Dedicated Insurance Professionals you know and trust...like Family
Issue No. 35

May 14,  2013

 

Greetings!

  

 The Affordable Care Act started changing the country's health-care system almost from the moment it was signed into law in March 2010. But all  is prelude to the transformation coming in 2014, when almost all Americans will have access to affordable health insurance that covers essential care. 

 

At Texas Agricultural Cooperative Trust, we are always looking for ways to reduce cost and improve benefits for our members. In today's uncertain financial environment, combined with the ever increasing cost of health care and health insurance, it is more crucial than ever that we are committed to providing our members with the benefits and coverages they need and generate additional revenues to  to offset these cost increases.

 

Texas Ag Coop Trust aids in providing group benefits to members in the agricultural industry. Texas Ag Coop Trust provides quality life and health benefit plans and works to hold down future rate increases for participants. With TACT, you don't rent your insurance plan, you own it. At TACT, YOU are our business.  

 

  

 

TACT - Dedicated Insurance Professionals
you know and trust...like Family.  

 

 

 

TACT Note:

Texas Agricultural Cooperative Trust held its appointed spring board meeting May 7. Kimberly Tullo-Holcomb was elected to the position of Executive Director. The staff and board appreciate all of Kim's hard work and effort on behalf of TACT and its members. Join us as we congratulate Kim on her new position.

 

Kimberly Tullo-Holcomb

TACT Executive Director

Healthcare

in the News

  Educational Materials Available for Better Understanding of the New Affordable Care Act
  

Courtesy Healthcare.gov

 

Keeping you informed...

 

With regard to Healthcare Reform, TACT strives to keep you abreast of information that is timely and directly affects you. Below is a select listing of downloadable files that have been made available through Healthcare.gov for the purpose of putting information at your fingertips. 

 

Be sure to watch your May 28 issue of InTACT. TACT will be providing you with information taking immediate effect and directly impacting you!  

 

 

  • For Families with Children: The Health Care Law and You: PPT (7.53 MB),PDF (7.9 MB)
  • For Providers: The Health Care Law and You: PPT (8.3 MB), PDF (661 KB)
  • For Seniors: The Health Care Law and You: PPT (7.1 MB), PDF (742 KB)
  • For Small Business: The Health Care Law and You: PPT (5.89 MB), PDF (2.64 MB)
  • For Women: The Health Care Law and You: PPT (7.9 MB), PDF (1,227 KB)
  • Top 5 Things to Know

    Employers and Small Businesses

     


    click here to see more
    Agriculture/Legislative News
    Texas House Removes Regulator's Authority to Limit Greenhouse Gases  
      

     

    The Texas Commission on Environmental Quality no longer will have the authority to limit greenhouse gas emissions under a proposal passed by the House. Instead TCEQ would issue greenhouse gas permits to allow local industries to emit the substances. The federal Environmental Protection Agency currently has that responsibility.

     

    Released as news on April 18, Rep. Wayne Smith, R-Baytown said the EPA currently has a backlog of permit requests in Washington and the bill would help Texas industries. The measure would also remove the right of citizens to contest permits granted by TCEQ through an administrative hearings process.

     

    "The EPA and TCEQ have been in conversation, they agree the  permitting process should come to Texas, so this is an agreed-to thing," Smith said. "If the EPA is forced to stop regulating greenhouse gases, the TCEQ will too."

     

    Environmentalists, though, oppose the bill because they say it could lead to more climate changing pollution. They also complain the bill would take away the public's right to challenge permits issued by TCEQ.

     

    Rep. Chris Turner, D-Arlington, tried to restore language that would have allowed TCEQ to regulate greenhouse gases, but his amendment was defeated by the Republican majority.

     

    "I think we put ourselves at a tremendous disadvantage if we don't give TCEQ the option of dealing with issue," Turner said.

     

    Rep. Lon Burnam, D-Fort Worth, read from the opposition section of an analysis written by the House Research Organization pointing out the dangers of eliminating the contested hearing process.

     

    "Contested case hearings ensure adequate public notice, a public opportunity to review the draft permit, and the right to seek redress in Texas instead of at the federal level," Burnam said.

     

      The House approved the bill without changes 119-23. As of April 30, the bill was pending in the Senate.

     

     

     Healthful Hint
     Be "Green" While You Clean

       After being cooped up in a stuffy house all winter long, it's finally time to fling open the windows, shoo away the cobwebs, and take on your annual spring cleaning.  

    Here are just a few quick items of note that can help you to help the environment while taking care of your spring cleaning. 

    1. Hang dry your laundry.
    Drying your clothes in an electric or gas dryer isn't just hard on your clothes; it's also hard on the environment. Don't stop with natural laundry detergent. Stay green every step of the way and install a clothesline in your backyard. If space (or aesthetics) is an issue, look for a "retractable clothesline" (search Gaiam for a version which takes up virtually no space when not in use). Weather permitting, line-dry your clothes outside to reduce pollution, cut your energy bill, get more exercise, enjoy the sunshine, and extend the life of your clothes. Plus, they'll smell like a clean breeze, not a fake "clean breeze scent."

    2. Add a little greenery. Install a living air filter-houseplants! Some of the most efficient air-cleaning houseplants include Spider plants, English ivy, rubber plants, and peace lilies. You'll need 15 to 18 medium-sized (6 to 8-inch diameter container) houseplants for the average 1,800 square foot house. If that sounds like a lot, place a few plants in the room where you spend the most time.

    3. De-clutter your wardrobe. Donate gently worn items to charity, where they'll get a second life, and donate torn and stained items (if they're made of an absorbent fabric) to your rag collection, where they'll replace wasteful paper towels. And as you're packing up your winter sweaters, replace those stinky mothballs with a natural and better-smelling version: Stuff a lonely unpaired sock with cinnamon sticks, bay leaves, and whole cloves and tie it at the end.

    4. Paint your walls green. If spring cleaning at your house involves a fresh coat of paint, consider the VOC content of the paint when choosing your paint. VOC's, or Volatile Organic Compounds, are chemicals that form vapors at room temperature. Some VOC's, like the ones in many paints, contribute to smog and indoor air pollution, and can cause a host of short- and long-term health problems. The good news is that many paint manufacturers have started making low- or no-VOC paints. The bad news is that many of those manufacturers have simply substituted VOC's with other non-VOC-yet-still-toxic chemicals. For truly eco-conscious safe paint, check out these products: Eco-Spec, by Benjamin Moore; Clarity, by Dutch Boy; Enviro-Pure, by MAB Paint; American Pride Paint; and BioShield Milk Paint.

    5. Swap out your Swiffer. Instead of continually buying expensive single-use mop pads, invest in a reusable mop. These are widely available in health food stores and general stores. Their mop heads can be washed in your washing machine, hung dry, and used again and again-well worth their moderate price tag.

    6. Ditch the paper towels. Save trees, cash and landfill waste. You can buy specially-made, washable cleaning and dust cloths (in all types of fabrics from cotton to microfiber). But better yet? Use what you already have and give an old piece of cloth (stained towels, ratty sheets and pillowcases, too-small T-shirts, etc.) a new life. Simply cut or tear your old item into smaller squares (if you want to get fancy, finish the edges with a sewing machine), and voila! Pop them in the washing machine with your laundry to clean, and use them again and again.

    Cleaning up your home for spring doesn't have to be dirty work. When you implement some of these ideas and products, you can rest assured that you're benefiting your body, your home and the planet all at once. Many of these changes are small ones, but their impact on your health and the environment can really add up over time. Happy spring cleaning! 

     

     

       

     

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    In This Issue
    TACT Note
    Healthcare in the News
    Agriculture News
    Healthful Hint
    Refer Us!
    Facebook Feature 
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    Contact Us
    Texas Ag Coop Trust
    1802 East 50th St., Ste. 107
    Lubbock, TX 79404
    806-747-7894

      

    Texas Ag Coop Trust
    Officers, Board of Trustees
     
    George Reed, Chairman
    United Farm Industries
    Plainview, TX

    Gregg Allen, Secretary
    Olton Grain Coop
    Olton, TX
     
    Bret Brown, Treasurer
    Sunray Coop
    Sunray, TX

    Jim Turner
    Dalhart Consumers Fuel Association
    Dalhart, TX
     
    Paul Wilson
    United Cotton Growers
    Levelland, TX

    Cary Eubanks
    Slaton Coop Gin
    Slaton, TX

    Dean Sasser
    Farmers Coop Elevator
    Levelland, TX


     

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      National Nurses Week, celebrated May 6 - 12 of this year, gave us a chance to recognize the contribution of the health care providers at the heart of our health care system. Every day, nurses provide leadership, innovation and advocacy to meet the health care needs of Americans.


    From making sure a young mother knows how to care for her toddler, to showing an elderly patient how to manage his diabetes, the role nurses play is more important than ever. The expansion of access to health care would not be possible without these trusted professionals.


    The health care law's emphasis on keeping people healthy, preventing illness, and managing chronic conditions, opens new opportunities for nurses to shape and lead the future delivery of healthcare and capitalizes on the expertise of the nursing profession.


    Note from TACT:
    Get Personal! Improve your health! Call Kathy!

    Improve your health by participating! TACT employs Hines Healthy Tomorrows Team as a benefit to YOU! Kathy Payne is TACT's nurse - she takes care of all of our health and wellness screenings.


    Calvert Home Health, also employed by TACT, does wellness screenings for TACT participants. Once results come back, they are entered into a database with Hines, who then has Kathy follow up with health management programs. YOU qualify to have Hines assist in working with doctor's, treatments and plans to help in streamlining care. It is as if you have your own personal nurse - Kathy! And, this benefit is a part of your healthcare plan at NO COST to you!


    Improve your health by participating! Call 800-592-8097 and ask to see Kathy! Visit www.hinesassoc.com or visit TACT at www.txagcoop.com.


     

     

     TACT - Dedicated Insurance Professionals

     

      you know and trust...like Family. 

     

     

     

     

    Next Issue: May 28, 2013
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