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The Votes Are In!
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PLANNING A TRIP?
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July Events & Holiday Observances
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CONTACT US:
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D.F. Dwyer Insurance
38 Bellevue Avenue
Newport, RI 02840
and
2623 East Main Road
Portsmouth, RI 02871
phone: 401.846.9629
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EXTRA EXTRA!
Info for You
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to stay 'in the know' with timely updates on topical insurance info, helpful tips and discounts -- join the conversation!
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Welcome Summer Fun & Safety!
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We hope that your summer is off to a great start and that you have been enjoying our Summer Fun & Safety series. In May we started with Boating, in June we focused on Bicycling and Grilling and this month we'll wrap up the the series with tips for safe Camping and Beach-going. You can find links to all of this information on the left sidebar of this newsletter as well as on the Resources page of our website.
As always, please email me or call 401-846-9629 with any questions about your insurance coverage or for a complimentary policy review. We're here to do what's best for you, our valued clients!
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Beach Safety: Don't Bury Your Head In The Sand!
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The State of Rhode Island has over 400 miles of coastline. During the summer months some of our beaches may see 10,000 visitors in a single day. In order to keep our beaches clean and safe it is important for you and your family to do your part in eliminating pollution and preventing illness.
- Make Sure the Beach is Open for Swimming The Beach Monitoring Program oversees water quality testing at public beaches during the summer months to make sure that the water is safe for swimming.
- Use Sunscreen with both UVB and UVA protection and an SPF of 30 or higher. Apply at least 20 minutes before exposure to the sun and reapply after swimming and throughout the day.
- Avoid, or Treat Swimmer's Itch, a skin reaction caused by an allergic reaction to a parasite. To avoid a reaction towel dry and/ or shower with fresh water after swimming in the ocean.
- Keep Food Safe
- Bring food that does not require refrigeration
- Pack perishables in an insulated cooler with ice to keep temperature below 40°
- Shade the cooler and/or partially bury it in the sand
- Do not eat perishable food that has been in the sun for more than 2 hours -- when in doubt throw it out!
- Report Any Illness after going to the beach to the RI Department of Heath
- Do Not Rely on Diapers or swim pants to keep the water clean
- Be a Responsible Pet Owner
- Scoop and dispose of pet waste properly
- Follow local rules for pets on the beach. State beaches do not allow dogs from April 1 through September 30
- Follow the leash laws for your city or town
- Don't Swim, Fish or Harvest Shellfish in water contaminated by harmful algae blooms. If the water looks scummy, don't go in as it may be polluted with harmful algae.
Content Courtesy: Rhode Island Department of Health
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Farm & Agribusiness Insurance
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 When did you last re-assess your Farm Insurance Coverage? Perhaps it's time! D.F. Dwyer Agency, a Nationwide Agribusiness Insurance partner would like to be a valued resource for your local farm-based business. Give us a call at 401-846-9629 for a complimentary policy review, then subscribe to our new Farm E-Newsletter with specific features and information to help you protect your locally grown business.
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Camping is a fun way to get family and friends together to enjoy the outdoors. Follow these tips to help ensure your camping trip is safe and healthy.
- Get Vaccinated to help protect against certain diseases and conditions while camping.
- Prepare Healthy & Safe Food
- Pack foods in waterproof containers and keep insulated
- Wash hands and surfaces often
- Separate raw foods from cooked foods
- Cook foods to proper temperatures and chill promptly
- Include Safe Physical Activities
- Wear protective gear such as helmets, sturdy shoes and life jackets
- Avoid poisonous plants like poison ivy, poison oak and poison sumac
- Know your limits, never hike or swim alone
- Watch kids closely
- Protect Against Carbon Monoxide Poisoning, never use fuel-burning equipment inside a tent, camper or enclosed shelter.
- Avoid Wild Animals and Protect Family Pets
- Avoid touching, feeding and getting near wild animals
- Keep foods stored in sealed containers and out of reach of animals
- Apply insect repellent containing DEET to exposed skin
- Check for ticks and remove them promptly
- Wear long sleeves, pants and light-colored clothing to help prevent and spot ticks
- Make sure pets have plenty of water, food and shelter
- Protect Family and Pets from Temperature-Related Illness
- Bring adequate bedding and clothing to stay warm on cool nights
- Use a plastic ground cloth under your tent to keep it dry
- Drink plenty of fluids during hot days
- Protect yourself from the sun
- Avoid Water-Related Illness and Injury
- Don't swim if you are ill
- Don't swallow the water you swim in
- Take a shower before and after swimming
- Never swim alone
- Wear a life jacket
- Be Prepared for the Unexpected
- Check the weather forecast
- Learn about security at your camp location, know who to contact to report any issues
- Tell family and friends of your plans
- Bring along a first aid kit, compass or GPS, map, flashlight, blankets, batteries, food, water, clothes and medications
- When you return home check for ticks, skin rashes, sunburn and dehydration
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Sky Watch: July 2014
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July 12th's Full Moon was known by early Native American tribes as the Full Buck Moon because the male deer would begin to grow their new antlers at this time of year. On July 26, the new moon will be the best time to observe faint objects such as galaxies and star clusters because there is no moonlight to interfere. On July 28-29 the Delta Aquarids Meteor Shower may produce up to 20 meteors per hour at its' peak. This year it should be visible because the thin crescent moon will set early in the evening leaving dark skies after midnight. The meteors will radiate from the constellation Aquarius, but can appear anywhere in the sky.
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Farmer's Almanac Forecast: July 2014
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 Temperature 76° (avg.); precipitation 6" (2" above avg.); Jul 1-7: Scattered t-storms, cool; Jul 8-11: Sunny, hot; Jul 12-15: Showers, cool north; heavy t-storms, warm south; Jul 16-19: T-storms, then sunny, cool; Jul 20-28: T-storms, very warm and humid; Jul 29-31: Sunny, warm.
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