Cascade Title: Consistent, Courteous and Complete Title & Escrow Services
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Scott Hogan
Manager/Vice President
Business Development
Escrow Officer/LPO
Escrow Officer/LPO
Escrow Officer/LPO
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Big Changes Coming in August!
 Some of the most-basic forms and timelines used in real estate closings are changing soon! The HUD-1 (the Settlement Statement that shows Buyers what amount to bring to closing and what net amount a Seller will receive) was last changed in 2012. Same with GFE (Good Faith Estimate) and TILA (Truth In Lending Act disclosure given to borrowers). Now that we're finally used to the new forms, it's time to (you guessed it) change the forms again! While we're at it, just to make it complicated, let's change the timelines around, too! Click here to see the new forms. Click here to see the new closing timeline.
Currently, settlement agents (escrow) are required to provide the HUD-1, while lenders are required to provide the TILA disclosure and GFE. Starting in August, the lender is responsible for delivering the Closing Disclosure form to the consumer, but lenders may ask settlement agents to provide the Closing Disclosure, provided that the settlement agents comply with the requirements for the Closing Disclosure. The lender may either prepare the Closing Disclosure form or share responsibility for it with the settlement agent. Who does what will vary, depending on which lender is involved.
For more information on these changes, talk to the professionals at Cascade Title, or click here.
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Realtor Association Affiliate Council features Cascade Title  Cascade Title Manager Scott Hogan is pleased to serve as the Title and Escrow Director of the Clark County Association of Realtors (CCAR) Affiliate Council. The purpose of the council is to work together promoting camaraderie among Affiliate Members, create and implement offers and opportunities for "value and benefits of membership" for both REALTOR� and non-REALTOR� members, and assist with education and event planning including outlining sponsorship benefits. The council will also identify and promote membership to potential new Affiliate Members. We're pleased to support the efforts of the CCAR!
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Cascade Title Welcomes New Employees!
 Cascade Title is pleased to announce the addition of John Ring and Linda Lock as Title Officers, and Gretchen Lindsey as Escrow Assistant! All three have years of experience in their respective title and escrow careers, and join a team of like-minded professionals who put the customer first! Please help us welcome John, Linda and Gretchen to our Cascade family and, how better to welcome them than to open a new title or escrow order! |
The Farmer's Market is Back!
 Did you know that the Vancouver Farmer's Market is Southwest Washington's #1 visitor attraction and home to 250 vendors? Beginning March 21st and open every weekend through November 1st, enjoy a relaxing day as you stroll through the park, listen to music, browse local vendors and grab a bite to eat. You'll discover fresh and local produce, flowers, plants, baked goods, delicious food, pet treats, and accessories for yourself, home, or garden. Click here for more information. We hope to see you at the Market!
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404 E. 15th St., Suite 12, Vancouver, WA 98663
Office (360) 695-1301
Toll Free (877) 695-1301
Fax (360) 695-2358
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