2014 Board of Directors
Bruce Gottschall,
President Patricia Abrams, Vice-President Ofelia Navarro, Secretary Lawrence Grisham, Ex-officio Director Calvin Holmes, Treasurer Joy Aruguete Joel Bookman Pamela Gecan Timothy Hughes Edward H. Jacob Brenda Palms-Barber Rosanna Marquez Robert McGhee Guacolda Reyes William W. Towns Marva Williams Jeffrey Wright Staff
Kara Breems, Executive Director Teresa Lambarry, Outreach Director |
|
|
|
Dear CCLT Homeowners and Friends,
I think we have all had to deal with unwanted pests in our homes. They may come in uninvited by way of our groceries, or our neighbors walls, or the ground beneath our homes, or the air outside them: if they want to get in, in many cases, they will!
But ignoring them doesn't (usually!) make them go away - you must attack the problem head on and right away.
In my unit I have very high ceilings so I tend to have a problem with spiders. To prevent them from taking over my home, I bought an Electrostatic Duster that I can use to clean my high ceilings and walls to keep the spiderwebs contained. When they start invading my sleeping quarters, however, I have a big problem! In order to keep that problem contained, a Pest Control company comes every two months to spray my unit and keep the critters away.

We all have different tolerances for pests in our homes - and this month we'll look at ways we can help live with - or without - them! This month we deal with how to control pest problems in your home. Enjoy the newslettter. Teresa Lambarry |
|
Here are some relatively easy ways you can keep your home pest free.
1. Keep the foliage around your home trimmed. Bugs use plants around your property as "ladders" to reach your house and also as cover to prevent from being killed by you or other predators.
Other things to do:
- Keep debris, planters boxes, firewood and lumber away from the walls of your home
- Keep soil, mulch, and other ground cover below the level of your home's slab
- Clean the gutters and keep them clean of debris
- Maintain your lawn and keep your grass mowed
2. Close off pest entryways. Pests often enter homes the same way you do, through doors or windows. Make sure that you caulk and seal windows and door frames and replace any torn or loose fitting screens. Check the thresholds on your doors, and install or repair weather stipping, ddoor seals, or door sweeps. Similarly, seal any openings around pipies, dryer vents, or electric conduits. Repair any wood rot or other damage.
3. Keep things dry. Pest love damp conditions. If you have a leaky faucet or any other source of moisture inside or outside of your home, repair them. Outside your home, eliminate any standing water. Make sure that all your ventilation openings are clear to reduce mold and mildew, and clean or change your air-conditioning filter monthly. Consider buying a dehumidfier for areas that may be damp but are't air-conditioned, like garages or utility rooms.
4. Cleanliness is crucial. Crumbs, spills and scraps contribute to pest control problems. Make sure that you keep the inside and outside of your home as clean as possible in order not to attract pest.
5. Harsh chemicals may not always be necessary. Many of us prefer not to use harsh chemicals to treat bugs, especially if we have children around. There are many recipes around for natural pest control - we can't vouch for it - but try using this link for a natural recipe for to get rid of the ants.
Article excerpted from Apex Pest Control Inc. Site
|
How to Hire the Right Pest Control Service Contractor
|
If you've reached the end of your rope with natural or other home remedies, and feel like you need to ramp your pest eradication efforts up to the next level, you might consider hiring a pest control service.
Pest control services can help control ants, mosquitoes spiders, roaches, bedbugs, ticks, moths, fleas, bees, wasps, and more.
When hiring a pest control service ask the following questions to potential candidates.
- What is their experience? The more experience a pest control worker has the more likelihood that a professional and comprehensive job will be done.
- Ask for references. Especially from a customer that has already been using their serivice for a while.
- Are they licensed? The Illinois Department of Agriculture certifies and requires a lincense for all those applying pesticides in Illinois.
- Do they possess insurance and workers' comp? If someone gets hurt while spraying in your home, insurance will protect you from serious liability. It can also provide protection from accidental breakage.
- How effective will the service be? Ask about specific pests that have infiltrated your house. Will the treatment also kill the eggs? How long are the results expected to last?
- How safe are the chemicals? The pest control contractor should be able to provide you with safe cleaning supplies. They should now about any precautions that must be taken such as property ventilation. And they should understand the special measures required for pets, small children, women who are pregnant, etc.
- How environmentally friendly are the chemicals? Going green is important, and a good pest control contractor understands that. If you want more natural chemicals, ask about your options.
- Are there any guarantees or warranties? If the treatment is not as effective as promised or expected, will they come back to address the issue?
- Are they a member of a trade organization?Such as the National Pest Management Association Inc.
- What is the price? Contractors vary in pricing methods and amounts. Some base price on an hourly wage, while others base it on number of rooms, square footage, or flat rates. Also, you may be interested in a regular service. These ar usually available at a reduced rate.
- Will they explain the contracts? A pest control professional should supply a detailed contract that explains every aspect of the serivce, as well as pricing. Any guarantees or warranties should be included. Article excerpted from Apex Pest Control Inc. Site
|
CCLT Homeowner Tip of the Month - Refinancing
|
Interest rates continue to be historically low - and we encourage all of you who have relatively high interest rates - and are able to refinance to a lower rate - to consider doing so.
However, don't forget that you need to refinance with one of the participating CCLT lenders - and the CCLT must approve all refinances. To refinance your unit - you must submit copies of every document to be recorded in connection with the refinancing for review by CCLT.
Finally, CCLT homeowners are not eligible to use their homes as collateral- which means that home equity loans, debt consolidation loans, car loans, and other similar loans are prohibited.
More information can be found in Section 8 of your restrictive covenant.
And if you have ANY questions, contact Teresa at 312.744.5086.
|
Save money on your energy costs!
|
This month I met with Mike Harrington, who works with Elevate Energy, whose goal is as basic as it is bold: Smarter energy use for all. Elevate Energy is a community of thinkers and doers who believe that everyone should have the access to resources that enable more efficient energy use. Mike told me all about ways that homeowners can save on their energy bills. I am attaching the English and
Spanish brochure that explains what you can do. You can also go into http://energyimpactillinois.org/ and find out about all the different rebates available.
From Elevate Energy, I share this with you:
City of Chicago residents can knock 20% off their energy bills by switching to time-based electricity rates and making common sense home Improvements
With the average Illinois household spending over $2000 annually on natural gas and electricity, there are many opportunities to save. To uncover these savings, a local non-profit, Elevate Energy, is helping homeowners in the Chicago area make smarter choices about energy.
The first and easiest change local residents are making is finding a better electricity rate. Many people have heard offers from telemarketers advertising ways to save on electricity. There are many more choices than there were just a few years ago. But it can be hard to sort through all the details to make the best choice. New technology is becoming available to Chicago residents that will create even more options.
For example, many customers aren't aware of ComEd's Residential Real-Time Pricing program, which takes advantage of smart meters to provide hourly pricing and has saved customers an average of over $100 each year since 2008, collectively saving $13 million. By paying the "wholesale" rate for electricity that changes every hour rather than a fixed price, participants take advantage of low-priced electricity during most of the fall, winter and spring. During the summer, participants can save by shifting energy use during summer weekday afternoons to the evenings or early mornings. Alternative supplier MC Squared also offers a rate with set prices for different times of day that may allow you to save money over the standard utility price. Local Elevate Energy advisors have more information on these and other options.
Even bigger savings have been achieved by over 4000 customers who used the Energy Impact Illinois (EI2) program to make home energy improvements. These improvements cut their energy bills by an average of $400 per year. Homeowners that participate in EI2 begin with an energy assessment. The discounted price is just $99, or free if the homeowner hosts five or more neighbors for the energy assessment. Certified and vetted contractors use the assessment to find affordable improvements that maximize savings. Elevate Energy ensures the work gets done right and that homeowners learn about rebates and loans to reduce the cost.
In addition to reducing energy bills, energy improvements can make homes more comfortable and valuable. Most homes (even newer ones) are too cold in the winter and too warm in the summer, which most families simply assume is normal. But with basic improvements every home can be much more comfortable year-round - and it's hard to put a price on this. In addition, homes that make improvements which increase their efficiency by 15% or more are eligible for an Illinois Home Performance with Energy Star certificate. This proves the home is energy efficient when it is listed for sale, and research has proven that these homes sell faster and for higher prices.
To speak with someone and learn about their options, homeowners can contact their local Elevate Energy advisor Mike Harrington, at 312-532-9846 or mike.harrington@elevateenergy.org, or by calling 844-922-1222.
There are so many choices out there in regards to your electricity carriers. You must be careful in doing so otherwise you might get burned in the process. Please use this link to get more information before you choice a different carrier. Make sure to ask if they charge any fees if, for instance, you decide to switch carriers?
|
Get Involved in Your Community
|
Get the Top 10 Volunteer Opportunities in Chicago by using this link.
|
Monthly Calendar of Events
|
This month I end this column by giving you some of the events scheduled in August before the August CCLT Newsletter is sent to you. This is so you won't miss those events. Enjoy! |
Taste of River North
July 18 - 20, 2014
Enjoy food from local restaurants, shop local vendors, and hear live music at Taste of River North at Ward Park (Kingsbury & Erie). Donation.
Pitchfork Music Festival
July 18 - 20, 2014
The free-spirited Pitchfork Music Festival features alternative rock, rap and hip-hop, electronica, and dance music in Union Park. Cost.
Family festival
July 18 - 20, 2014
BenFest serves food, beer, music, and activities for kids on the grounds of St. Benedict's parish, with a vendor market on the adjacent street. Donation.
Dance at the museum
July 18, 2014 (also June 20 & Aug. 15)
Dance to celebrity DJs at Steppin Under the Stars at DuSable Museum. Bring chairs or reserve a table.
Disability Pride Parade
July 19, 2014 (11 a.m.)
The Disability Pride Parade goes up Dearborn from Van Buren to Daley Plaza. Free.
Family art festival
July 19, 2014
Make art and explore special activity stations during Kaleidoscope Family Festival in the Ryan Education Center at the Art Institute of Chicago. Free.
Parade of boats
July 19, 2014
Watch hundreds of boats leave for the ritzy Race to Mackinac at the Ashore Thing party at the east end of Navy Pier. Free.
Garden walk
July 19, 2014
See charming gardens on the Forest Glen Garden Walk, and then visit the cafe for a snack. Cost.
Pet expo
July 19, 2014
Windy City Pet Expo has vendors, adoptions, demos in the Odeum Expo Center. Free except parking.
Craft beer fest
July 19 - 20, 2014
The Chicago Craft Beer Festival features beer tasting and live music at N Sheffield Ave. & Webster. Cost.
Sheffield Avenue festival
July 19 - 20, 2014
The Sheffield Garden Walk & Music Festival features live music, self-guided tours of 80 gardens, guided architectural tours, food and drink, and kids' activities at N Sheffield Ave. & Webster. Donation.
Clark Street festival
July 19 - 20, 2014
Enjoy multi-cultural food, art, music, and dance at Celebrate Clark Street Festival on N Clark St. from Morse to Estes. Kids' activities. Donation.
Evanston Ethnic Arts Festival
July 19 - 20, 2014
Evanston Ethnic Arts Festival offers international songs, dance, art, and food in Dawes Park. Free.
Dearborn Garden Walk
July 20, 2014
Dearborn Garden Walk admits you to 20 award-winning gardens (some with live jazz or classical music), a garden exhibition, and an architectural walking tour of historic Dearborn Street. Cost.
Chinatown Summer Fair
July 20, 2014
Chinatown Summer Fair features a dragon and lion dance procession, street vendors, live music, martial arts, and a children's area on S. Wentworth Ave. at Cermak Rd. Free.
Movie at the Zoo
July 24, 2014
Zoovies are free outdoor movies at Lincoln Park Zoo at dusk on July 24, Aug. 21, Sept. 5, and Oct. 3.
- Talladega Nights - July 24 (July 31 if rain)
Taste of Lincoln Avenue
July 26 - 27, 2014
Shop 250 vendors, hear 35 music acts on 3 stages, see juried art, and take the kids to a free afternoon carnival with pony rides and a petting zoo at Taste of Lincoln Avenue from Fullerton to Wrightwood. Donation.
Wicker Park Music Festival
July 26 - 27, 2014
Wicker Park Fest brings cutting-edge local and national acts to three stages on Milwaukee Ave. from North Ave. to Paulina St. Go early for the best shopping and best-behaved crowd. Donation.
Greek Festival
July 26 - 27, 2014
Assumption Church serves Greek food, music, dance, and children's activities at the Greek Festival. Cost.
North Shore Art Festival
July 26 - 27, 2014
North Shore Festival of Art has 120 artists, live music, and art projects for kids at outdoor Westfield Old Orchard Shopping Center in Skokie. Free.
Craft-beer Festival
July 27, 2014
Beer Camp Across America features tastes from more than 100 craft brewers plus live music at Navy Pier.
Bloody Mary Festival
July 27, 2014
Buy samples and then vote for your favorite at Bloody Mary Fest, which includes food vendors, live music, and a 5K race in Highwood.
Latino festival
July 31 - Aug. 3, 2014
Fiesta del Sol delivers live entertainment, local art, diverse cuisine, carnival rides, but no alcohol on W. Cermak Rd. between Morgan and Ashland. Free.
August 1 - 3, 2014 (affordable tickets sold out)
Lollapalooza is a three-day music festival with more than 100 popular alternative rock, punk rock, heavy metal, and hip hop bands; comedy and dance; and craft booths in Grant Park. Cost.
August 1 - 16, 2014 (begins June 11)
Ravinia music festival
August 1 - Sept. 20, 2014 (begins June 5)
Ravinia Festival is billed as America's oldest outdoor music festival, with a long series of performances at Ravinia Park in Highland Park. Cost.
August 2, 2014 (2 to 5 p.m.)
August 2, 2014
Sample 100 micro brews, sample food, and hear live music at Wheaton Brew Fest in Wheaton. Cost.
Corn festival
August 2, 2014
A ticket to Corn Fest gets you a hamburger or hot dog, pop, watermelon, and all the fresh-picked corn you can eat. Includes art & craft fair and bazaar, at Community Church in Rolling Meadows. Cost.
August 2, 2014
Diva Dash is a 5K run with a dozen obstacles, bling, and an after party at Sandwich Fairgrounds. Cost.
Co-ed obstacle race
August 2, 2014
Rugged Maniac 5K Obstacle Race is a 3.1-mile race with 20 obstacles of walls, slides, fire, and mud, plus bands and beer in Wilmot, WI.
Wrigleyville summer festival
August 2 - 3, 2014
Wrigleyville Summerfest has food, drink, music, and a kids' zone at 3300 N Seminary Ave. Donation.
Latin American festival
August 2 - 3, 2014
Taste of Latin America: Food, Wine, Art Festival is a neighborhood festival with cooking demonstrations, food, world music, beer & wine tents, a kids' area, and arts & crafts on W Armitage Ave. from Central Park Ave to Avers Street. Free.
Edgewater festival
August 2 - 3, 2014
Edge Fest is known for its bacon theme, but it also serves art and local bands on N Broadway from Thorndale to Ardmore. Donation.
Evanston arts festival
August 2 - 3, 2014
Lakeshore Arts Festival showcases 120 artists, live jazz and classical music, a silent art auction, a children's craft tent, and food vendors at Centennial Park in Evanston. Free.
Glencoe art festival
August 2 - 3, 2014
Glencoe Festival of Art offers fine works from 120 artists, live music, kids' activities, and food vendors in downtown Glencoe. Free.
Fairy festival
August 2 - 3, 2014
The World of Faeries Festival welcomes you with or without costume for dance, music, games, shopping, and tea parties at Vasa Park in South Elgin. Cost.
French fair
August 5, 2014
Immerse yourself in French art, food, wine, music, activities, and films at Art dans la Rue in Oak Park.
Coin collectors convention
August 5 - 9, 2014
At World's Fair of Money, collectors network, buy, sell, trade, and view rare and historical coins and paper money in Rosemont convention center. Cost.
Prairie festival
August 7 - 10, 2014
Wood Dale Prairie Fest offers live music, carnival rides and games, food vendors, and bingo at the Town Square in Wood Dale. Free.
Fashion event
August 8, 2014 (8 p.m.)
Macy's Glamorama is a fashion show for charity with performances by chart-topping musicians at Harris Theater in Millennium Park plus a rooftop after-party.
Japanese festival
August 8 - 10, 2014
Ginza Holiday offers Japanese dance, martial arts, drumming, bonsai, craftsmen at work, and teriyaki chicken at Midwest Buddhist Temple. Donation.
African American parade
August 9, 2014
Bud Billiken Parade and Picnic is billed as the oldest and largest African American parade in America. It begins in Bronzeville and goes south to Washington Park, site of a picnic with food vendors. Free.
Hot dog festival
August 9 - 10, 2014
Chicago Hot Dog Fest features multiple hot dog vendors, beer, music, and entertainment in the park at Clark Street and West LaSalle Drive. Donation.
Northalsted Market Days
August 9 - 10, 2014
Northalsted Market Days is a popular gay-friendly street fair and music festival with 400 food, art, a
nd craft vendors plus musical acts on 6 blocks of North Halsted Street from Belmont to Addison. Donation.
Retro on Roscoe
August 9 - 10, 2014
Watch top entertainment on 3 stages, shop 6 blocks of art and antique vendors, and see 50 classic cars at Retro on Roscoe in Roscoe Village. Donation.
Beer at the zoo
August 9 - 10, 2014
Enjoy 60 craft beers, live music, a silent auction, and animals at Zoo Brew at Brookfield Zoo for ages 21+.
Glenview art festival
August 9 - 10, 2014
Art at the Glen Town Center features 185 artists, live music, and kids' activities in Glenview. Free.
Kite festival
August 9 - 10, 2014
Make a kite in a workshop and fly it, watch stunt kites perform to music, and buy lunch at the Kite Festival in the meadow at Chicago Botanic Garden in Glencoe. See schedule of events. Free except parking.
Vegetarian festival
August 9 - 10, 2014
Veggie Fest has a food court, kids' activities, demos, exhibits, speakers, and music in Naperville. Free.
French day in the park
August 10, 2014
French Connection Day features a French open-air market, wine tasting, French music, street performers, and children's activities at Cantigny Park in Wheaton. Free except parking.
Learn how to make art
August 13 - 17, 2014
Create: Mixed-Media Retreat has workshops, an art fair, and art-supply vendors at Sheraton Lisle. Cost.
Italian festival
August 14 - 17, 2014
Festa Italiana has music on four stages, Italian cuisine, a local artisan market, and the Momsay Kids Stage on W Taylor Street at Ashland. Donation.
Dance at the museum
August 15, 2014 (also June 20 & July 18)
Dance to celebrity DJs at Steppin' Under the Stars at DuSable Museum. Bring chairs or reserve a table.
Glenwood Ave. art festival
August 15 - 17, 2014
Glenwood Avenue Arts Fest (GAAF) is a Friday night Cobblestone Jam plus a weekend artists' market and 3 stages of music at N Glenwood Ave & Morse. Free.
Cuban festival
August 15 - 17, 2014
Festival Cubano promises Cuban music, Latin American food, vendors, and a kids' area in Riis Park at Narragansett & Fullerton. Cost.
Edison Park festival
August 15 - 17, 2014
Edison Park Fest offers food, beer, entertainment, a parade, a dog show, and a kids' play area at 6730 N Olmsted Avenue. Free.
Beatles festival
August 15 - 17, 2014
The Fest for Beatles Fans has a Beatles marketplace, guest speakers, a dance party, look-alike contest, games, and exhibits at Hyatt Regency O'Hare. Cost.
|
CCLT Spotlight: Board Member
|
Ofelia Navarro is a highly successful executive with over 20 years of experience as affordable housing advocate, organization director and community leader. She has expertise in federal, state and local housing regulations, laws and protocols; strong background initiating and implementing leadership techniques, program operations, productivity, and accountability/transparency. Ofelia has kept her attention on the pulse of the community by maintaining an effective network of partners that provide housing services and information that are key to the development of communities. She is a member of the Illinois Governor's Housing Task Force, Co-chair of the City of Chicago, Community Development Advisory Committee, Chicago Community Land Trust Secretary, National Council of La Raza Housing Network Advisory Board, as well as various other housing committees.
CCLT's interview with Ms. Navarro:
Q. Since when have you been involved with the CCLT?
A. I have been with the CCLT prior to it's founding in 2006. First, as an Advisory member and later as Board Secretary.
Q. What motivates you to continue to work with the CCLT?
A. Affordable, sustainable housing has always been my passion. As a board member, I have seen the many great, exciting and amazing things that being a part of the CCLT have done for the CCLT homeowners. Many would not have been in a position to become homeowners had it not been for the affordable price set as a result of the CCLT developments participation in the program. Others would not have survived the housing crisis, had it not been for their participation in the CCLT. I have seen the CCLT homeowners become a community in spite of being scattered throughout the City of Chicago. These homeowners have a common source of support and access to valuable information like no other. I am honored and proud to be a part of this great program.
Q. Any recommendation for our CCLT homeowners?
A. Take advantage of the great resources that are available to you as a CCLT Homeowner. Also, tell others about the CCLT program, so they can reap the benefits of this great program.
|
Community and Ward Information |
CCLT homeowners live in the 2nd, 3rd, 26th, 28th, 35th, 46th, 47th, and 49th Wards. Click the links below for information regarding your Alderman, your Ward, and your Community, including links to City events in your Ward! If you are in a different Ward or do not know what Ward you are in, please give me a call or shoot me an email and I will let you know.
|
Event Calendar
|
North Side Community Federal Credit Union (NSCFCU)
To RSVP: workshops@northsidecu.org or 773.769.5800 x 230
Surviving Foreclosure - July 23 and 30, 2014 Are you having trouble paying your mortgage? Not behind yet, but think you might miss a payment in the near future? Come learn your options and how to negotiate with your lender. NSCFCU 1011 W. Lawrence 5:30 - 7:30 p.m. RSVP: c.escovar@northsidecu.org or 773-769-5800 ext 228
Understanding Credit - July 24 and August 14, 2014 Part 2: Understanding Credit - What is credit, and why is it so important? NSCFCU 1011 West Lawrence Avenue 5:30 - 7:30 p.m. RSVP at
773-769-5800 ext 230 or workshops@north
sidecu.org
Road to Homeownership - Sat, July 26, 2014 Truman College 1145 West Wilson Avenue Room 1917
10 a.m. to 2 p.m.
Your Money Your Freedom - July 31 and August 7, 2014 Don't let your bills run your life. Join us for tips and tricks for getting your spending under control. NSCFCU 1011 W. Lawrence 5:30 - 7:30 p.m.
___________________
Genesis - STAY IN YOUR HOME PROJECT - Thursday, July 24, 2014
Local and Federal Programs to Prevent Foreclosures. To learn more and to RSVP please click here to see the flyer.
Financial Coaching and Wealth Building Training - Tuesday, August 5, 2014
Make plans - set goals come and learn how.
Savoy Square
4448 S. State Street
6 - 7:30 p.m.
Click here for more information to RSVP
Visit the CCLT's google calendar for the latest information on Post Purchase CCLT homeowner classes and workshops sponsored by us and our partners, all of which are offered at no cost.
|
|
Let your family and friends know!
|
CCLT RESALE UNIT LARGE TOWNHOME LOCATED AT 1756 N. Kedzie (Logan Square) $181,000
4 bedroom - 2.1 baths, located in Logan Square! Open floor plan with hardwood floors, washer and dryer in main level, maple kitchen cabinets, 9' ceilings, space on 2nd level for a sitting/office room, large unfinished basement.
Your total household income
must be equal or less than 80% AMI
|
1 person $41,250
|
2 persons $47,150
|
3 persons $53,050
|
4 persons $58,900
|
5 persons $63,650
|
6 persons $68,350
|
7 persons $71,800
|
8 persons $76,450
|
Must meet income requirements and have a bank pre-approval in order to view. Please call Nadia Stewart at 773. 909.6384 to make an appointment.
_______________________________________
Single Family Home - Humboldt Park
1632 North Sawyer
$165,000 - Area Median Income must be at or below 80% to purchase (income chart above.
3 bedrooms, 11/2 bath, unfinished basement
Energy efficient constructions.
Please call Raul Echevarria if interested in property at 708.522.4873.
|
And remember...
|
You can visit us online for information on the CCLT.
|
|
|