2013 Board of Directors
Bruce Gottschall,
President Patricia Abrams, Vice-President Ofelia Navarro, Secretary Lawrence Grisham, Ex-officio Director Calvin Holmes, Treasurer Joy Aruguete Joel Bookman Pamela Gecan Edward H. Jacob Michael Jasso Brenda Palms-Barber Rosanna Marquez Robert McGhee Guacolda Reyes William W. Towns Marva Williams Staff
Kara Breems, Executive Director Teresa Lambarry, Outreach Director |
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Dear CCLT Homeowner, 
One of the benefits of being a Chicago Community Land Trust homeowner is that we walk alongside you as you learn all about what it means to be a homeowner.
Because of this, we are very excited to announce that we are working to develop a new curriculum for our homeowners. Tentatively called "CCLT Homeowner University," this two-week course will walk you through everything you need to know about being a homeowner: your mortgage, property taxes, escrow accounts, the restrictive covenant, homeowner's insurance and many other topics.
Our home is the biggest investment most of us will ever make, and we think it's worth spending a few hours learning how it all works, so I hope you will seriously consider attending.
We will follow up with two hands-on workshops in October: the first will be taught - at City Hall - by a Home Depot staff person, and you and your fellow CCLT homeowners will get to choose the topic from a list of possible classes. The second - in October or early November - will teach you how to weatherize your homes, and will provide each of you with a kit to make your home as energy efficient as possible.
All workshops willl include special gifts, and dinner will be served. We hope to see you all there!
Sincerely,
Teresa Lambarry
CCLT Outreach Director
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We will be sending out an invitation with final information closer to the date - but for now, please reserve the evenings of September 11th and 18th for the CCLT Homeowner University. Draft agendas for each evening are included below.
What will make these workshops especially useful for you is that we will use your documents to learn about each of the topics. So, for example, when we talk about what an escrow account is, we will use your own mortgage statements as examples. We have also invited experts - including representatives from the Illinois Department of Insurance and the Cook County Assessor's Office - to answer your particular concerns and questions. As an added bonus, we will be giving every household that attends an accordion file to help you organize your records.
If you have other questions about a topic you don't see on the list, let me know- we may be able to add it.
Agenda CCLT Homeowner University 101
Wednesday, September 11, 2013
City Hall, 121 N. LaSalle, 10th Floor - Rm 1003A
5:30 - 8:30 p.m.
- Welcome/Introductions
- Renter/Owner differences
- Covenant Fees
- Function of CCLT - Deed Restriction
- Resources - Need a small low interest loan for repairs? Want to work on your budget? Want to manage your money better?
- Record keeping
- Credit and savings
- Homeowner's Insurance - Speaker from Illinois Department of Insurance
Agenda CCLT Homeowner University 102
Wednesday, September 18, 2013
City Hall, 121 N. LaSalle, 10th Floor, Rm 1003A
5:30 - 8:30 p.m.
- Welcome/Introductions
- Property Taxes - Speaker from Cook County Assessor's Office
- Your Mortgage - Escrow accounts, insurance and taxes. Learn to talk to your Servicer.
- Income Tax Benefits
- How to be a Good Homeowner
Home Depot Workshop in October 2013
As I mentioned above, during the first half of October (date is tbd!), we are partnering with Home Depot to offer a hands-on workshop on a topic that you get to choose!
The following are possible workshops that Home Depot offers - and that we thought might interest you. Email me your top three choices or let me know at the Homeowner University 101, and the most popular choice (one vote per homeowner) will be the topic of the workshop you can all attend! Here's the list:
1. Drywall repair
2. Installing door locks
3. Installing laminate flooring
4. Installing ceramic tile
5. Energy saving clinic
6. Paint clinics
7. Outdoor living
8. Concrete repair
9. Installing a ceiling fan or light fixture
10. Basic power tool use and safety
11. Installing kitchen and bath faucets
12. Installing or repairing a toilet
13. Closet organization
14. Affordable bath and kitchen upgrades
15. Cabinet updates
16. How to Select & Install Window Treatments
17. Fall Planting & Lawn Maintenance
18. How to Make a Chore Chart
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Although this summer has been an unusually cool one, many of us have still had to run our air conditioners. This can lead to rising energy costs. One way to reduce these costs is to install ceiling fans. Ceiling fans are a low-energy way to keep air moving in your home. Because of the air circulation effect, you can get away with keeping your thermostat a degree or two higher in summer and a degree or two lower in winter, netting a rather large savings.
To maximize the ceiling fan's benefit, the air directly below the fan should be blowing down on you in the summer and should be pulled upwards away from you in the winter. You can use the reversal switch on your fan to switch between the modes.
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Learning Opportunities from our Partners
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Check out the CCLT Google Calendar of events for classes being offered by our partners, especially if you know someone who is interested in purchasing a new home.
One of our partners, Partners in Community Building (PICB), sent us a list of the workshops they have available this month. A complete list of workshops and contact information can be found on their website at www.picbchicago.org. Their offices are located 3424 S. State 1A8-1 Chicago IL 60616.
Also as part of a new initiative, PICB will begin providing supportive services to veterans and their families. They will provide ongoing case management services with the objective that each participant receives the assistance needed to promote housing stability. With the individualized case management they will be matched with supportive services that include healthcare, daily assisted living services, financial planning, transportation, income support, legal, child care, housing counseling, rental assistance, utility fee and moving cost assistance.
This program will be starting in October 2013. If you know a veteran please pass on this information.
In addition, PICB is now hiring veterans for two positions for the Supportive Services For Veterans Program: Program Director and Assistant Program Director. Interested parties, please send your resume to picbs@aol.com. For more information, call (312)328-0873 and ask for Bobbi Ball.
PICB's "Bottom Line Financial Literacy" Workshop may be of interest to many of you: Here is their upcoming schedule:
August 26, 2013 2013 - 6 p.m. to 8 p.m. at PICB's Conference room 3424 S. State 1A8-1, Chicago IL 60616
August 31, 2013 - 9 am to 1 p.m. at Chase Bank 3500 S. King Drive
September 7, 2013 - 10 am to 2 p.m. at New First Church of God In Christ, 1304 Wentworth, Chicago Heights, IL 60411
Please contact Toi Robertson at 312-328-0873 to register for financial literacy counseling or workshops.
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Get Involved in Your Community
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There are a lot of opportunities to enjoy these beautiful summer days we are having. Check out the following and also use this link for other events that might interest you.
Thursday jazz
August 1 - 29, 2013
Enjoy a concert every Thursday at Made in Chicago: World Class Jazz in Millennium Park. Free.
Ravinia music festival
June to September 2013
Ravinia Festival is billed as America's oldest outdoor music festival, with a long series of performances at Ravinia Park in Highland Park. Ticket prices vary. There are free lawn passes to some of the concerts for Chicago Library card holders, check here for more details.
Fashion festival
August 17 - 18, 2013
Chicago Fashion Fest is an outdoor runway show with live music and food vendors on W Division Street from Damen to Hermitage. Donation.
Brazilian festival
August 23 - 25, 2013
Brasil Fest features Brazilian music, dance, samba lessons, costumes, food, and kids' activities in Logan Square. Donation.
Bucktown arts festival
August 24 - 25, 2013
Bucktown Arts Fest is an arts celebration that showcases 200 artists, musicians, dancers, poets, and performers at N Oakley and Lyndale. Free.
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Community and Ward Information
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CCLT homeowners live in the 2nd, 3rd, 26th, 27th, 28th, 35th, 46th, and 49th Wards. Click the links below for information regarding your Alderman, your Ward, and your Community, including links to City events in your Ward! If you are in a different Ward or do not know what Ward you are in, please give me a call or shoot me an email and I will let you know.
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Event Calendar
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Click here to visit our calendar for information on Post Purchase CCLT homeowner classes and workshops sponsored by our partners that are available at no cost. |
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CCLT RESALE UNIT LARGE TOWNHOME $181,000
4 bedroom - 2.1 baths, located in Logan Square! Open floor plan with hardwood floors, washer and dryer in main level, maple kitchen cabinets, 9' ceilings, space on 2nd level for a sitting/office room, large unfinished basement.
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Your total household income
must be equal or less than 80% AMI
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1 person $41,250
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2 persons $47,150
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3 persons $53,050
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4 persons $58,900
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5 persons $63,650
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6 persons $68,350
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7 persons $73,050
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8 persons $77,050
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Must meet income requirements and have a bank pre-approval in order to view. Please call Nadia Stewart at 773. 909.6384 to make an appointment.
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And remember...
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You can visit us online for information on the CCLT.
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