Members Credit Union

126 East Putnam Ave.
Cos Cob, CT  06807
News From Your Credit Union
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Financial Planning Sessions
Money Concepts Financial Planning
Sept. 26, 2013
5 p.m. at Cos Cob Office
Security Benefit
Oct. 10, 2013
5 p.m. at Cos Cob Office
Call 203.622.6050 or email Jessica Ardila for more information or to register.
 E-statements are free, safer, available the first day of the month and for over 7 years online, 
much more cost efficient and better for the environment. We began charging $2.00 for paper statements in May 2013.  Switching is easy and can be done online.  Contact us today to begin receiving e-statements.








September 13, 2013
Dear (Contact First Name),
Home equity rates Labor Day has come and gone. It's crazy how fast time flew and it won't be long before those crisp fall mornings arrive. Now, is a great time to think about those home improvements you need to make before the leaves fall.  
We've come up with the Inspire Home Equity Loan Promotion that will save you money. So, whether it's new windows, a heating system or building an addition, MCU is here to help. We've lowered our rates just in time for those fall projects. You can also use our Inspire Home Equity Loan to finance your student's college tuition or purchase that SUV you are looking at to get you through the snow this winter.
In addition, we can likely save you money if you have a Home Equity Loan at another financial institution - just a 1% reduction in your rate can reduce your monthly payment substantially and  save you $1,000's in interest over the length of your loan!
The Inspire Home Equity Loan promotion runs through October 31, 2013. The special rates are unbelievably low:
  • 2.99% APR for 5 years***
  • 3.49% APR for 7 years***
  • 3.99% APR for 10 years***
  • 4.99% APR for 15 years*** 

***Your individual rate will be based on your credit score.  Borrow up to 80% of the equity of your property minus your first mortgage.  $75 processing fee, $350 reimbursement of fees if paid off within one year.   Your interest may be tax deductible, consult your tax advisor.  Current MCU loans are not eligible for refinance. New money, CT properties only.  Equal opportunity lender.



Dog Days of Summer
We've extended our "Dog Days of Summer" promotion for a short time. Now's the best time to buy a new or new-to-you auto because we are offering some the lowest interest rates. Plus, your first payment is not due for 60 days!


If you're in the market for a new car, recently purchased a car or are looking for a previously-owned one, Members Credit Union has rates as low as 1.99% APR** and we will either match or beat most competitor's rates. Plus for a limited time, make no payments for 60 days! There's never been a better time to buy. The process is quick and easy. 

 New Cars - Now's a great time to take advantage of mid-year deals. See us first before you shop for help on the valuation of your trade and information on the car you are looking to buy.


Used Car - Purchase a previously-owned auto from any dealer and finance with MCU. Or, save even more at Enterprise Car Sales where MCU members receive special pricing and rates as low as 1.24% APR** with preapproval. See us before you shop for the very best deal on your next auto.


Refinance See us to refinance it for you. We can save you hundreds of dollars over the life of your loan. It's fast and easy.  


Call or visit our office to apply or for more information! Hurry, offer ends soon. 


*Excludes 0.00% financing. Min. APR is 1.00%. Must provide documentation of approved rate. Loan accrues interest during the period before first payment. **Annual percentage rate =APR. Individual rates are determined by credit score.

As a member-owner, we value your membership and participation. Help us to help your family, friends and neighbors by sharing MCU with everyone you know. The more we grow, the more services we can offer and provide even better rates on savings and loans. 

Kathy L. Chartier
Members Credit Union | | |

126 East Putnam Ave                                             56 West Broad Street
Cos Cob, CT  06807                                              Stamford, CT 06902
203-622-6050                                                       203-975-3866

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