2014 Board of Directors
Bruce Gottschall,
President Patricia Abrams, Vice-President Ofelia Navarro, Secretary Lawrence Grisham, Ex-officio Director Calvin Holmes, Treasurer Joy Aruguete Joel Bookman Pamela Gecan Timothy Hughes Edward H. Jacob Brenda Palms-Barber Rosanna Marquez Robert McGhee Guacolda Reyes William W. Towns Marva Williams Jeffrey Wright Staff
Kara Breems, Executive Director Teresa Lambarry, Outreach Director |
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Dear CCLT Homeowners and Friends,
Spring is my favorite time of year. Especially as we emerge from this most recent winter, things that will soon become routine - like watching green shoots poke out of the ground; leaving the house without a giant coat (and hat and gloves and scarf); and opening the windows - feel like little miracles.
One of the particular joys of spring - at least for me - is gardening. There is nothing quite as relaxing or rewarding as putting something in the ground, watering it, and then watching as a tiny seed or bulb, plus dirt, sun, and water, turns into a beautiful tulip, or a row of kale!
Gardening also gives those of us who are no longer children an excuse to "play outside," and get our hands a little dirty.
I planted a parkway garden (pictured at right, and above, with tulips! my favorite!) several years ago - and it warms my heart, every time, to watch people who are rushing down the sidewalk slow down a little as they pass to enjoy the little burst of color and life that this little garden injects into their day.
Many of us live in condos - but all you need to plant something and watch it grow is a little sunlight. We have a wonderful guest article from one of our homeowners, Susan Gaspar, about container gardening - which anyone with a balcony (or, perhaps even a big window) can do!
Even if you don't have a balcony, you can sign up for a plot in a community garden. My neighborhood - McKinley Park, on the City's near southwest side - started a community garden last year. I was, I will admit, mildly shocked when over 60 families bought, helped build, and planted plots in the garden. Almost as much fun as harvesting impossibly sweet cherry tomatoes was getting to know so many new and wonderful neighbors that I never would have met without the garden to bring us out of our homes.
You can find a community garden in your neighborhood by visiting the garden map maintained by Connecting Chicago Community Gardens, an organization that also serves as a great resource for gardeners across the City.
The other wonderful thing about Spring is Cleaning!
Just kidding!
But, nothing feels quite as good as a clean house. So get out there and garden, and then clean up after yourself!
And most importantly - enjoy the spring!
Sincerely,
Kara Breems
CCLT Executive Director
p.s. Work began this week on the Extreme Room Makeover! Thanks to all of you who submitted applications - and to those of you who didn't apply, but plan to attend the big reveal. We'll continue to keep you posted on the details!
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I was thrilled to get the following response for our "Homeowner Corner" column from Susan Gaspar - but her contribution was so great that we bumped it up to "Featured Article" status. Here it is!
I am happy to submit gardening tips that I use each year on my balcony - I look forward to planing each spring! Here are some things I do for my CONTAINER GARDEN on my balcony (you can use as many as you wish---however it is helpful).
Just because you may live in a condo or apartment and do not have a yard, you can still have a great container garden in a very small space on a balcony, patio, terrace, or deck. It's a great way to connect with nature during the warm months, and you can do vegetables/fruits and flowers, or just choose one or the other.
Make sure you take note of how much sun your area gets between sun-up and sun-down. Certain plants do better in full sun, and others in part shade, etc.
Also note how much water/moisture the plant needs, and choose wisely before purchasing, as you will probably need to hand-water your plants without an outdoor hose feature handy. Using moisture-control potting soil helps to regulate the water content, but you still need to pay attention so that the plants don't dry out in the sun and wind, or get root-rot or fungus from over-watering.
Make sure to choose pots with drain holes, and place a saucer underneath to catch overflow. If you have a pot you love that does not have drain holes, you can add stones to the bottom of the pot before putting in the soil--this will catch any extra water at the bottom of the pot and keep the plant's roots healthier.
Don't plant anything outdoors until all risk of hard frost is gone. If you have the room and the time, you can even start your plants from seeds inside, and move the seedlings outdoors once warm weather is here. Or, you can just purchase grown plants and re-pot them once it is warm enough. If you are not an experienced gardener, the second choice is much easier and gives you immediate satisfaction.

An herb garden is a good way to start out if you have never had a container garden before. You can buy the herbs as small plants and re-pot them in individual larger pots, or plant them all in one large window box style container (that's what I do) so they grow all in a row. Just be sure to leave several inches of space between each one for the roots to spread out. Some easy to grow herbs are: basil (needs a sunny spot), cilantro, Italian parsley, chives, and fennel. A bit trickier but worth a try are thyme, rosemary, and dill. Some herbs will even last past the summer months if you bring them indoors before the first frost in the fall.
Cherry or grape tomatoes are also a good choice for a container garden. They are a bit easier to wrangle than the larger tomato varieties, and can give you a bumper crop of tomatoes all summer if conditions are right. You will need a sunny area, and you will need to monitor the watering. But in just a few weeks, you will be picking tomatoes right off the vine! 
As for flowers, think about a color scheme and how many pots you have before purchasing the plants. You will also want to check the plant labels to find out how tall and how big around the flowers will get, so you know how large a pot to use. You can be creative and plant more than one type of flower in one pot, so long as each plant has enough room. And for window boxes or hanging planters, it's nice to add one of the trailing plant varieties, so that after a few weeks you have lovely cascading greenery and blooms.
Here is a hint about choosing colors for flowers: it's always a good idea to incorporate some white flowers in the mix, as they help the other colors to "pop." And as a bonus, at night the white flowers seem to "glow."
You can always ask a gardening expert for help when you are shopping for plants and supplies, and there is a lot of help and information online. Container gardening is fun, and you'll have flowers and vegetables you grew yourself!
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Thank you Susan for sharing all your wonderful gardening tips with us!
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Create a Beautiful Container Garden
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Just because you don't have a yard does not mean that you can't have a garden. On reading this article from Better Homes and Gardens I would like to share the following links to get tips on how to go about creating a beautiful container garden.
Have fun and make your garden inside your apartment and for my single family owners you also can use the container ideas for your yard.
Suggestions from Better Homes and Gardens written by: By Megan McConnell Hughes |
Spring Cleaning
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Home Maintenance Checklist/Spring Cleaning Tips
Below is a home maintenance check list offering spring cleaning tips and advice to get your home's systems in good working order for the upcoming warmer months.
1. Have your air conditioning system professionally serviced.
2. Change/clean HVAC air filters.
3. Clear debris from around the outside air conditioner and remove the cover if applicable.
4. Inspect windows and doors to make sure they function properly. Replace if necessary.
5. Check putty around window panes and weather stripping around windows and doors. Fix as needed.
6. Check window and door screens and replace or repair as needed.
7. Check locks, latches, and hinges on your doors and windows. Replace or repair as needed.
8. Trim back trees and shrubs as needed to eliminate over hanging branches and improve curb appeal.
9. Pressure wash your home's exterior and apply touch up paint as required to address paint failure.
10. Remove leaves, small branches and debris from gutters, downspouts and down-spout extensions so that water properly drains away from your home.
11. Look for sagging or otherwise damaged gutter components and repair if necessary.
12. Inspect your basement or crawl space for dampness.
13. Turn on water to outdoor faucets. Turn on irrigation system, check sprinkler heads and make needed repairs.
14. Clean the screens on roof vents and louvers.
15. Examine caulking around sink, tubs and showers. Reapply if necessary.
16. Remove early signs of bird and stinging insect nests from eaves, ledges, etc.
17. Check foundation walls and wooden areas at or near ground level for signs of termites and other wood boring insects.
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CCLT Homeowner Tip of the Month
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As a CCLT homeowner you agreed to:
Maintain your Home in good, safe condition - and make any repairs or replacements necessary to keep it that way. (Article 4.2 of the Deed Restriction)
Remember that if you do not conduct day to day maintenance on your property you are losing money. In order for your property to maintain its value you must paint, clean and do other regular maintenance.
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Get Involved in Your Community
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Here are some ideas for getting involved in your community.
Volunteer: Volunteering is a great way to get involved in a community effort and meet new people. Much like Meetup.com, VolunteerMatch.com let's you search interests by zip code to give you a wide selection of volunteering opportunities to choose from.
Know your Alderman: If you're interested in bettering your community your Alderman is the person to talk to. In our Community and Ward section of the newsletter we have the Wards were our CCLT Homeowners live. Attend ward events and begin talking to people who share your love of community engagement.
Repurpose Your Used Items: Zealous Good can help get your unused stuff involved in making the community better. Tell them what you have to donate and they will see who needs it and how it can better the community.
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Monthly Calendar of Events
| The sun has finally graced us with its presence and we must take advantage of it. Here are some events that you might want to attend. We might bump into each other!
Lilac Festival May 3 - 18, 2014 Enjoy lilac-themed events at Lilac Time in DuPage, including concerts, plant sales, tours, a formal ball, a stroll through Lilacia Park, beer and wine tasting, 5K, and an art & craft fair. Schedule. Free/Cost
Stages, Sights & Sounds May 6 - 24, 2014 Stages, Sights & Sounds is a global performance festival that appeals to families, with original work from Europe and Canada. Chicago Humanities Festival is a similar event for adults in the fall. Cost. Art Institute Party
May 16, 2014 (9 p.m.)
Young people can mix and mingle, visit the bar, and rock out to music at After Dark in the Modern Wing of the Art Institute of Chicago. Cost.
Urban Arts Festival
May 16, 2014
Manifest is a full day of student art, poetry, music, and culture in and around Columbia College. Free.
Art fair Indoors & Outdoors
May 16 - 17, 2014
What's Blooming on Harrison is indoors Friday evening and outdoors Saturday, with arts and crafts, artist demos, live music and dance in Oak Park. Free.
Mayfest
May 16 - 18, 2014
Mayfest is bands in a giant tent, festival food, pretzels, and beer. Saturday is kids' day. Sunday is a pet pageant & expo. At 3100 N Ashland Ave. Cost.
Anime Convention
May 16 - 18, 2014
Anime Central (ACen) is the largest Midwest anime, manga and Japanese popular culture convention, at the Hyatt Regency O'Hare. Cost.
Architectural tour
May 17, 2014
Tour innovative homes and buildings designed by Frank Lloyd Wright on the All Wright Housewalk. Cost.
Riverside Arts Weekend May 17 - 18, 2014 Riverside Arts Weekend (RAW) has a juried arts fair, fashion show, outdoor theater, and jazz & folk music at Guthrie Park in Riverside. Free.
Festival of Cultures
May 17 - 18, 2014
Experience ethnic folk music and dance, exotic food, unique arts and crafts, international children's games, beer tasting, a bazaar, and cultural exhibits at the Skokie Festival of Cultures in Oakton Park. Free.
Japanese Children's Festival
May 17 - 18, 2014
Learn about children's celebrations in Japan at Malott Japanese Garden Children's Festival. Listen to koto harps and shakuhachi flutes, hear folktales, and watch a tea ceremony at the Chicago Botanic Garden in Glencoe. Free except parking.
Elmhurst Museum Day
May 18, 2014 (1 to 5 p.m.)
Elmhurst Museum Day includes the museums of art, history, and minerals plus a free trolley that connects them all. Free.
Rhubarb Festival
May 18, 2014
The Rhubarb Festival features rhubarb and strawberry pies and jams, a baking contest, kids' games, and live music at Kankakee County Museum. Free entry.
Wine at Botanic Garden
May 22, 2014 (6 to 8 p.m.)
Try wines from 10 wineries and light fare at Grapevines & Wines in McGinley Pavilion at the Chicago Botanic Garden in Glencoe. Cost.
Wisconsin Chocolate Festival
May 23 - 26, 2014
ChocolateFest includes a carnival, family activities, food vendors, chocolate decorating & eating contests, music, and a beer garden in Burlington, WI. Cost.
Memorial Day Parade
May 24, 2014
A wreath laying ceremony is 11 a.m. at the Eternal Flame on Daley Plaza. The Memorial Day Parade at noon has high-school marching bands, drum and bugle corps, veterans' groups, and active duty military on State St. from Lake to Van Buren. Free.
St. Charles Art Show
May 24 - 25, 2014
St. Charles Fine Art Show is billed as an award-winning show by 100 juried artists with live music in downtown St. Charles. Free.
Bicycle Along the Lake
May 25, 2014
Ride your bike up to 15 miles each way on Lake Shore Drive when it shuts down for five hours during Bike the Drive. Enter at S Columbus Dr. and Jackson downtown. Register early. Cost.
Disco Party
May 25, 2014
Put on your polyester and head to Rosemont for disco music and '70s contests at the Disco Ball Crawl. Cost.
Maifest
May 29 - June 1, 2014
The German festival known as MaifestChicago
serves beer, brats, sauerkraut, and music in Lincoln Square at Lincoln Ave. and Leland Ave.
Free. (Don't confuse with Mayfest on May 16.)
Millennium Art Festival
May 30 - June 1, 2014
The Millennium Art Festival features artwork, food from local restaurants, and live easy-listening music on Lake Street at Michigan Avenue. Free
Division Street Festival
May 30 - June 1, 2014
Do Division Street Fest & Sidewalk Sale has rousing live music, a sidewalk sale, a fashion show, and a family fun fest (Sat. & Sun.) on Division Street between Damen and Leavitt. Donation.
Taco festival
May 30 - June 1, 2014
Festival del Taco includes tacos by local restaurants, music, and crafts at Kostner and 26th St. Donation.
Celebrate Mexican culture and family health at Dia del Niņo Family Festival. Begin with a two-mile walk from the National Museum of Mexican Art to UIC Forum. Continue with games, art, and activities.
Free.
Your team of 2 to 4 people will solve clues, tackle challenges, and race for cash prizes in the
May 31, 2014 (9:30 to 11 a.m.)
The LaGrange Pet Parade includes marching bands, floats, clowns, and a creative costume contest. It begins at Cossitt Ave. and LaGrange Rd.
Free.
Dash for the Dogs is a 5K followed by awards and food to benefit Animal House Shelter in Barrington.
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CCLT
Homeowner
Corner
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We asked for your advice and tips on gardening and spring cleaning - and David Koppel shared this bit of advice:

"This tip is more of an overall one, to keep my place from being overwhelmed with documents, electronics etc, I make it a practice to go to the annual shred www.chicagoshreds.com/, at TheUnited Center. This year it's on June 21st.
We also got some other tips from a Homeowner who wishes to remain Incognito :). Here they are:
Spring Cleaning Tips
Make doormats welcoming
Shake 'em, wash 'em, swat 'em with a broom. Give them the toughest cleaning they can take. They're your front line against tracked-in dirt.
Clean carpets and upholstery
Fabrics that have absorbed a winter's worth of dirt, body oil, and germs will need a deep cleaning to get them ready for another year of wear.
Finish your floors
The keys to keeping your wood floors looking new are to avoid oversanding, use trivets or saucers under plants to avoid water damage, use furniture protectors to avoid scratches, and damp-mop once a week with a mild soap like Murphy Oil Soap.
Wash walls, cabinets, baseboards, and woodwork
The walls may not look as if they need a bath-after all, dust and soot fall to the floor, right? Most of it does, but just enough clings to vertical surfaces to warrant a seasonal or preholiday bath. Use a sponge and hand dishwashing detergent, washing the surface in sections. A sponge mop makes it easier to reach higher spots. Use two buckets: one for dishwashing detergent solution and another for wringing your sponge. Dry the walls and woodwork with a clean cloth.
Clean ceiling/light fixtures
Remove dust and dirt from ceiling fans, air-conditioner vents, and light fixtures with a cloth and a vacuum with a soft nozzle attachment.
Check your coils
You should clean the refrigerator's condenser coil, usually found behind the toe grille, with a long-handled bottle brush and a vacuum cleaner with an attachment hose to remove dust and lint. Built-up dust can shut down the unit by causing it to overheat.
Organize Closets
Organizing your closet is the first step to organizing the rest of your home. Get rid of unused clothes and accessories, and organize the rest by how you get dressed in the morning and by color. Your closet will look appealing, and your everyday routine will be easier.
Create a Different Mood
Switch things out seasonally, or for a special event, or whenever you want to play with a certain color or pattern.
Clean Countertops and tiles (Bathroom and Kitchen)
Getting rid of stains on granite can be tricky, but the key, according to kitchen designer Florence Perchuk, is to wipe up stains ASAP.
Reorganize Bookshelves
Sort books by size and subject. Remove and discard any ripped dust jackets (unless you think they might have value). Line books, some vertically, some horizontally, in a rhythmic pattern. This will relieve the monotony of rows.
Spring Cleaning Done Right
Designer Joe Nye suggests you make the most out of the time you set aside clean. "Clean your house. And I mean really clean it," he says. "Polish silver, wash windows, wipe down the lightbulbs in your lamps, wipe down appliances and furniture. Everything will gleam and glisten. The effect will be cathartic and make you feel like you have accomplished something."
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We put the the names of the homeowners who submitted tips for this month and drew a name. This month's winner is Susan Gaspar!
A big thanks to both Susan Gaspar, David Koppel, and "Incognito" for sending us their wonderful tips .
For Next Month's Homeowner Corner :
Have you done some updates to your home? It does not have to be major remodeling maybe you bought a new couch. Do you have any tips/advice or stories about what steps you took to get your "new look" without having to spend too much money? Please share!
Email Teresa with your thoughts and recommendations Or just send us photos of your of your remodeling! If you can send us a before and after pic that would be great! by June 16th for a chance to win a $25 gift card to Home Depot.
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CCLT Spotlight: Board Member
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Pamela Gecan founded American Marketing Services (AMS) in June 1995, with the firm and its subsidiaries providing a full range of market research, marketing planning, and marketing consulting services. Clients include housing authorities, municipalities, financial institutions, real estate development firms, property management firms and non-profit housing groups.
Since founding AMS, Ms. Gecan has performed or supervised market analyses for over 30,000 units of proposed affordable, market rate and mixed-income housing developments. Ms. Gecan has also undertaken recent research assignments on behalf of the Urban Land Institute and the Chicagoland Apartment Association.
Ms. Gecan has assisted various municipalities and housing authorities throughout the country, providing consulting services related to community revitalization and redevelopment programs. She has implemented innovative marketing strategies relating to community reinvestment and community renewal, and has developed special expertise marketing mixed-income developments and in achieving economically and racially diverse populations.
Prior to the founding of AMS, Ms. Gecan served as the Manager for Market Analysis for the Illinois Housing Development Authority (IHDA). She also assisted in the creation of IHDA's first affordable financing program for single-family home buyers and has extensive marketing experience relating to first-time home buyers and workforce housing.
In her twenty-five year career, Ms. Gecan has directed market research and marketing programs for a wide array of housing product. From suburban single-family homes, to urban lofts and low income housing for families and seniors, she has developed award winning marketing programs throughout the Midwest.
Ms. Gecan holds a Master of Science degree in Advertising from Northwestern University, and has been a speaker at marketing seminars sponsored by the Institute for Real Estate Management (IREM), the Chicagoland Apartment Association (CAA), and the National Apartment Association. She has also won the CAA's Cammy Award for marketing plan of the year.
Pam has been a CCLT Board member since February, 2012. In addition, Ms. Gecan is currently serving as Chairman of the Board for H.O.M.E., a Chicago based not-for-profit housing agency focused on developing and maintaining affordable housing for senior citizens.
Ms. Gecan is also a licensed Real Broker in Illinois, and a Realtor.
Q. What motivates you to continue to work with the CCLT?
A. I believe it's a great organization which is focused on a really important objective - creating and preserving affordable housing for the City of Chicago. I especially like the fact that there is a real commitment to preserve affordable units within the City for the long term. And just as importantly, I've been impressed with the many services that CCLT provides its homeowners. So, it's not just the housing assistance. Through special programs and educational seminars, CCLT works on building an ongoing relationship with its homeowners. This helps to ensure that each family ends up staying in the affordable home. Our default rate is really minimal.
I also think that while our staff is small, they've been really productive and communicate well with the board. This makes it easier for board members to stay focused and involved.
Q. Any recommendations for our CCLT homeowners?
A. I would remind homeowners that the CCLT staff is a truly effective resource. If problems come up, whether financial or otherwise, the staff wants to know and can many times identify resources and programs before the situation gets out of hand. Don't be afraid to call or reach out!
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Community and Ward Information |
CCLT homeowners live in the 2nd, 3rd, 26th, 28th, 35th, 46th, 47th, and 49th Wards. Click the links below for information regarding your Alderman, your Ward, and your Community, including links to City events in your Ward! If you are in a different Ward or do not know what Ward you are in, please give me a call or shoot me an email and I will let you know.
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Event Calendar
| Genesis Housing Development Corporation PLEASE CLICK HERE FOR FLYER
Homebuyer Education Training Program - Genesis Housing Development Corporation Saturday, May 17, 2014 Topics: Financial planning, money management, knowing and understanding credit steps in becoming a homeowner and codominium 101, mortgage options, upkeep and foreclosure intervention. Savory Square 4448 S. State Street 8:30 a.m. - 4:30 p.m.
Seats are limited for this free training so act now! Register on-line at http:/www.eventbrite.com/e/genesis-homebuyer-pre-purchase-education-workshop-tickets-10892775585 For more information, call 773.994.6679 x 209 You must provide the following items to receive your certificate: Monthly budget, recent credit report, copy of photo ID, verification of residence & proof of income. To RSVP: workshops@northsidecu.org or 773.769.5800 x 230
Understanding Credit - May 22, 2014 What is credit, and why is it so important? NSCFCU 1011 W. Lawrence 5:30 - 7:30 p.m.
Getting a Mortgage and Finding Your Home - May 24, 2014 Want to know how much you can afford? Learn the process for applying for a mortgage and searching for your home. Truman College 1145 W. Wilson Room L915 10 a.m. to 2 p.m.
Your Money Your Freedom - May 29, 2014 Don't let your bills run your life. Join us for tips and tricks for getting your spending under control. NSCFCU 1011 W. Lawrence 5:30 - 7:30 p.m.
Partners In Community Building Inc. (PICB) Pre-Purchase Homebuyer Workshop - Sponsor US Bank Akarama Foundation Center 6220 S. Ingelside 9 a.m. to 3 p.m. CLASS IS FREE AND OPEN TO THE PUBLIC Lunch will be provided Bring a friend & be sure to RSVP 312.756.7597 RSVP@PICBCHICAGO.ORG First time home buyers and veterans encouraged to attend. Upon class completion and personalized counseling sessions(s) you will receive a homebuyer certificate from PICB. Please note this certificate is required for many down payment assistance and affordable loan programs. Completion of entire class is required.
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Visit the CCLT's google calendar for the latest information on Post Purchase CCLT homeowner classes and workshops sponsored by us and our partners, all of which are offered at no cost.
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Let your family and friends know!
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CCLT RESALE UNIT LARGE TOWNHOME LOCATED AT 1756 N. Kedzie (Logan Square) $181,000
4 bedroom - 2.1 baths, located in Logan Square! Open floor plan with hardwood floors, washer and dryer in main level, maple kitchen cabinets, 9' ceilings, space on 2nd level for a sitting/office room, large unfinished basement.
Your total household income
must be equal or less than 80% AMI
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1 person $41,250
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2 persons $47,150
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3 persons $53,050
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4 persons $58,900
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5 persons $63,650
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6 persons $68,350
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7 persons $73,050
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8 persons $77,050
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Must meet income requirements and have a bank pre-approval in order to view. Please call Nadia Stewart at 773. 909.6384 to make an appointment.
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And remember...
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You can visit us online for information on the CCLT.
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