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News and Views from
Pieter Demeester
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 WealthTips
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| Home Ownership / Cash Management Issue | May 2015 |
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Managing Your Money
Manage your mortgage to save
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 Low interest rates may have you thinking about taking on more debt: the cost of a new home, 'moving up' to a larger home or refinancing you existing home. If so, knowing what's what with mortgages can save you money now and in the future.
Read More
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Cash Flow Planning
Four ways to find "hidden" investment money
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 Investing regularly is important. If you're going to achieve your retirement and other financial goals, you should consistently contribute to your retirement savings plans (RRSPs), tax-free savings plans (TFSAs) and non-registered investments.
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Mortgage Concept
The impact of increasing mortgage payments
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 Accelerating the repayment of debt is an important goal of many Canadians. One way to achieve this goal is to increase the size of your mortgage payment.
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Featured Article
The Under-appreciated Benefits of
Creative Consistency
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 Gregory Ciotti, author for the Sparring Mind, advises his readers as to the advantages of remaining consistent in your everyday activities. He explains that having a consistent workload, one not overbearing, however one that is not so light that it would breed 'mental cobwebs' is the key to getting the most out of your day.
Read Article
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, I hope you enjoyed this issue. If you have any questions or comments, please don't hesitate to get in touch. I would be more than happy to help you, understanding there is no cost in me doing so, nor any obligation.
Pieter J. Demeester Wealth and Risk Management Consultant FPSC Level 1™ Certificant in Financial Planning Associate to Mohamad Sawwaf, Director Investors Group Financial Services Inc. 416.483.7667 ext.504 
Next Issue: Estate Planning
Missed an issue? Go to the archivesPS: Don't keep my name a secret among those you care about most. If they feel neglected by their current adviser, I'd love to spend a relaxed 30 minutes providing them a complimentary assessment of their financial direction. Please assure them that I won't try and sell them anything - and they are sure to know more about their money after a quick 30 minutes than they did before we met.
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This newsletter is intended as a general source of information only and is not intended to provide any personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Pieter Demeester is solely responsible for its content. For more information on this topic or any other investment or financial matters, please contact your Investors Group Consultant.
™ Trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Great-West Life Assurance Company. Brokerage services offered through Investors Group Securities Inc. Investors Group Trust Co. Ltd. is a trust company licensed to lend money in all jurisdictions in Canada.
Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranted, values change frequently and past performance may not be repeated.
Banking products and services are distributed through Solutions Banking™. Solutions Banking products and services are provided by National Bank of Canada. ™Solutions Banking is a trademark of Power Financial Corporation. Investors Group and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trademarks.
Investors Group Trust Co. Ltd. is a federally regulated trust company and the mortgagee. Mortgages are offered through I.G. Investment Management, Ltd.* Inquiries will be referred to a Mortgage Planning (Agent) Specialist. *In the province of Ontario, Mortgage Brokerage Licence #10809, Mortgage Administrator Licence #11256.
We are committed to keeping your personal information confidential. Investors Group Financial Services Inc. collects and uses the information above in order to be able to inform you as to investment opportunities or to provide additional financial information to you from time to time and for other internal purposes. By providing us with names and information of other persons you understand that we may contact these persons for similar purposes. |
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