MAY 2014
KeepYourHomeCalifornia | Newsletter

Keep Your Home California Surpasses 40,000 Households Helped

In early May, Keep Your Home California provided mortgage payment assistance to the forty-thousandth household since the program began in February 2011. Nearly 7,000 of those households have received assistance in calendar year 2014, putting Keep Your Home California well ahead of its 2013 pace, when almost 14,000 total homeowners were helped. Overall, a total of 40,196 California homeowners have received over $671 million in assistance. Some fun facts about the households helped:

  • Assistance has been provided to homeowners in each of the 58 counties of California.

  • Ninety-three percent (93%) of homeowners still own their homes 24 months after receiving assistance from Keep Your Home California.

  • Los Angeles County has had the most homeowners helped with just under 8,300 households receiving assistance.

While we are proud of helping more than 40,000 households avoid foreclosure, we know there are still many Californians struggling with their mortgage payments.  Some of the areas hit hardest by the housing downturn continue to see high numbers of homes being worth less than what's owed on the mortgage.  We will keep working to help homeowners prevent as many avoidable foreclosures as possible to help stabilize communities and speed the recovery. 

2014 Income Limits Posted

As part of the criteria to qualify for Keep Your Home California, homeowners must meet county-by-county household income limits. The programs are designed for low to moderate income households and the limits are based on Area Media Income, which is updated annually. The 2014 income limits were recently released and posted on the Keep Your Home California website. To see the income limit for your county, please check the website and for more information on qualifying for Keep Your Home California, please click the "Find out if you qualify" link on the homepage.

Community Outreach Events

Community outreach events are some of the best places for people to get valuable information about housing resources that are available to them. Whether the event is focused on foreclosure prevention, home buying, or tips on being a successful homeowner, the events provide a unique setting where individuals can connect directly with organizations that are able to help meet their particular housing needs. Best of all, the vast majority of these events are free of charge.


Keep Your Home California representatives try to attend as many community outreach events as possible. These events are wonderful opportunities to share information about the programs with homeowners who need assistance. In the last three years, Keep Your Home California has had a presence at over 560 events across the state. Many of our partner HUD approved housing counseling agencies also host events in their communities, where they provide an array of services.


To find out if there are upcoming outreach events in your area, please visit the Calendar of Events page on our website. If you are hosting an event and would like to invite a Keep Your Home California representative to attend, please email your request to

(as of May 15, 2014)

Homeowners Assisted
Total Amount Distributed
Unemployment Mortgage Assistance
Principal Reduction Program
Mortgage Reinstatement Assistance Program
Transition Assistance Program
Total Program
Funds Allocated
Recent Blog Post:

Much has changed with the economy and job market during the past three years.

And Keep Your Home California has expanded the Unemployment Mortgage Assistance Program to help more homeowners and keep in step with the times.

Certainly, the economy has improved. About 750,000 people have found jobs since summer 2011, the equivalent of almost everyone in San Francisco. And the jobless rate has dropped to 8.1%, the lowest level since September 2008, according to the state Employment Development Department (EDD). Read More 

Success Story: Frank H. 

During the past dozen years, Frank H. has battled cancer, diabetes that caused him to lose his foot, the death of his parents and his longtime employer closed the plant where he worked and moved operations to Mexico.


Despite the challenges and difficulties, Frank feels blessed when he thinks of his family and friends,...
Read More 

Monthly Question & Answer

A: Final eligibility for benefit assistance can only be determined after you have provided all of the documentation requested and it has been determined that you meet all program guidelines. Even then, the final determination of eligibility lies with your loan servicer who must accept the offer of assistance.  


See more frequently asked questions

Dollar Assistance Provided to Date by County  
(as of May 15, 2014)

To see all Servicer Scorecards, please visit the Participating Servicers webpage.

May 17, 2014
Homebuyer Eduction Workshop
Riverside, CA
May 22, 2014
Home Preservation Workshop
Stockton, CA
May 28, 2014
Home Retention Clinic
Los Angeles, CA
May 29, 2014
Housing Resource Fair
Los Angeles, CA
June 4, 2014
Home Preservation Worshop
American Canyon, CA
June 5, 2014
NID-HCA Oakland Workshops
Oakland, CA
June 7, 2014
Homebuyer Education Workshop
Ontario, CA
June 11, 2014
Home Retention Clinic  
Los Angeles, CA
June 14, 2014
2014 Housing Expo
San Francisco, CA
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