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August 5, 2015      A Newsletter with events, resources & information for the benefit of our members.  

August 20, noon
Bryan Center A&B
How Will EMV Impact my Business
We invite you to our next Chamber Lunch & Learn where you will hear from John Webb of
U.S. Bank Payment Solutions about the upcoming change to credit card processing. The Chamber is providing pizza and drinks for lunch so we ask that you click here to register. 
Here is a benefit of YS Chamber membership  
Up to $100 off of the first check order for any new business account. 767-6611 
Ohio Bureau of
Worker's Compensation

Please click here to read the Safety Accountability Letter which outlines the responsibilities of the BWC, the YS Chamber as the sponsoring organization and Hunter Consulting as the Third Party Administrator.



Chamber Board
Anita Brown, President
Susan Miller, Vice President
Sheila Pallotta, Treasurer
Craig Mesure, Secretary
Jeannamarie Cox Peifer
Randy Gifford
Bruce Grimes
Sherryl Kostic
Krystal Luketic
Molly Lunde
Ann Simonson
 
Ex-Officio Members
Mario Basora, YS Schools
Dave Boyer, WPAFB
Nick Gaskins, YSAC
Lisa Goldberg, Past President
 
Chamber Staff
Karen Wintrow, Exec Dir
Alex Scott, Event Coordinator
Susan Gartner, Calendar 
Print/Copy Services 
Color .35 members
         .40 nonmembers
B&W  .10 members
         .15 nonmembers
  
Marketing Plan members get an additional discount.
Discounts for large orders.
Email your documents and tell us the quantity, paper
& type of copies you need.   It's convenient and environmentally-friendly to shop local!  Get high quality, inexpensive copies plus printing and scanning services in the heart of Yellow Springs.
   
  Soin Medical Center
 
 
 
 
 
 
Click here to be added to our mailing list for weekly information about events in YS.
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 EMV: What You Need to Know     

Its' likely that you've already heard about the upcoming EMV rollout. "EMV" stands for Europay, MasterCard and Visa, a standard for chip-based transaction processing technology that is a more secure way to handle credit and debit purchases.

 

On October 1, major credit card companies are gradually transitioning from magnetic stripe technology to chip technology as cards expire but support for swipe card format will remain until all cards have expired.

 

The new smart cards contain a chip capable of more sophisticated security than traditional magstripe cards, keeping cardholders safer and combating counterfeiting and fraud by assigning dynamic values for each transaction. Since fraudsters cannot skim or copy chip card data, EMV technology helps reduce fraud risks for your business and your customers.

 

Once the rollout is complete, merchants will be liable for fraudulent charges made using magstripe cards - not the credit card companies. If a merchant accepts a card  later deemed to be lost, stolen or modified, and is charged back by the cardholder, then the merchant is responsible for the loss incurred with that transaction. Note that it doesn't impact all chargebacks or disputed transactions, only those considered to be fraudulent. Merchants subject to fraudulent charges are at a higher risk and should be early adopters of the new equipment. If your business sells services, then the risk is lower.

 

The benefits of EMV are greater consumer security with a payment card that works anywhere in the world and a reduction in card fraud resulting from counterfeit, lost and stolen cards impacting businesses.

 

The new standard will require some minimal education to teach employees how to work the terminals, as chip technology will require a "dip" into the machine for the duration of the transaction rather than a swipe, but there won't be mass migration to chip technology until magstripe cards reach their expiration dates.

 

A range of EMV solutions are available to meet your needs now and after October 1st, 2015. Speak with your banking representative to learn what would be best for your business and attend the Chamber Lunch & Learn on August 20 for more information. Click here to register. 

 Ohio Sales Tax Holiday       

The State of Ohio has declared a Sales Tax Holiday from August 7-9 with select items being exempt from sales tax. The broad categories are as follows:

  • Clothing priced at $75 per item or less;
  • School supplies priced at $20 per item or less; and 
  • School instructional material priced at $20 per item or less. 

There are a lot of subtleties that will hit businesses even those that aren't a primary retailer of these items.  For example, a pen or handmade book from an art gallery, if below the $20 threshold could be considered a school supply. It would apply to someone buying a t-shirt from the Little Art, Glen Helen, etc. And it applies to sales of these items at Art on the Lawn or the Farmer's Market.

 

Please note that this is NOT an optional program but mandatory state law. There are provisions in the language for customers to bring their receipts back in for refunds if they were incorrectly charged sales taxClick here for a one page description of the program.

 

Click here for the Ohio Department of Taxation website  for more information. They have an email address and phone number if you have specific questions.  

 

The Chamber will be bringing a promotional poster and a quick reference card with details of the program to affected businesses to keep at the cash register. If you have any additional questions, please call 767.2686. 

 Infrastructure Updates     

The Waterline Loop Completion project that included Corry, Livermore, Herman and Antioch College is complete with site restoration nearly done.

The Bottleneck Elimination project will begin in late September or early October to install a new water line down Xenia Ave. from Herman south to Kahoe Lane. Completion is anticipated in Spring 2016. The work will be taking place on the east side of Xenia Ave so traffic will be maintained during construction.

The annual street paving should start in late August or early September. There will also be some storm sewer work on W. Davis, Phillips by Mills Lawn and in the alley behind the Dayton St business corridor.

The Xenia Avenue Streetscape project has been put on hold until spring. The project scope will include Xenia Ave from Village BP to Limestone St. 

The new water plant is in the final preliminary design stage set for issuance of the Design/Build Team Request for Qualifications by September with the selection of the team by the end of 2015. Construction is anticipated to begin in July, 2016.

If you have any questions about any of these projects, please contact the Village offices. Ruthe Ann Lillich can be reached at 767-3402 or via email.

Member News 

Welcome New Members

House of AUM - Yoga Studio & Boutique     

Junk Diva - Architectural items, primitives, vintage

QuickPro Bookkeeping Service - for small business 

        

Thanks for Renewing

4-H Camp Clifton, Antioch Gate, Antioch Writers' Workshop, Asanda Imports, Axel Bahnsen Photography, Clark State Community College, Village of Clifton, David Campbell Insurance Agency, DeLong Air Inc., Design Sleep, Ertel Publishing, Flying Mouse Farms, Greene County Convention & Visitors Bureau, Heaven on Earth Emporium, Historic Clifton Mill, House of Ravenwood, Howell Farm Lodging, Import House, Innerlight Yoga & Wellness, JCox Apparel Services Company, JDK Magnetic Plus, Kirby's Flowers, Kismet, Legendary Roofing Company, Library Loft, McWilliams Financial Group, Miami Valley Educational Computer Association, Michael Jones Artist, Mindfully Well Center, NAMI Yellow Springs, Sam & Eddie's Open Books, Springs Motel, Town Drug, US Bank, Ye Olde Trail Tavern, YS Farmer's Market  

  

Learn more about the benefits of Chamber Membership.

Click here to join or renew electronically.

Business Education & Events

 

Greene County Career Center Workforce Education

Various classes and times; 2960 W. Enon Rd., Xenia, OH

Meeting the needs of business and individuals in workforce training and certification. Adult classes.

 

Clark State Community College Workforce Training

Various classes, times and locations; (937) 431.7164

Professional development classes and individualized programs to help your employees and company rise to the top

 

Wright State University SBDC Workshops 

Various Times; Various Locations.  Register online.

A series of classes for anyone starting a new business including start-up basics and writing a business plan. Other specialized classes are also available.

 

Dayton SCORE Small Business Success Workshops

Various Times; Various Locations

A variety of free and fee-based business courses to meet your needs and challenges. Information and services valuable to start up business or one looking for new ideas to improve. Mentoring services and workshops are free or minimal cost. 

 

Dayton SCORE Non-Profit Initiative

Various Times; Various Locations

An assessment tool, workshops and mentoring to improve the operations of non-profit organizations.