 Residential Real Estate Have Your Next Move Planned Ahead January is the time when many people start looking ahead to the spring when they plan to put their home up for sale. Even in a sellers' market there is always an exceptional amount of time and effort needed to select an agent to market the property, cover the Laura Ashley wall paper you've been looking at since the '80s, sort through years of clutter, stage the home and clear out for showings. If current trends continue, Spring 2013 may be much more of a buyers' market than most previous years and the slower market will only add to the stress levels for sellers. But there are steps you can take ahead of time to make the sale go smoother, to minimize protracted negotiations with an interested buyers and save money.
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 Insurance Law On The Road: Are You Covered? Winter driving conditions can be hazardous. The start of the New Year and the early part of the winter are an excellent time to review your existing automobile insurance policy and consider whether you need to increase the coverage so that you and your family are protected in the event of a serious accident.
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 Tax & TrustsCould Your Business Help You Save More This Year? The new year is a good time for business owners to review their corporate structure to consider if changes can be made to reduce current and future income tax burdens. Three options to consider are the use of:
- Family Trusts
- Individual Pension Plans
- Retirement Compensation Agreements.
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