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Cypress Solution eNews 
February 28, 2013 – Cypress Benefit Administrators
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We enjoy bringing you information and reminders to help you stay abreast of new Cypress developments and industry compliance requirements. Please let us know how Cypress Solution eNews can be of further service to you.
topIn This Issue:
finalehbFinal Rule on Essential Health Benefits Released 
On February 20, 2013, the Department of Health and Human Services (HHS) issued its final rules on Standards Related to Essential Health Benefits (EHB), Actuarial Value and Accreditation. It also provided additional guidance in the form of Frequently Asked Questions. Read more, including who the requirements apply to and who is exempt, along with links to the actual Rules and FAQs<back to top>
TIMEFrom TIME Magazine:
Bitter Pill: Why Medical Bills Are Killing Us    
TIME Magazine recently published an article which brings the point home regarding everything that Cypress has been battling and working to educate our brokers and clients on related to the high costs of health care. This is a fantastic article, not only because TIME touches on a lot of the things we see on a daily basis, but because it highlights the central problem: why the focus is on who will pay instead of why the costs are so high to begin with. Read more, including links to the full article.  <back to top>
mednecNews Release:
Diligent Health Claim Review Service Goes Beyond Obvious Overcharges and Finds Issues with Medical Necessity 
In a growing number of cases, Cypress has found that medical necessity is becoming something consumers must be aware of when analyzing the accuracy of their health claims. A recent case study from the company's Argus Claim Review division shows how overcharges can occur when unnecessary tests are ordered and performed. Read the full release.  <back to top>
If you have any questions or are looking for solutions, please feel free to contact us. We are happy to help!
Cypress Benefit Administrators