Protecting your future.

Spring is coming. It's just a matter of time....
Now is a good time to review your coverage. Needs, like the weather, change over time, sometimes much more rapidly than we realize or anticipate!
Don't get stuck out in the cold!
These are complicated times. We're here to make your life easier so please don't hesitate to contact me at 800-796-8495 any time with any questions or concerns.

Don Foley

P.S. Cyber Liability. Sounds like a Bruce Willis movie, right? Unfortunately, it's not. 

Cyber Liability
What's your E-risk?

Anyone with a Web site now has the legal liabilities of a publisher.

The Internet - that technological wonder of worldwide communication - has spun a whole new "web" of liability exposures.


Creating a Web site is simple. 

The exposures that come with it are not. 


Privately owned companies on the internet face liability exposures that are emerging, evolving, and complex.


Commercial companies that disseminate information via their website face the same legal exposures as publishers, often with no clue about their resulting legal responsibilities. 


New laws create potential liabilities, particularly in the areas of user privacy and domain name infringement.


Interested in learning more?

Need More Hours in the Day?
We can help.

The true test of an insurance agency is how you're treated in good times and bad. It is imperative to have an agent that is both knowledgeable and trustworthy to handle your insurance needs. When you have a problem, you want to speak to your agent, not "Siri".


We have been insuring the O & P industry for over 20 years and are now the exclusively endorsed program of AOPA & ABC. We also have the exclusive endorsement of NAAOP, BOC, PrimeCare and several AAOP Chapters, including OH, PA, NY, FL, TX. We are committed to the O & P industry and the total value that our program delivers.


Because of the unique exposures the industry faces, we designed an insurance program specifically for these risks and offer comprehensive protection that helps your business succeed, whether it's a patient care facility, central fab, manufacturer or distributor.


Call Don Foley at 800-796-8495 and learn how WE can help solve your problems so you don't have to!
Danielle Hahn, Receptionist

"I'm the very first voice people hear when they call Cailor Fleming. You never know what kind of day someone might be having if they have to call an insurance agency so I strive to be the friendliest voice they hear all day!"

Four things you might not know about Danielle.
  • Cleveland Browns SUPERFAN (for real)
  • Has a Chocolate Lab named Haden
  • Likes to think she has a green thumb
  • Has two awesome stepsons with her husband Tom 

The iPad Giveaway Winner!
Catherine M. Ryan-Trenchard, C.P.
Cayuga Orthotics &Prosthetics, Rochester, NY

Thanks Catherine for stopping by the Cailor Fleming booth at the AAOP Annual Meeting in Chicago.
Sure it was 15 below zero in Chicago but you WON an iPad!

Where else will Cailor Fleming be exhibiting this year?
Stop by, say hi and learn what YOUR O&P insurance agency can do for you at these upcoming meetings.

April 3-5 GSOP, Atlanta, GA
April 30-May 2 NYSAAOP, Albany, NY
May 15-17 PA AAOP, Washington, PA
May 15-17 WAMOPA, Renov, NV


We're here for you 24 hours a day, 7 days a week, 365 days a year. If you need to submit a claim, click on the links below for the applicable form, fill it out and give us a call.
What We Can Offer You

Our goal is to provide you with a world of protection.
  • Health Insurance
  • Employee Benefits
  • Commercial Lines
  • Home & Auto Insurance
  • Orthotics & Prosthetics
  • Sleep Center Industry
  • Medical Transportation Services
  • Medical Equipment Repair
  • Durable Medical Equipment
Need an application? Click here.

Cailor Fleming is the only insurance provider endorsed by the AOPA.

  2014 Cailor Fleming Insurance   
Give us a call today!
Independent Medical, Auto & Home Insurance