Voted Newport's Best
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'Thumbs Up' for Dwyer Insurance!
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| Community Events |
March 1 - 31
Newport Irish Heritage Month
AOH Newport
March 10
Daylight Savings
Time Begins
March 16
57th Annual St. Patrick's Day Parade
Downtown Newport
March 20
First Day of Spring!
March 25
First Night
of Passover
March 31
Easter Sunday
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| Contact Us |
 D.F. Dwyer Insurance 38 Bellevue Avenue
Newport, RI 02840
AND
2623 East Main Road
Portsmouth, RI 02871
phone: 401.846.9629
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Avoid 5 Common Insurance Mistakes
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AND Save Money Too!
Following are five of the biggest DOs and DON'Ts for insurance consumers. See the big picture below, then visit our Resources page for even more details and practical suggestions to cut your insurance costs:
- DON'T: Confuse Real Estate and Rebuilding Values. Make sure you have enough coverage to completely rebuild your home and replace all of your belongings in the event of a disaster. DO: Raise Your Deductible. An increase from $500 to $1000 could save up to 25% of your annual premium.
- DON'T: Judge a Policy Just on Price. Competitive pricing is important but should not be your only criterion for choosing a provider. DO: Select a company with excellent customer service that will respond to your claims fairly and efficiently.
- DON'T: Neglect to Purchase Flood Insurance. Damage from flooding is not covered under standard homeowners and renters policies. DO: Remember even if you live in a low-risk zone, floods can happen.
- DON'T: Do the Minimum. Purchasing only the legally required amount of liability insurance for your vehicle means you are likely to pay more out-of-pocket if you are sued. DO: Shop around for the best policy.
- DON'T: Count on Your Landlord. Too many renters think that their landlord is responsible for their belongings-- this is not the case. DO: Look into all available discounts, buying several policies with the same insurer such as renters, auto and life will generally provide savings.*
DO: Call us at 401-846-9629 to discuss these options...
We're always here to help!
Read more on our resources page.
*Information courtesy of the Insurance Information Institute- www.iii.org
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Travel Insurance Provides Peace of Mind
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 Vacations can sometimes cost thousands of dollars, so it is important to have the proper insurance protection in case the cruise or tour operator goes bankrupt or if you need to cancel your trip due to an illness or other unforeseen event.
The four major types of Travel Insurance include:
- Trip Cancellation
can reimburse you if the cruise line or tour operator goes out of business or if you must cancel your trip due to sickness, a death in the family or another calamity listed in the policy. - Baggage Insurance or Personal Effects Coverage
can reimburse you if your personal belongings are lost, stolen or damaged during your trip. - Emergency Medical Assistance
would cover you if, for example, you had to be airlifted off a mountain due to a skiing accident or if you had to stay for a prolonged period in a foreign hospital, or needed to be flown home quickly. - Accidental Death
provides a variety of coverages if you or a family member die on while traveling.*
For more details we've put a complete Travel Insurance Primer on our website Resources page for your information.
Get a quote on several affordable travel insurance plans through D.F. Dwyer Insurance by clicking here.
*Information courtesy of the Insurance Information Institute- www.iii.org
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The Museum of Newport Irish History
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Client of the Month for March
The Museum of Newport Irish History was opened in the city's best-known Irish-American neighborhood in 2011. The mission of the Museum is to collect, preserve and display items that define the history of Irish immigrants in the City by the Sea. Interpretive exhibits include documents, maps, photographs, videos, and artifacts that highlight several key aspects of life in the local Irish community from the 1600s to the present. Located at 648 Thames Street, the Museum will be open this month from 12N-4pm on 3/9, 3/10, 3/15, 3/16 and 3/17.
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For Our Valued Commercial Clients...
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