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NAIFA-West Virginia Mountaineer News

THE LATEST NEWS FROM NAIFA-WEST VIRGINIA - FEBRUARY 2014
     

PLATINUM SPONSOR

The Brokers Source, Ltd.
 
OFFICIAL FAMILY:
Click HERE for NAIFA-West Virginia's
2013-2014 Officers, Regional Directors and Committee Chairs

 
 
Terry S. MathiasPresident's Message

Terry S. Mathias
2013-2014 NAIFA-West Virginia President

      
As we move from January into February, it is time to take a moment to reflect upon what happened last month.  January was a difficult month for many if not all of us.  Between the harsh winter storms, the below zero temperatures, and the water crisis in Charleston, January seems like a lost month.  It has caused me to think about the value of the services that we provide to our clients. 
 
If you think about it, our insurance products provide guarantees in the midst of uncertainty and upheaval.  When someone is unable to work due to a sickness or injury, we are able to provide them with a partial paycheck that will allow them to maintain their lifestyle until they get back on their feet.  When someone needs care due to cognitive impairment, we provide the means for a family to pay for a plan of care that maintains the lifestyle of the rest of the family.  When there is an unexpected death in the family, we are the only one who provides a check that will allow the family to maintain their lifestyle while they deal with the grief of the loss of a loved one.   Guarantees in the midst of uncertainty:  that is what you do, and that is what makes our industry so great.
 
Happy Valentine's Day!Don't forget that February is "Insure Your Love Month."  The LIFE Foundation provides a lot of valuable resources that can be used to motivate your clients and prospects to make sure that they have enough life insurance in place to enable their loved ones to continue with their current lifestyle in the event that they were to die prematurely.  Please go to the website below to check out all of the resources:
  
I hope you have a great February, and that you take advantage of the resources available through the LIFE Foundation to make a difference in the lives of your clients.
 
  
THANK YOU TO OUR SPONSORS!

We would like to thank the following companies for their continued support of NAIFA-West Virginia and our dedication to the industry.

The Brokers Source, Ltd.
Thank You to Our Sponsors!Raymond S. Phillips, CLU, LTCP
412-847-0770
 
Ameritas DI
Joe Noca
724-834-3206
 
Hildebrand Insurance Servieces
Ed Hildebrand, CLU, ChFC, RHU, REBC
304-422-5500
 
OneAmerica
Michelle Prather
800-275-5101
 
GOLD SPONSOR
Ameritas DI

SILVER SPONSORS  
OneAmerica
  
Hildebrand Insurance Services
 
 
 
For information about sponsorship opportunities with NAIFA-West Virginia, pelase contact John Pauley at (304) 345-4343 or email johnpauley@ft.newyorklife.com.
     
  

NAIFA-West Virginia
  
  
Save the Date!
 
NAIFA-WEST VIRGINIA 2014 STATE CONVENTION
  
NAIFA - West Virginia
 
Friday, May 16th, 2014
 
Embassy Suites Hotel, Charleston, West Virginia
300 Court Street, Charleston, WV 25301  *  304-347-8700
 
GUEST SPEAKERS LINED UP!
   
NAIFA-West Virginia 2014 State Convention
  
  
Check our website at www.naifawv.org for the latest updates!  
  

NAIFA-West Virginia
  

NAIFA-CharlestonNAIFA-CHARLESTON MEMBERSHIP LUNCHEON & CE OPPORTUNITY:
 
Tuesday, February 11th, 2014 
Edgewood Country Club, 1600 Edgewood Drive, Charleston, WV 25302
 
Two-Hour Morning CE Opportunity, 9:30 - 11:30 am
Membership Luncheon, 11:30 am - 1:00 pm
 
Laura L. PriscGuest Speaker:  
Laura L. Prisc
Founder, Leadership & Life Potential, LLC
 
Everyone Communicates Few Connect...
 
Connecting Principles and Practices that will allow you to move beyond
simply "talking to" to actually developing true "connections with" others.
 
  

NAIFA-West Virginia
  
  
Shelley Moore CapitoIFAPAC Fundraiser for Shelly Moore Capito
 
West Virginia's 2nd Congressional District
 
Wednesday, February 19, 2014

Edgewood Country Club, Charleston, WV
 
CLICK HERE FOR COMPLETE DETAILS!

NAIFA-West Virginia

 
 2014 NAIFA Congressional Conference
  
In April 2013, over 1,000 NAIFA members from every corner of the country came to Washington, DC and took to Capitol Hill to meet with lawmakers and advise them on how their decisions affect agents, brokers, and their clients.
 
On May 20th-21st, 2014, NAIFA will be holding its 2014 Congressional Conference with a similar goal - to establish and cultivate relationships with lawmakers, to share the expertise of NAIFA members, and educate them on the value of life insurance, annuities, retirement savings, and employee benefits for 75 million American families.
 
Please register today and join us in this important effort to educate lawmakers about the value of your business to your clients!
 
The first 600 NAIFA members to register, who meet certain criteria, will be eligible to receive a reimbursement (up to $350 each) to offset their travel expenses!
 
Reimbursements will be distributed after the conclusion of the Congressional Conference. NAIFA will contact eligible registrants regarding how to apply for the reimbursement. Save your airfare, hotel and ground transportation receipts for this meeting. All reimbursement requests will be subject to verification. Those not within the first 600 will be placed on a waiting list and will be added to the eligibility list as cancellations occur.
 
CLICK HERE FOR COMPLETE DETAILS AND REGISTRATION  

NAIFA-West Virginia
  
  
NAIFA
From NAIFA GovWatch:

Agent Licensing Reform Passes Senate as
Part of Flood Insurance Rate Reform Bill

 
Issue: Insurance Regulatory Reform
 
Date: January 30, 2014
 
Action Taken: The Senate today passed S. 1926, the Homeowner Flood Insurance Affordability Act, which provides rate relief for homeowners who cannot afford the new flood insurance rate hikes that resulted from reforms enacted in 2012. Also included in the flood bill is the legislative text of a NAIFA-supported bill known as the National Association of Registered Agents and Brokers Reform Act (NARAB II).  In September 2013, the House passed NARAB II by an overwhelming vote of 397 to 6. The Senate bill is a companion to the House bill.
 
Background: NARAB II will establish a national licensing organization to allow agents to operate in multiple states more efficiently. An agent will still have to be licensed in his or her home state, and membership in NARAB will permit the agent to operate in every other state in a streamlined manner. NARAB maintains strict licensing and continuing education requirements, and preserves all regulation of insurance at the state level. It also provides an additional layer of consumer protection by requiring the agents who become members to undergo federal criminal background checks.
 
NAIFA Win: Among the major successes today was the defeat of an amendment offered by Senator Tom Coburn (R-OK) by a vote of 24-75. The Coburn Amendment would have allowed a state to opt-out of the licensure entity. The Coburn Amendment was a "poison pill", which would have undermined the effectiveness of NARAB. Prior to today's Senate action, Senator Coburn blocked the Senate from taking up the NARAB legislation that previously passed the House. NAIFA-Oklahoma actively lobbied Senator Coburn to release his hold and allow the Senate to proceed by agreeing to a vote on his amendment. Today NAIFA prevailed. NAIFA APIC key contacts and grassroots around the country were activated and achieved a successful result. Click here to see if your Senators voted with NAIFA and voted no on the Coburn Amendment.
 
Next Steps: Because the flood rate reforms were enacted to make the National Flood Insurance Program (NFIP) actuarially sound, the status of a flood rate relief bill remains uncertain in the House. It is clear that there is wide spread support for providing relief for policyholders, but there is concern that delaying the reforms will perpetuate an unsustainable program that is $24 billion in debt. As the flood rate relief efforts continue, NAIFA urges the Members of the House of Representatives to reaffirm their support for NARAB and include the legislative text of the bill in any flood rate relief legislation.
 
NAIFA Staff Contact: Jill Hoffman, Assistant Vice President - Federal Government Relations, at jhoffman@naifa.org; or Kyle Kunkler, Program Manager - Government Relations, at kkunkler@naifa.org.
 
Please visit us at www.naifa.org/advocacy.
  
NAIFA-Charleston
 
 
Thom Stevens
HEALTH CARE HIGHLIGHTS

Hi, I'm Thom Stevens, NAIFA - West Virginia Lobbyist and Editor of Health Care Highlights.
 
CLICK HERE FOR OUR CURRENT ISSUE AND ARCHIVE.
     
We are celebrating the 26th anniversary of our unique health care publication and this year we welcome communications expert Andy Wessels to our team.
 
Our newsletter reaches more than 5,000 health professionals and health policy makers. Health Care Highlights is your best source for West Virginia Legislative and Governmental health information! 

NAIFA-West Virginia
    

 

Herman L. Dixon, CLU, CLF, LUTCF, LTCP, RFC, MBAThink BIG!

Personal Development Coaching and Training
by Herman L. Dixon, CLU, CLF, LUTCF, LTCP, RFC, MBA
 
Top of Mind Breakthrough Session for only $9.99!

Call 304-839-5101 or email herman@thinkbigcoachingandtraining.com to obtain more information on all services.
  

NAIFA-West Virginia
  
  
Young Advisors TeamMEMBER BENEFIT OF THE MONTH:
 
NAIFA Solutions Sessions
 
More and more young advisors are registering for the "NAIFA Solutions Sessions" YAT-focused coaching program that features a different practice management topic each month. We invite the first 50 registrants to participate in this FREE one-hour, interactive group coaching session led by Advisor Solutions Coach, Daniel C. Finley.
 
This month's topic, "What's Your Elevator Speech? Building Credibility, Curiosity and Connection" will be held on Tuesday, February 25, 2014 from 4:00 - 5:00 pm.
 
Picture this... you are at a networking event when you strike up a quick conversation with a stranger and the next thing you know, they ask you the inevitable question, "So, what do you do?" You immediately try to think of the perfect thing to say. This is your moment to shine! But, do you? Or do you simply give a generic response such as, "I'm a financial  advisor with XYZ firm?"
 
NAIFA members click below to register for this complimentary tele-seminar:
 
  
NAIFA
IT PAYS TO BE A MEMBER!
    
For a complete and comprehensive list of all the exclusive benefits of NAIFA membership, please visit www.naifa.org/benefits.
  
NAIFA is the largest financial services membership association in the United States, comprised of more than 700 state and local associations representing the interests of 200,000 members and their associates nationwide. NAIFA's goal is to protect your livelihood and your clients' financial security.
    
To join or renew securely online, please visit www.naifa.org.
    
NAIFA-West Virginia 

CONNECTIONS THAT COUNT!
 
NAIFA - West Virginia
 
For more information about the National Association of Insurance and
Financial Advisors - West Virginia, contact John Pauley, CLU, ChFC, CLTC
at (304) 345-4343 or e-mail johnpauley@ft.newyorklife.com.
 
Visit NAIFA-West Virginia's website at www.naifawv.org.
 
IT PAYS TO BELONG!

 
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