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  Your Coffee Break  
 News You Can Use
      for Business and Personal Development 
Number 141                                                                                       December 15, 2014 
In this Issue
Musings
Shayna's Success Stories
Rolling Notary
Your 2 cents
Your Money/Your Life
Something to think about.. .


 

There are three ingredients in the good life: learning, earning and yearning." 
quill and ink 
Help! I don't know what to write
 I don't like to write
 I don't know what to write
 I need copy for my newsletter, advertising, blog... 

Other Creations 
Barefoot Writer 
 to the rescue

Freelance writing to meet your every need. We can provide the copy you need for all
of your publishing applications; short letters, newsletter stories, blog posts, emails, handbooks, whatever you need.

Contact us to see how we can work together to get your job done.
Tips and Tricks

 

We want to make your life easier and less stressful so we are adding a handy tip in each issue to help make

that happen.

*********

Cut a slit on the long side of an empty toilet paper roll.  It will make a perfect clamp to keep your wrapping paper from unrolling.

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Musings -

  To Shred or Not To Shred...?

       Do you save every piece of paper and receipt because you might need it for the IRS?  Well, there are some things that you have to save forever, but most financial records don't have to be saved for more than three years, many much less.  If you are trying to dig out from years of clutter your first step, like any other project, is to prioritize. Here is a look at what has to be saved and for how long.

  1. The first step is that you should be checking all receipts and statements to see that they have been correctly entered in your doing this regularly will make your job of de-cluttering much easier. Once everything is reconciled you can shred all of the paper copies.
  2. The next pile to look at is anything that might relate to your income or expenses. These are all records that you have to save for three years. These could be your W-2s, invoices, check records, or anything else that shows money that you made and reported on your taxes.  This pile also includes proof of deductible expenses like sales receipts, medical expenses, invoices, or mileage logs. This category also includes receipts for any charities that you have supported.
  3. Your state and federal tax returns should be saved for six year; the IRS can audit for up to six years if they suspect so if you are concerned about an audit you might want to save them at least that long.
  4. Documents related to business or property, contracts or deeds and titles should be kept forever; or three years after they have been liquidated and reported.
  5. The last task is to check with your accountant and attorney to see if there is anything else that is specific to your own situation. There may be local permits or tax records that should be saved.

       Once you have cleared these five projects you can shred everything else. Imaging how clear your space will be without these excess documents; doesn't that feel good?

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      Shayna's author DonnaUpshaw is available for custom cartooning and also has a line of wonderful note cards to bring smiles to your clients.. Click here to follow Shayna's Success Stories  from the beginning of her adventures.


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Your Money-Your Life

    Time for Change

       As we end this year it is time to update your records and profiles.  First things first; change your passwords.  We should be doing this several times a year, but we all tend to forget and it is your first line of defense against hackers and identity theft.

       If you use the internet to do your banking or pay your bills verify that they all have your most current information; account numbers, stored credit cards (or change to different cards), and contact information. You don't want a bad guy to use your accounts. Finally update any of your social media accounts with new passwords and updated profiles.

       Identity theft has become a scourge of our economy. By keeping all of your important information current you are going a long way to protecting your identity and maintaining your family's peace of mind.


 

Rolling Notary
We come to you to help with your 
document verification needs

NOTE:  Notaries are not responsible for the accuracy or legality of documents they notarize. Notaries certify the identity of signers. The signers are responsible for the 

content of the documents.

 
 (209) 465-1503

                                                 

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