U.S. News & World Report - by Susan Johnston 3/20/14
Avoid late fees by using online bill pay, suggests Susan Tiffany, director of personal finance information for adults at the Credit Union National Association. "Set up a low balance alert [for your bank account] so you never get caught having to pay an overdraft," she adds. If you're employed with a steady paycheck, you can also automate savings by setting up automatic contributions to a retirement or regular savings account each pay cycle.
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