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Cypress Solution eNews 
August 28, 2013 – Cypress Benefit Administrators
    
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topGreetings!

We enjoy bringing you information and reminders to help you stay abreast of new Cypress developments and industry compliance requirements. Please let us know how Cypress Solution eNews can be of further service to you.
topIn This Issue:
faqcostsharePreviously Released FAQs Clarify Timing of Annual Limits on Cost-Sharing   
Under Health Care Reform, starting on January 1, 2014, non-grandfathered group health plans are generally required to ensure that any annual cost-sharing required under the plan does not exceed certain limitations, including limits on both out-of-pocket maximums and deductibles. A set of FAQs previously released by the U.S. Department of Labor include information related to who must comply, temporary safe harbors, certain limitations under the Mental Health Parity and Addiction Equity Act of 2008, coverage requirements for certain preventive services and more. Read more. 
  
noticerequiredREMINDER: Employers Need to Provide Required Notices Under Health Care Reform   
The Affordable Care Act requires employers and group health plans to provide a number of informational notices to employees and other individuals eligible for benefits under the plan. Some key notices include Notice Regarding Availability of Health Insurance Exchanges, Summary of Benefits and Coverage, Disclosure of Grandfathered Status and Notice of Patient Protections. Click for more information on each, along with links to Model Notices from the U.S. Department of Labor. 
  
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Sincerely,
Cypress Benefit Administrators