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BEST AGAIN!
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SUMMER SAFETY Archived Features:
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SUMMER SAFETY Off-Site Resources:
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TRAVELING?
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EXTRA EXTRA!
Info for You
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to stay 'in the know' with timely updates on topical insurance info, helpful tips and discounts -- join the conversation!
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CONTACT US:
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D.F. Dwyer Insurance
38 Bellevue Avenue
Newport, RI 02840
and
2623 East Main Road
Portsmouth, RI 02871
phone: 401.846.9629
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Special Event: $1000's, Peace of Mind: Priceless!
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Your special day is on the way.... logistical, emotional and financial resources can be stretched to their limits while planning your once-in-a-lifetime event. The stakes are high and each decision can be fraught with stress as you consider all of the uncontrollable "what ifs?" Your worry may prevent you from enjoying the planning process and/or even the special event itself! "What if" there was a way to help reduce some of the financial risks? Good news, there is, and we can help with that!
Often referred to as "wedding" insurance, special event insurance can be used to cover a 50th anniversary party, a bar mitzvah, a graduation party or any special occasion you might be planning. Not limited to private events, we also insure Fairs, Festivals, Regattas, Auctions, Fundraisers, Exhibits and even Parades! Special event insurance is designed to provide financial protection if you have to cancel or postpone a gathering due to adverse weather and natural disasters such as hurricanes.
Most policies also provide coverage for cancellation due to the death, illness or serious injury of a key participant in the event, such as members of the immediate family. Also, if an officiant, such as a minister or rabbi, or a key vendor, like the caterer, florist or photographer, does not show up, you can recover some of the costs.
Additional riders may include coverage for:
- Military service, if the bride or groom is called to duty.
- Gowns and tuxedos including stores going out of business.
- Gifts not covered by your homeowners insurance
- Honeymoon, if you must cancel your trip
- Liability insurance, if you are hosting the event at home
 If you are planning an event of any size, you've got enough to think about! Call 401-846-9629 or email me to learn how we can provide you with some peace of mind as you plan for your special occasion. At Dwyer Insurance, we're here to help!
Some content: Insurance Information Institute © 2015
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Did You Know?
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D.F. Dwyer proudly insures many of Newport County's fine charitable organizations? We have a rich history of working with many not-for-profits in and around Aquidneck Island. Serving on Executive Boards, Event Committees and as Volunteers has given us a thorough understanding of the challenges faced by non-profits as they strive toward their missions. Call us at 401-846-9629, let us help you obtain the correct, cost-effective insurance coverage for your non-profit organization.
We're here to help!
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Small Business Owners: Consider a BOP!
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 At D.F. Dwyer Insurance, we understand the unique challenges faced by small businesses including the financial risks you face each day. We also know that every business is different, that's why we offer affordable, easy-to-buy protection for a wide range of industries. From Retail Stores to Restaurants, from Architects to Auto Repair Shops, from Plumbers to Photographers, from Doctors to Dry Cleaners and from Funeral Homes to Florists... we cover them all with custom-tailored Business Owner's Policies (BOPs) perfectly suited to each business' needs. BOPs combine coverage into one convenient package including: -
 Property insurance for building, equipment and inventory - Business income insurance covers lost income if your operations are suspended because of a covered loss
- Equipment breakdown insurance, which protects you if your equipment is damaged from power surges, mechanical breakdown, burnout or operator error
- Personal and advertising injury coverage, copyright infringement, libel and slander
- Bodily injury and property damage liability which covers those instances when your employees, products or services cause harm to other people or their property
- Medical payments coverage for expenses resulting from injury to others on property that you own or rent
- Rented vehicle liability coverage for autos that you lease, hire or borrow
At D.F. Dwyer Insurance, we know that your business insurance needs are as individual as your company. That's why we want to work with you to customize your BOP to specifically protect YOUR small business. Call us at 401-846-9629; let's craft a Custom Insurance Policy for YOUR BUSINESS together... We're Here To Help! Read more, download full article here.
Some Content: Nationwide Insurance ©2015
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To Our Valued Commercial Clients...
It's Your Time to Shine!
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We'll feature your business here in our monthly E-Newsletter, on the home page of our website and within posts on our Facebook page for an entire month!
If you're one of our valued commercial clients, call us at 401-846-9629 or email us a photo, a brief description of your business (150 words max.) and the link to your website and we'll contact you shortly to schedule your appearance!
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Sky Watch: August 2015
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 The thin crescent moon will be no match for the peaking Perseids Meteor Shower on the evening of August 12 when up to 60 meteors per hour will radiate from the constellation Perseus. Optimal viewing will be from a dark location after midnight. The new moon on the evening of August 14 will be located on the same side of the Earth as the Sun and will therefore not be visible in the night sky. Conversely on August 29, the Full "Supermoon" will be located on the opposite side of the Earth as the Sun. At its closest approach to earth, with its face fully illuminated, the moon will appear 16% larger and 30% brighter than usual. |
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Farm & Agribusiness Insurance
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Whether you are a grower of fruit, vegetables, herbs, flowers or trees, raise live stock or poultry, produce dairy or eggs, operate a wholesale nursery, farm stand or offer agritainment activities... we want to help you to continue to be successful. We insure all types of farms and farm activities. Call us at 401-846-9629, let's discuss how D.F. Dwyer Agency can be a valued partner to your farm-based business. |
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Farmer's Almanac Forecast: August 2015
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 Temperature 76° (2° above avg.); precipitation 3" (1" below avg.); Aug 1-9: Scattered t-storms, turning hot; Aug 10-11: Tropical storm threat, mainly southeast; Aug 12-15: T-storms, then sunny, cooler; Aug 16-19: Rain, then sunny, cool; Aug 20-24: Scattered t-storms, hot; Aug 25-27: Sunny, cool; Aug 28-31: T-storms, then sunny, cool.
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