When you shop through the link on our website, www.bucksrealtor.com you will received a 10% discount using discount code BCAR or click here and start shopping!

DocuSign is a provider of cloud-based electronic signature technology that facilitates exchanges of contracts, tax documents and legal materials and it will work with ZipForms.

BCAR is offering DocuSign as a FREE member benefit. An activation email was sent to every BCAR member. If you need the activation email resent, please contact Kelly Wenhold, Director of Member Services at kelly@bucksrealtor.com 215-956-9176.

Cartavi is web-based software that lets you securely share documents with everyone involved in the process of buying or selling residential real estate. It gives you one place to store, access, and share all your transaction documents from your desk or on the go. Cartavi is a hosted application (nothing to install or update), which you can access from anywhere you have an internet connection and a supported browser (Firefox, Safari, Chrome, and Internet Explorer 8 or later). If you have a mobile device, download Cartavi's free mobile apps for Apple and Android devices.

BCAR is offering Cartavi as a FREE member benefit. Use promo code "1452bucks".

RPR

Member Benefit!

NAR's exclusive online real estate database "REALTORS Property Resource" will provide REALTORS with data on every parcel of property in the US, giving brokers and agents valuable tools and features to make them better informed and to increase their efficiency in the marketpalce. Go to https://www.narrpr.com/ and click Create New Acct.

Bucks County Association of REALTORS�, Inc.

Weekly Update Newsletter

January 6, 2014

Enter to Win -- RPAC Sweepstakes

iPad Air including WiFi, 16GB, and Blue Tooth Keyboard

$15 per chance or 10 chances for $99

Here's how: Include RPAC contribution with your dues payment OR login on www.bucksrealtor.com and register for iPad Sweepstakes (under events)

Why Support RPAC?
At every level of government, your investment in the REALTORS Political Action Committee (RPAC) is protecting your business. RPAC ensures REALTORS have a seat at the table when legislation affecting real estate sales and property rights is introduced. Your annual $15 "Fair Share" contribution ensures that RPAC can continue to support candidates for public office that support home ownership and the real estate industry.

2014 Dues Bills

Your 2014 dues bill can be found by logging in on www.bucksrealtor.com. Payment is due by January 1, 2014.

January Meeting Schedule!

Affiliate Committee
Monday, January 13, 9:30am
Open to all BCAR Affiliate Members

Reach Out Committee
Monday, January 13, 10:45am
Open to all REALTOR and Affiliate Members

All meetings are held at BCAR Headquarters, 1452 Old York Rd, Warminster, PA

Last Chance to Register!

Ask The Experts

"EVERY PICTURE TELLS A STORY"

Expert Photography and Staging Sells Houses

Date: Wednesday, January 8, 2014

Location: BCAR Headquarters, 1452 Old York Rd, Warminster, PA Time: 9:30-11:30am - Refreshments starting at 9am

Speakers: Cindy Branson, Montage Show Productions

and Maureen Bentley, Get Maur Organized

Selling homes today is about Price and Presentation. Presentation online through quality pictures and of course in person with staging. According to a recent article, The RE Staging Assn says "one of the best investments you can make to sell the house for top dollar and in the quickest amount of time is to STAGE IT! You only get one chance at a first impression. Make sure you present the homes best features and attract the most buyers by Staging it before you list it. 85% of buyers use on line pictures and or video to make their decisions before ever stepping foot in the door. If pictures are worth a 1000 words, when it comes to selling property it can be worth thousands of dollars! The investment in staging is always less than a price reduction, not to mention the savings of carrying costs while on the market. Join us for an informative and interactive educational seminar on how to Maximize your Presentation and Maximize your Profits!

Sponsored by: BCAR Affiliate Committee

Cost: FREE for BCAR Members

3 Ways to Register

Online www.bucksrealtor.com

Email kelly@bucksrealtor.com

Call 215-956-9176

Last Chance to Register!

Video Marketing Lunch & Learn

Has someone partnered Up with you to assist in your real estate business successes in 2014? We have.

Start your 2014 off right - Video Marketing is now! Only 20 REALTORS� will be allowed to attend this workshop Lunch will be provided. Each Attendee will have a 30 Second Video Card Commercial also done for them as part of the Workshop. RSVP Now. No Walk- Ins.

Date: Wednesday, January 15, 2014

Time: 12-1:30pm - Lunch & Learn

Location: BCAR Headquarters, 1452 Old York Rd, Warminster, PA 18974

Speaker - Joe Scorese, Vision Mortgage Capital

Sponsor - Kristen Merski, Foundation Title

856.853.4640 k.merski@ftnj.com www.ftnj.com

2 Ways to Register!

2 - Email kelly@bucksrealtor.com

3 - Call 215-956-9176

Bucks Break in Yardley

REALTORS...You're invited to a "Business Card Exchange"

hosted by the BCAR Affiliate Committee

Date: Thursday, January 16

Time: 5-7pm

Location: First Federal of Bucks County, 107 Floral Vale Blvd, Liberty Pond Section, Yardley, PA

Food, beer & wine are compliments of First Federal of Bucks County. Door prizes will be sponsored by Affiliate Committee members.

Qualified Mortgage (QM) Workshop

What is a Qualified Mortgage (QM) and why is it important? There are many reasons. January 2014 has promised to produce significant change in the mortgage and real estate industry and we want you to be ready and in the know! The more you understand, the better equipped you will be to educate your clients. The initial changes take effect starting January 14-18. There are more that will be in effect by August 1, 2015. These rules will institute new minimum underwriting standards for most mortgages.

This workshop will be packed with lots of info. Such as: The ability to repay (ATR). We will discuss the 8 pieces of underwriting criteria that lenders will be will be required to perform on each borrower(s). What is a "High Cost Loan" If a loan is considered a High Cost loan then the borrower(s) will need to attend Homeownership counseling. We will discuss how and why. New appraisal delivery requirements. The new Flip rules. Second appraisals may be required. Just to name a few.

Presented by Stan Reinford, Certified Mortgage Planning Specialist with Prime Lending. Sponsored by the BCAR Affiliate Committee.

When: Wednesday, January 22, 2014

Time: 9:30- 11:30 am with Q/A to follow. Refreshments starting at 9am

Where: BCAR, 1452 Old York Rd, Warminster PA 18974

Cost: Free for BCAR Members

3 Ways to Register:

1- Online www.bucksrealtor.com

2- Email Kelly@bucksrealtor.com

3- Call 215-956-9176

Legacy Planning Lunch & Learn

Legacy Planning is a more holistic approach to estate planning. It is the creation of a definitive plan for managing your total wealth while you're alive, distributing your estate how you choose after your death, and a clear plan to pass on your legacy. Your estate includes all assets of any value that you own. This includes non-financial assets as well as financial assets, including real property, business interests, investments, insurance proceeds, retirement accounts and personal property. Your legacy also includes important decisions that ensure your family's core values, responsible behaviors and community involvement, are passed on to future generations. Keep in mind, your legacy also includes personal effects, such as family heirlooms, stories, and accumulated wisdom and life lessons of your family

Speakers: Joe Masuik, Esq., Flood & Masiuk Attorneys at Law & Oven Altidor, ING Financial Partners

Date: Wednesday, January 22

Time: 12:30-2pm - Lunch will be provided!

Place: BCAR, 1452 Old York Rd, Warminster, PA

Registration: Contact Joe Scorese

215-290-5108 jscorese@thecontinentalbank.com

Sponsors:

Rick Bergami, EchoSystems Industries

Kristen Merski, Foundation Title Abstract

Joe Masiuk, Esq, Flood & Masiuk Attorneys-at-Law

Ovens Altidor, ING Financial Partners

Joseph V. Scorese, Continental Bank