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2012 Shirazi Benefits Holiday Calendar
Listed below you will find a list of observed holidays in which our office will be closed in 2012.
Early closings surrounding these holidays are not predetermined; however, as a holiday nears, we will notify our clients in advance of any early closings.
November 22-23, 2012:
Thanksgiving
December 25, 2012:
Christmas Day
January 1, 2013:
New Year's Day
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 We're Hosting a Greeley Chamber of Commerce Business After Hours! Mark your calendars for Thursday, November 15 from 5-7pm for our 1st ever Business After Hours event! | |
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What You Might Not Know About the PPACA
You've heard about the individual mandate, Medicaid expansion and the state exchanges. But, there are other components of PPACA that are less known.
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Shirazi Notice
October 2012
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Creditable Coverage Model Notice Letters
The Medicare Modernization Act (MMA) requires entities (whose policies include prescription drug coverage) to notify Medicare eligible policyholders whether their prescription drug coverage is creditable coverage, which means that the coverage is expected to pay on average as much as the standard Medicare prescription drug coverage.
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Determining Full-Time Employees for Purposes of Shared Responsibility for Employers Regarding Health Coverage
This notice describes safe harbor methods that employers may use (but are not required to use) to determine which employees are treated as full-time employees for purposes of the shared employer responsibility provisions of 4980H of the Internal Revenue Code.
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Guidance on 90-day Waiting Period Limitation
This notice provides temporary guidance regarding the 90-day waiting period limitation in Public Health Service Act section 2708. The guidance will remain in effect at least through the end of 2014.
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A Preventative Maintenance Schedule for Men's Health
Men are notorious for disappearing from their doctors at age 18, avoiding checkups until age 40 or 50. Unlike women, men aren't handed a preventive maintenance schedule. That doesn't mean there aren't things that men can do to take care of themselves at every stage of life.
A man's family history can play a far more important role in his risk of disease than his age. Experts say the average guy can help protect his health by paying attention to some of these issues as he ages:
Your 20s and 30s
Cholesterol
Your 40s
Hepatitis C
Diabetes
Your 50s
Colon Cancer
Prostate Cancer
Lung Cancer
Aspirin therapy
Your 60s and 70s
Peripheral artery disease
Abdominal aortic aneurysm
Read the full article here for additional details.
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2012 Shirazi Benefits Live Webinar Series
If you have not yet participated in our 2012 Webinar Series, we still have an entire lineup filled with great presentations for the remainder of the year, and into 2013. All webinars in the series are provided at no cost to you and are even Insurance CE, HRCI & SHRM credit eligible!
You can view the entire series line-up by visiting our Live Webinar Series page on our website. Once registration is open, you will notice a "Register Now" link below the title on this page.
Our next webinar is now open for registration.
Register for an "Introduction to FMLA and FMLA Outsourcing."
And if you missed a prior webinar that you'd like to listen in on, we have you covered! Be sure to visit our Webinar Archives to listen in on all previous recorded webinars.
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Shared Responsibility for Employers Regarding Health Coverage
Provisions of PPACA include shared responsibility for employers regarding health coverage, coverage to be offered by State Exchanges, premium tax credits to assist individuals in purchasing coverage through State Exchanges, and related provisions.
Those provisions, which apply for months beginning on or after December 31, 2013, refer to certain standards relating to the offering of health coverage by employers to their full-time employees. An "applicable large employer" that does not meet these standards may be liable for an "assessable payment" if at least one of its full-time employees is certified as having enrolled in health insurance through a State Exchange with respect to which a premium tax credit, a cost-sharing reduction or an advance payment of such credit or reduction is allowed or paid.
Notice 2011-36 does not constitute guidance. Instead, it describes potential approaches, which could be incorporated in future proposed regulations with regards to the issue of who is a full-time employee.
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