Smart Moves from Christine Hazel
December 2013 
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The holidays are a busy time, and I'm here to work for you.  If you're planning on buying a new home or if you're selling, I can take the guesswork out of each process.

If I can answer any questions about your present or future home, please give me a call.





Remodeling on the Rebound 

Homeowners are undertaking long-delayed projects-but proceeding with caution and often paying cash.


by Kim Palmer


warm-furnished-kitchen.jpg You're not the only one itching to tackle a home-improvement project.


During the recession, may homeowners took on only must-do repairs.  But now that home prices are starting to recover, there's a lot of pent-up demand to spruce up kitchens, baths and finish basements.


"The real estate market is coming back, and we benefit from that," said Jim Kuzzy, project manager fro Plekkenpol Builders, Bloomington.


More homeowners are enhancing homes they hope to sell, or homes they just bought, he said. "Materials have changed so much.  Houses built in the '80's have good floor plans but are looking dated."  

Spending for remodeling is expected to climb 20 percent from September 2012 to September 2013, according to a forecast by Harvard University's Joint Center for Housing Studies.


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Walk to coffee shops, grocery, trails. Sunny, open floor plan. Kitchen w/granite island, counter tops, undermount sink. Stainless appliances. Master ceramic tile bath, double closets. In-unit laundry. Balcony has gas grill. Storage unit. Parking for 2.

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235 Byrondale Ave, Wayzata MN

Turn key opportunity in the heart of Wayzata. Beautifully updated inside & out, 3BR/2BAs, walk-out rambler w/a gorgeous, cared-for prvt bkyrd. Possible boat-slip thru Wayzatas lottery system. Close to shopping, dining & hwy access. Hurry! Will not last!

When Will Mortgage Rates Hit 5%?  

by The KCM Crew


The big question for homebuyers is when interest rates will begin to rise to the 5% mark. The effect of a rise in mortgage rates could be a dramatic increase in the monthly mortgage payment when purchasing a home. In an article last week, HousingWire quoted two different sources regarding this issue.


Most experts are projecting that rates will rise when the Fed decides to taper the purchase of bonds which has acted as a stimulus to the housing market by keeping long term mortgage rates at historic lows.


In the article, Sterne Agee's managing director and chief economist Lindsey Piegza pointed out:


Click Here For The Full Article  


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