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Medicare reenrollment ends December 7th!

  

Click here  to use the Medicare Plan Finder to enroll in 2013 plans before enrollment ends! 

 

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New provisions to ACA

 

The U.S. Department of Health & Human Services issued a statement last week that the Obama Administration has moved forward with provisions to the ACA that will:

  • Ban insurance companies from discriminating against people with pre-existing conditions.  The proposed provisions are to go into effect in 2014. For more information about this rule, click here.
  • Outline policies and standards for coverage of essential health benefits, while giving states more flexibility to implement the Affordable Care Act. For more information regarding this rule, click here
  • Implement and expand employment-based wellness programs to promote health and help control health care spending, while ensuring that individuals are protected from unfair underwriting practices that could otherwise reduce benefits based on health status. For more information regarding this rule, click here.

To read the full press release, click here.

 

 Click here to read OWL's 2011 Mother's Day Report, 

The Affordable Health Care Act: The American Version of Health Care for All

 

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Women changing face of Congress

 

In addition to the largest number of women serving in Congress, women aging in office are also changing the dynamics on the Hill. 

 

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Caregivers Get Well-Deserved Attention During Caregivers Month

 

The Atlanta Journal Constitution writes about the  caregiver crisis in the nation, weaving together personal anecdotes with national statistics for a compelling read. The Albany Times Union writes about the importance of providing thanks and support to caregivers. And at the HuffingtonPost, Sheila  Moeschen says with so many new women in Congress, there may be an opportunity for more assistance for caregivers. 

 

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Unwanted Medical Treatment

 

Far too often patients suffer unwanted treatment even when they have clearly stated their wishes verbally or in an advance directive.  Several years ago we worked with  Compassion & Choices on our Mother's Day Report in order to raise awareness about end-of-life choices and the issues impacting OWL's membership.  

 

Compassion & Choices is working hard to ensure that treatment is consistent with an individual's advance directive and contemporaneous wishes and they have asked for our support.  They are working with other leading consumer and elder rights advocacy organizations to stop doctors and hospitals from ignoring patients' wishes and then billing Medicare, Medicaid, private health insurers, or consumers for unwanted or excessive medical treatment.  

 

Has this happened to you or a loved one?  Do you have an advance directive in place that makes your end-of-life choices known?  

Click here to share your story.

Click here if you'd like to fill out an advance directive specific to your state's laws.

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Deutsche Bank turning to 'mature' women

 

The Deutsche Bank is has announced that it actively working to change its corporate culture by significantly increasing female leadership by 2018 and focusing on long-term sustainability.

 

To read the full article, 

click here. 

 

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Support OWL Today! 

 

As a federal, postal or military employee, you can make on-the-job donations to OWL through the Combined Federal Campaign (CFC). 


To make your CFC pledge for support to OWL, enroll before the December 15th deadline at your workplace by designating the Older Women's League (campaign number 11321) on your enrollment materials.  


No donation is too small - 

enrol today! 

White House

 

Taking Our Message to the President 

 

On November 12, 2012, when the Obama Administration invited a small number of women's organizations to the White House to discuss the budget and other policy priorities, OWL was there.

 

Among those joining the President at the meeting were Valerie Jarrett, senior advisor to the president; Cecilia Munoz, director of the Domestic Policy Council; Gene Sperling, director of the National Economic Council, and Tina Tchen, chief of staff to the First Lady and executive director of the White House Council on Women and Girls.

 

After congratulating the president on his re-election, and thanking him for his leadership, OWL Executive Director Bobbie Brinegar shared that OWL was there on behalf of the nation's 'invisible women' - the midlife and older women who are economically insecure and worried about their families' futures. "Our message is that if we take care of the least of us, then we will have taken care of all of us," she said. 

 

The inclusion of leading women's organizations by the President and his senior staff is a welcome indication that the administration is listening. Because of our members and supporters, OWL has a seat at the table, advocating for the extension of tax cuts that help 98 percent of American families, and to preserve and strengthen Medicaid, Medicare and Social Security. 

 

However, it is just as important that your representatives hear from you. Let them know you support these programs and insist that the tax cuts for 98 percent of the nation's families continue.  

 

You can find out who your representative is by clicking here or you can contact them by calling the Capitol Hill switchboard to connect to their office: 

(202) 224-3121. 

 

Make that call today!

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Senator Durbin and
Jay Carney suggest separate track for
Social Security reform
 
Decision makers are finally confirming what many of us have been arguing for some time: Social Security does not add to the deficit.  

In the last 48 hours, Senator Dick Durbin and Press Secretary Jay Carney have both publicly stated that Social Security should not be a part of the "fiscal cliff" discussions. 

In a press conference on Monday, Press Secretary Carney said that although the Administration's goal is to work on a bipartisan solution to the deficit, they  "believe that we have to address the issues -- when it comes to a deficit-reduction deal that also ensure future economic growth, we should address the drivers of the deficit.  And Social Security is not currently a driver of the deficit.  That's an economic fact."

At the briefing on Tuesday held at the Center for American Progress, Senator Durbin stated, "Progressives should be willing to talk about ways to ensure the long-term viability of Social Security, Medicare and Medicaid, but those conversations should not be part of a plan to avert the fiscal cliff."
 
We encourage everyone to:
  1. Contact the White House by and thank the Administration for taking a stand for Social Security by clicking here or calling (202) 456-1111
  2. Contact Senator Durbin's office and thank him for his leadership on leaving Social Security out of the deficit discussions by clicking here or calling (202) 224-2152
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SocSecgraphic
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Keeping an eye on Medicare

 

The Medicare Rights Center is monitoring deficit reduction talks to assess potential impacts on Medicare. This month, they released a statement pointing out that even with Medicare, health care costs are already high: 

 

The Centers for Medicare & Medicaid Services (CMS) announced the 2013 Medicare Part B premium will be $104.90 per month, and the Part B deductible will be $147. Even though payment reforms enacted over the past few years, including those in the Affordable Care Act (ACA), have kept these costs lower than expected, the announcement offers a stark reminder to policymakers embroiled in deficit reduction negotiations: older adults and people with disabilities with Medicare already pay a high amount for their health care. 


Instead of shifting costs to beneficiaries, Medicare Rights Center supports cost savings solutions that address the problem of rising health care costs in the system overall.
 
The message is simple: Don't force people with Medicare to pay more for less. Strengthen Medicare by building on what works.

Since 1965, Medicare has ensured guaranteed health care benefits for older adults and people with disabilities. As policymakers grapple with how to reduce the nation's deficit, many are looking to Medicare for savings. Unfortunately, some of the most discussed Medicare proposals share a common theme: forcing people with Medicare to pay more for less health security.

Most people with Medicare cannot afford to pay more. Half of all people with Medicare live on incomes less than $22,000 a year and have less than $53,000 in personal savings. Older women and people of color live on even less. Median income for older women amounts to just $15,072 per year. Older people of color are twice as likely to live in poverty-18% among African Americans and Hispanic households vs. 7% among white households.

Tell the President and Congress: Don't increase costs for people with Medicare. Instead, support ideas that control rising health care costs in the system overall.

This includes promoting delivery system reforms that enhance quality while bringing down costs and allowing the federal government to negotiate drug prices with pharmaceutical companies for people with Medicare.

 

For more information, visit the Medicare Rights Center deficit reduction webpage.

 

Need help with Medicare? Call the Medicare Rights Center helpline at (800) 333-4114 or visit Medicare Interactive to get your questions answered. 

 

Click here for more information and to access the Medicare Rights fact sheets.

 

To read the full press release, click here.

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Don't forget about Medicaid!

 

Americas most vulnerable need your voice now. 

 

According to the National Committee to Preserve Social Security and Medicare: 

  • Older adults and people with disabilities account for two-thirds of all Medicaid spending
  • Medicaid pays for about 62 percent of all long-term services and supports 
  • Proposed cuts to Medicaid - including the establishment of a federal Medicaid "blended rate" - would affect older Americans by jeopardizing the availability and quality of long-term care both in nursing homes and in the community, and by impairing low-income seniors' ability to receive assistance through the Medicare Savings Programs to help pay their Medicare out-of-pocket costs.  
Oppose reducing Medicaid funding. When talking to your elected representatives, include your support for this critical program -- we need to speak up for those who are underrepresented in the current negotiations.
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 "We are each other's business; we are each other's harvest;
we are each other's magnitude and bond."

Gwendolyn Brooks
 
OWL -- The Voice of Midlife and Older Women
 
The only national grassroots organization that focuses solely on issues affecting the nation's 74 million midlife and older women

www.owl-national.org

1625 K St, NW, Suite 1275
Washington, D.C.  20006

Phone: 1-877-OLDRWMN (653-7966) | 202-567-2606