Let's say you take someone out on your boat and encounter a large wake
that slams your guest down against a hard seat. Even if your guest says
he's OK, if it turns out later he's injured you could be sued and held liable for
all his medical bills, as well as payments for lost time from work, and even
pain and suffering. Are you covered?
If your state, bank, or marina requires you to carry boat insurance, your
homeowner's policy will probably not be acceptable. Most homeowner's policies
don't have the necessary provisions to cover the different types of losses that
may occur with a boat, such as salvage, wreck removal, or pollution liability.
Boat insurance is designed to address the specific needs of boaters ....
Please click HERE to read more.
