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The Votes Are In!
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CONTACT US:
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D.F. Dwyer Insurance
38 Bellevue Avenue
Newport, RI 02840
and
2623 East Main Road
Portsmouth, RI 02871
phone: 401.846.9629
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EXTRA EXTRA!
Info for You
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to stay 'in the know' with timely updates on topical insurance info, helpful tips and discounts -- join the conversation!
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GOT A QUESTION?
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We've got answers for you. Visit our Resources page to find helpful links, archived newsletters and Facebook articles.
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SKYWATCH:
FEBRUARY
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2/14
The VALENTINE Full Moon will be directly opposite the Earth, fully illuminated by the Sun.
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Issue: # 47
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February 2014
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Get the "411" on Fire Prevention & Safety
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So You Won't Need "911"
Your home is the center of your life - filled with loved ones and precious belongings. Keep your family and property safe by having a fire escape plan, and avoid common fire hazards by taking a few minutes to check off these
14 Home Fire Safety Tips.
- Have your fireplaces, wood stoves and central furnace serviced annually. If you have a fireplace, use a screen to block airborne embers and have the chimney cleaned once a year to prevent creosote buildup that can quickly ignite a fire.
- Place a smoke detector on every floor, and in or near every bedroom. Make sure to test the batteries regularly and replace them every six months. If someone in your home is deaf or hard of hearing, consider installing an alarm that combines flashing lights, vibration and sound. Consider installing a sprinkler system to increase property value and lower insurance rates.
- Keep rollout ladders near windows above the first floor for a safe escape in case of fire.
- Place space heaters at least 3 feet away from other objects. Always turn off heaters when leaving the room.
- NEVER smoke in bed, responsible smokers should always extinguish cigarettes in a fireproof ashtray located away from combustible materials-- better yet, don't smoke at all!
- Do not overload circuits or extension cords. Do not place wires under rugs, over nails or in high traffic areas. Use one surge protector per wall outlet to protect your electrical system and electronics. Use ground fault circuit interrupters (GFCI) in all electrical receptacles in kitchens, bathrooms and wet areas. Use safety caps to cover unused outlets to protect children.
- Children younger than five are naturally curious about fire. Many play with matches and lighters. Take the mystery out of fire by teaching children that fire is a tool, not a toy.
- NEVER LEAVE BURNING CANDLES UNATTENDED. Keep candles away from combustible materials, upholstery and window coverings; use only on solid, flat surfaces. Use sturdy holders; keep candles away from children and pets. Rather than burning real candles, try battery-operated ones instead.
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 Don't leave a hot stove while cooking. Stay in the kitchen, and avoid multitasking while cooking. Keep cooking appliances away from combustibles such as paper, cloth towels and packaging materials. - Keep grills, cookers and fryers at least 3 feet away from your house and shrubs or bushes.
- Store gasoline in a garage or shed in a container approved for gasoline storage. Close the lid on all flammable products and store in a safe well-ventilated place.
- Keep a working fire extinguisher on every level of your home and in the kitchen. They should have an ABC rating, making them usable for all types of fires. Replace extinguishers as often as the manufacturer recommends.
- Create multiple escape plans and practice them with your family. Your plans should include escape routes from different areas of the house, tools for exiting the building (escape ladders, items to open, break out windows) and a designated meeting place. It's very important to practice fire safety with kids; be sure to familiarize your children with the sounds of the alarm(s).
- Protect irreplaceable items and important documents in a safe with an Underwriters Laboratory Rating of 125 or above.
Article Content Courtesy: Nationwide Insurance & FEMA.gov
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Have Questions About Your Homeowners Coverage?
Call 401-846-9629 for a policy review; we're here to help!
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Travel Insurance
|  If you're traveling this season it would be wise to consider how your insurance coverage might be affected. A travel insurance policy provides excellent coverage for you and your trip, saving you money and hassle. Get a quote on several affordable travel insurance plans through D.F. Dwyer Insurance.
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Client of the Month: Newport Sweet Shoppe
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The Newport Sweet Shoppe, located at 82 William Street in Newport, RI offers amazing award-winning cupcakes, cookies, cakes and chocolates. Planning a wedding or special event in the Newport area? We can take care of your needs, from delightful chocolate or cookie favors to the wedding or birthday cake. Looking for a wonderful hostess gift for your friend or family member? Our chocolates or gift certificates are a "sweet" way to say "thank you!" All of our delicious cakes, cupcakes, cookies and chocolates are made with the finest and freshest ingredients available.
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Farm Insurance
|  Did you know that D.F. Dwyer Insurance Agency is a proud provider of Nationwide Agribusiness Insurance? Visit our website or call us at 401-846-9629 to learn how we can be a valued resource for your farm-based business.
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Farmer's Almanac Forecast: February 2014
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Average temperature 32° (2° below avg.); precipitation 3" (avg.); Feb 1-3: Stormy, heavy rain and snow; Feb 4-10: Sunny, cold; Feb 11-15: Rain and snow, then flurries, cold; Feb 16-20: Heavy rain to snow, then sunny, cold; Feb 21-26: Rain to snow, then sunny, cold; Feb 27-28: Rain and snow.
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For Our Valued Commercial Clients...
Your Business is Our Business
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Did you notice our 'Client of the Month' section above? We value all of our clients, but we're always happy to promote the businesses of our commercial clients. Each month, we endeavor to showcase one of our valued business clients in this newsletter as well as on our website and Facebook page. If you're one of our commercial clients, email us a photo, a brief description of your business (150 words max.) and the link to your website and we'll contact you shortly to schedule your submission!
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