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Prime Interest
A Bank of the West Newsletter July 2015
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Where's Sparky?
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Sparky, our cute little Bank of the West car, is parked somewhere in the northern portion of the metroplex in the picture below. If you are the first person to email us the event, correct city & exact location where Sparky is parked, you will
WIN a $25.00 gift card!
Please click on the link below and email us your guess, along with your contact information and you could be the lucky winner!
Hint: A grand time was had by all at this annual festival.
Bank of the West Employees and employees & family members of business where picture is taken are not eligible for this contest.
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Quick Links...
Bankers Association of Texas
ICBA Independent Community Bankers of America
Visit us soon on FaceBook!!
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Bank of the West Proud
Presenting Sponsor 2015
Main Street Fest Grapevine
 Predictions of a rainy weekend broke through to sunshine during the 31st Annual Grapevine Main Street Fest. The Grapevine Convention & Visitors Bureau experienced
a record breaking crowd of over 150 thousand festival-goers during the
annual 3-day event.
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| Blankenship Family enjoying
Main Street Fest at
Bank of the West booth |
Gary and Cindy Blankenship, Chairman and Vice Chairman, Bank of the West, and the entire Blankenship Family were on hand to meet and greet festival guests and customers as they stopped by our bank booth. Gary and Cindy shared, "As the Presenting Sponsor of this year's festival, Bank of the West was so proud to be the local representative business of such a wonderful, long-standing community event.
Community support and participation is what makes Grapevine thrive and all of us at Bank of the West are committed to its growth and quality of life." Bank Staff from many of our area locations greeted and |
| | PW McCallum, Grapevine CVB, shows his skill at DartMan. |
encouraged visitors to play our "DartMan" game as the highlight of the Bank of the West Booth. Throwing dart-men at the Bank of the West board gave contestants of all ages the opportunity to win bank key chain/bottle openers, while bulls-eye winners received insulated Solo cups.
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| Opening Day
Main Street Fest 2015
Keith Temple, Becky Hummer, Shelley Ruddick & Kathy Chilson |
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| Shayla Baker &
Norma Tamez |
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| Bill O'Daniel &
Christine Rodriguez |
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| | Annette Underwood & Marlene Duman |
Bank of the West volunteers (above & below) also continued their ongoing support of the Grapevine Chamber of Commerce by volunteering for the Saturday shifts at the Chamber Concession trailer and beer booth!!
Bank of the West is proud to announce our Presenting Sponsorship for
Grapefest 2015
Grapevine, TX
September 17- 20, 2015.
We hope to see you there!
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Bank Chairman leads
The Independent BankersBank as Chairman of the Board
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| H. Gary Blankenship
Chairman
Bank of the West |
Gary Blankenship, Chairman of the Board for Bank of the West has taken the helm as Chairman of the Board for The Independent Banker Bank (TIB).
TIB is the nation's largest and most trusted "Bankers Bank", providing correspondent banking products and services to nearly 1,800 banks of every size from coast-to-coast.
"It is an honor and a privilege to serve as this year's Chairman of the Board for TIB", states Gary Blankenship. "TIB wants to be considered a partner in serving its customers and community... and to earn your business each and every day, which is what we also strive for every day at Bank of the West."
TIB has serviced Bank of the West for over 29 years, provided cash end services and our merchant services program.
Located in its new building on Luna Road in Dallas, TIB takes great care to maintain the same attention and commitment to detail and personalized service that we deliver to our customers. TIB is the "Texas Bankers Bank".
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Bank Vice Chairman Sits on Independent Bankers Association of Texas (IBAT) Women's Panel
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| Cynthia L. Blankenship
Vice Chairman
Bank of the West (center) |
Participating in a distinguished panel of women bankers, "Community Bank Women Leading the Way", Cynthia Blankenship, Vice Chairman, Bank of the West, represented women in banking that truly make a difference. Addressing the IBAT Leadership Conference in San Antonio Texas, Cindy explained, "It is important to make your own path in the banking world and address every situation with confidence." Beginning her banking career amongst a then, male dominated industry, Cindy encouraged all women bankers to always be prepared and you will be treated equally.
Speaking to an audience of men and women bankers, the panel of experienced women engaged the audience with their stories of fortitude and perseverance as they have worked their way to the top of their fields in the Texas banking arena.
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Proud to be an
SBA Preferred Lender
What does this mean to you as the borrower?
As a designated "Preferred Lender" with the SBA, Bank of the West is able to streamline the procedures necessary to provide financial  assistance to the small business community. The SBA has delegated the final credit decision and most servicing, liquidation authority and responsibility to Preferred Lenders, such as Bank of the West.
Why are we proud to be an SBA Preferred Lender?
Banks are considered and approved for the Preferred Lender Program (PLP) based on their record with the SBA and we are proud to demonstrate a proficiency in processing and servicing SBA-Guaranteed loans.
Where do we provide SBA loans?
Bank of the West has a target market mainly in the Dallas/Ft. Worth metroplex but does entertain state wide requests from its existing customer base.
Who can you contact to answer questions and discuss an SBA loan opportunity?
Our professional, seasoned SBA loan officers are here to assist you and answer any questions you may have about SBA loans. We welcome the opportunity to visit with you and discuss any loan needs you may have now or in the future.
It's that easy... It's that personal!
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How to Increase the Value of Your Home for Less Than $100
Whether you are thinking of refinancing your home and want to boost your equity or it's time to move on from your home and you want to get the highest appraisal possible, these simple tips can help you.
Find out how little changes can help make a big difference. The best part? All of these tips cost less than $100 each!
Get started now!
Click here to read the full article by Ezine Articles
For answers to all your mortgage questions,
call GSB Mortgage today!
GSB Mortgage, Inc., a wholly owned subsidiary of Bank of the West, is a full service mortgage company that prides itself in providing the highest quality financial services to consumers and strives to develop the most effective customer programs for each individual borrower's needs.
"Professional Values, Mortgage Solutions"
Visit us at www.gsbmtg.com or call us at 817.310.1980
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What you need to know about EMV and Chip Cards
Recent data breaches and identity theft reports have heightened consumer awareness around the security of merchant payments. Consumers may find themselves asking, "How can I better protect myself and my personal financial information?"
What is EMV?
EMV - an abbreviation for Europay, MasterCard and Visa - is an internationally adopted payments standard that utilizes microchip technology to authenticate and process debit card and credit card transactions. EMV cards contain an embedded microchip that provides stronger security features not possible with traditional magnetic strip cards.
Why is EMV so important?
Simply put, chip cards are more secure. By using the chip technology instead of traditional magnetic stripe technology, chip cards offer enhanced protection of cardholder information while also reducing fraud resulting from counterfeit, lost and stolen cards. And not to worry - Make you online purchases with your chip card in the same way you use a magnetic stripe card.
So what's different?
For now, chip cards still feature a magnetic stripe so they work on all payment terminals and ATM's. However, using your chip card will mean a slightly different experience at the checkout counter.
Instead of the traditional "swiping" of the card, the new chip card will be "inserted" or "dipped" into the EMV terminals where it will stay for the duration of the transaction; similar to the way some ATM's work today. It is important to remember to take your card after the transaction is completed.
How does this affect merchant customers?
Beginning October 2015, all businesses who use terminal processing for swiping credit cards will be subject to taking on the liability of each transaction if you are not using an EMV terminal.
As a Bank of the West merchant customer, you will be receiving information from us that further details this EMV change.
For more information, please feel free to contact us!
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Look out!... we are on the move again!
What to look for in the coming months at
Bank of the West.
- Instant issue debit cards
- Facebook and other social media adaptations
Updates and information will be available at your local branch locations.
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Quote of the Day
"Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time."
Thomas A. Edison
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The information contained in this publication is designed to be informative and educational to our customers and friends of Bank of the West. Please feel free to send us a comment or suggestion and as always, your email information is secure within our distribution and is used solely for the purpose of this publication.
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Regards,
Bank of the West Editorial Staff
www.bnkwest.com
Our Prime Interest is You!
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Corporate Location
108 West Northwest Hwy
@ Main St
Grapevine, TX 817/310-3555
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2400 West Irving Blvd.
Irving, TX 214/524-6800 |
301 North Hwy 156
Ponder, TX 940/479-0073 | |
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2015 East Beltline Rd
Carrollton, TX 214/418-6922 |
950 North Beltline Rd
Irving, TX 972/986-2222 | |
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4100 William D. Tate Ave
Grapevine, TX 817/399-9400 |
329 West Main St
Lewisville, TX 972/436-4513 | |
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1630 Hillcrest
Vernon, TX 940/552-9762 |
Loan Production Office
101 Summit Ave. Suite 101
Ft. Worth 817/868-5923 |
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