Volume 1, Issue 12
We were going to make you wait two more weeks, but the excitement was just too hard to contain!

The Innovation Project 2013, spearheaded by PYMNTS.com, has established the Payments Hall of Fame and Lifetime Achievement Award to honor the giants of the industry on whose shoulders all innovators stand. These are the men and women who have created the foundation for the payments industry and have made it possible for new innovators to pursue what's next in payments.

Perhaps the most exciting part is that each of our Hall of Fame Inductees will receive their award in person at the 2013 PYMNTS.com Awards Ceremony, which will be held at Annenberg Hall at Harvard University on March 21, 2013 and emceed by B.J. Novak!!! How exciting is that!!!!
So, can you guess who they are? Here are some clues:
Without this Scottsman's innovation, a huge part of the industry wouldn't exist.
The first application of this person's innovation made it
possible for Cousin Joe to clean out his garage, sell online and
get paid.
This person's innovation was written off by industry analysts at the time as a failure since it would only appeal to "scum of the credit card society."
In his later years, this person
became famous for embracing and popularizing chaos theory.