some other quality common in breakfast-eaters -- or breakfast-skippers, for that matter -- might have a greater impact on their health and weight than the meal itself. Researchers also say how the studies are done may explain the conflicting results.
Several scientists who've studied the relationship between eating breakfast and health -- all of whom said they eat breakfast daily -- helped us sort it out.
Q. If I want to lose weight, why not skip breakfast? After all, two meals have fewer calories than three.
A. The desire to lose weight is one of the most frequently cited reasons for skipping breakfast. But many observational studies have found that people who skip breakfast are more likely to be overweight. The theory is that they more than make up for the missed calories in the morning by eating more at lunch orsnacking all day.
But a study published in June challenged these beliefs. The study was a randomized controlled trial, considered the gold standard of medical research. In this type of study, volunteers don't get to decide whether they eat breakfast, but are instead randomly assigned to either eat it or not.
The study showed that when people skip breakfast, "overall, there's still a similar intake or a lesser intake (of calories) over the whole day," says researcher Krista Casazza, PhD, RD.
Another small randomized trial published by Cornell University researchers inPhysiology & Behavior in 2013 found that college students ate about 145 calories more at lunch when they ate nothing in the morning than they did on a day when they ate breakfast. Considering that their breakfasts averaged about 625 calories, skipping it still resulted in a savings of about 450 calories by day's end, according to the study.
Whether that calorie deficit lasts for more than a few days and leads to weight loss remains to be seen, says Harvard School of Public Health researcher Rania Mekary, PhD. "Your metabolic rate might end up decreasing," she says. "If you starve yourself, you might lose weight, but is that something good long-term?"
Researchers point out that randomized trials have shortcomings, as well. They are often small and last only a few days.
The bottom line is that while research hasn't shown eating breakfast can lead to weight loss, neither does it show that eating breakfast makes you pack on the pounds, says Heather Leidy, PhD. She's an assistant professor in the department of nutrition and exercise physiology at the University of Missouri School of Medicine.
Q. What if you don't eat anything until after you've been up for a couple of hours or more? Does that count as breakfast?
Q. What is the breakfast of champions?
Q. Can eating breakfast make me smarter?
Q. Does eating breakfast each day help keep the doctor away?
To see the answers to these questions and read more, click here.
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Officers, Board of Trustees
Kimberly Tullo-Holcomb
TACT Executive Director
Lubbock, TX
Jim Turner, Chairman Dalhart Consumers Fuel Association
Dalhart, TX
Bret Brown, Secretary/Treasurer Ag Producers Co-op Sunray, TX
Ben Boerner
Texas Grain & Feed Assn.
Fort Worth, TX
Craig Rohrbach
Parmer County Cotton Growers
Farwell, TX
Dean Sasser
Farmers Coop Elevator Levelland, TX
Tony Williams Texas Cotton Ginners' Association Austin, TX
Paul Wilson
United Cotton Growers Levelland, TX
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Quality Benefits and Plans
Keeping YOU the Priority
The shuffle has begun! School, supplies, sports, schedules...don't forget to keep your health and the health of your family InTACT!
We are here to help keep you on the right track to health this school year. Immunizations, vision, dental, well checks -
we strive to aid in helping you to improve your health and health coverage. By providing group benefits to members in the agricultural industry, TACT provides quality benefit plans and works to care for you and your health needs while holding down future rate increases for participants.
Exceptional health benefits, customer service and affordable rates, you are InTACT as exciting changes have served to implement positive service provision adjustments.
We look forward to continuing our provision of great service, outstanding benefits and SAVINGS to you!
You are a partner in decision making and you are partnered with a thriving coverage provider. Keeping YOU the priority. Keeping YOUR NEEDS in perspective. With TACT, YOU are our business.
You are a partner in decision making and you are partnered with a thriving coverage provider. Keeping YOU the priority. Keeping YOUR NEEDS in perspective.
With TACT, YOU are our business.
TACT - Dedicated Insurance Professionals
you know and trust...like Family.
Next Issue: September 30, 2014
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