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The Votes Are In
|  Best AGAIN for 2016! |
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May Events & Holiday Observances
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BOAT THEFT...
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is more common than you might think. View this quick video for a few ounces of prevention.
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PLANNING A TRIP?
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If you're traveling this month, insurance coverage can provide peace of mind and help to keep your vacation on track... get an online quote here.
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CONTACT US:
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D.F. Dwyer Insurance
38 Bellevue Avenue
Newport, RI 02840
and
2623 East Main Road
Portsmouth, RI 02871
phone: 401.846.9629
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Get the News!
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or
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What is a BLUE MOON?
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 There are normally only three full moons in each season of the year. But since full moons occur every 29.53 days, occasionally a season will contain 4 full moons. The "extra" full moon occurs on average once every 2.7 years, giving rise to the term "once in a blue moon."
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EXTRA EXTRA!
Info for You
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to stay 'in the know' with timely updates on topical insurance info, helpful tips and discounts -- join the conversation!
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Welcome Aboard!
|  Welcome to our Annual Boating issue, where you will find information to help you have a smooth sailing season. In our feature story, "7 Best Boating Apps" we point you toward the top free and inexpensive nautical apps for your smart devices. When you learn of the multitude of resources available, you won't want to leave the dock without these apps and your phone charger! We've also archived our top features on boating safety and watercraft coverage. Appropriately, we are proud to introduce our May Client of the Month-- Newport Nautical Supply, a valued resource to the boating community since 1992. As always, please email me or call 401-846-9629 with any questions about your watercraft coverage or for a complimentary policy review of any of your insurance plans throughout the year. Please enjoy and share-- see you on the water! |
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Today your smart phone or tablet may be as vital on your boat as your compass, chart, VHF, GPS and weather fax combined because there are dozens of handy apps to assist with these functions and hundreds more. Many provide instant access to vast sources of marine-related reference material on navigation, regulations, weather, seamanship, safety, medical, astronomy, and more. There are nautical apps for every type of boat and sailor from knot tying instruction to signal flag identification, cruising guides and racing rules, tide and star charts to name just a few. We've waded through the overwhelming offerings in both the App and GooglePlay stores to compile this short list of top-rated (4+stars), FREE or inexpensive (< $2.99) boating apps for you. For our list we've selected only those apps available for both Apple and Android devices, but the US Power Squadron has prepared comprehensive lists for each platform.
 The U.S. Coast Guard app provides 24/7 access to the most commonly requested information and resources for the recreational boater. With this app you can: - Identify safety laws, requirements and resources by state
- Request a vessel safety check from the USCG Auxiliary
- Determine specific safety equipment requirements
- File your float plan with a responsible party
- Review navigational "rules of the road"
- Access weather information from the closest NOAA buoys
- Report a hazard, suspicious activity or pollution
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 The BoatUS app connects you to the nation's largest network of on-water towers with more than 300 ports nationwide. With this app you can:
- Call a tow, BoatUS will know your location
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View your latitude & longitude (even out of cell range)
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Display your Membership card for discounts at marinas
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View current tide charts and weather forecasts
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Share your location via Facebook, text or email
- FREE with a 4 (of 5) star rating: Apple | Android
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Client of the Month: Newport Nautical
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 Newport Nautical Supply, Inc. is a family-run chandlery with a complete selection of quality marine supplies at discount prices. At their newly remodeled location on Admiral Kalbfus Road, the experienced staff advises customers on projects and equipment selection while working with many distributors, wholesalers and manufacturer's representatives to offer fast turn around on special orders. Custom rigging and affordable installations are also coordinated. Additionally, Newport Nautical operates a marine consignment program with a selection of more than 15,000 unique items. Follow us on Facebook to learn more and visit Newport Nautical online. |
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Farmer's Almanac Forecast: May 2016
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Temperature 62° (avg.); precipitation 4" (avg. north, 2" above south); May 1-3: Rainy periods, cool; May 4-5: Sunny, warm; May 6-11: Rainy periods, cool; May 12-20: Scattered showers, turning warm; May 21-23: Rainy, cool; May 24-31: Scattered t-storms, turning hot.
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Prepare to Cast Off
|  Many of us are busy preparing our boats to head out onto the water. But before you go, don't forget to review your seasonal safety procedures, equipment and your boat owner's insurance policy. Whether your "yacht" is a racy run-about, a workhorse Boston Whaler or a classic wooden schooner, at Dwyer Insurance, we are avid life-long sailors with first-hand knowledge of all types of watercraft insurance coverage. So while you're waiting for that bottom paint to dry... give us a call at 401-846-9629 for a complimentary boat owners policy review and visit our website for more helpful information! |
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Sky Watch: May 2016
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 On 5/6 the New Moon will be located on the same side of the Earth as the Sun, because there will be no moonlight, we may have a clear view of the Eta Aquarids Meteor Shower from 5/6-5/7. This shower is capable of producing up to 60 meteors per hour at its peak with meteors radiating from the constellation Aquarius. On 5/9, Mercury moves directly between the Earth and the Sun, viewers with telescopes and approved solar filters will be able to observe the dark disk of the planet moving across the face of the Sun. This is a rare occurrence that takes place only once every few years. May 14th is International Astronomy Day, an annual event intended to "Bring Astronomy to the People," check the Astronomical League for information. On 5/21 there will be a Full Blue Moon.* On 5/22, Mars will be at its closest approach to Earth and fully illuminated by the Sun. This is the best time to view and photograph the red planet. *see sidebar, What is a Blue Moon?
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For Our Valued Commercial Clients...
Your Business is Our Business
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Did you notice our 'Client of the Month' section above? We value all of our clients, but we're always happy to promote the businesses of our commercial clients. Each month, we endeavor to showcase one of our valued business clients in this newsletter as well as on our website and Facebook page. If you're one of our commercial clients, email us a photo, a brief description of your business (150 words max.) and the link to your website and we'll contact you shortly to schedule your submission!
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Farm Insurance
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Whether you are a grower of fruit, vegetables, herbs, flowers or trees, raise live stock or poultry, produce dairy or eggs, operate a wholesale nursery, farm stand or agritainment activities... we want to help you to continue to be successful. We insure all types of farms and farm activities. Call us at 401-846-9629; let's discuss how D.F. Dwyer Agency can be a valued partner to your farm-based business.
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