April 2, 2014
Greater Pittsburgh Federal Credit Union
Credit Union Chatter 
Catch the Save Wave

Quick Links
Main Office - Oakland
Monday - Friday
9:30am - 4:00pm
Phone - 412.621.6800
Fax - 412.681.7421
Toll Free - 1.888.673.7224
North Hills - UPMC Passavant Hospital
Monday - Friday 
9:00am - 5:00pm
No Transaction after 4pm
Phone - 412.748.6338
Fax - 412.748.6658
UPMC Presbyterian 
Hospital Office
Monday and Wednesday
7:30am - 3:30pm
Friday 
7:30am - 3:00pm
Phone - 412.647.6337
UPMC Children's Hospital Office
Monday, Wednesday, and Friday 
7:30am - 3:30pm
Phone - 412.688.0442
UPMC Mercy Hospital Office
Tuesday 
8:30am - 12:30pm
Thursday 
11:30am - 3:30pm
Phone - 412.232.7717
Join Our Mailing List

 GPFCU Youth Members are always welcome :)

April 20-26th is the National Credit Union Youth Week!  And this year we are excited to celebrate our Youth Members with a Facebook contest to win 2 season passes to Sandcastle Water Park!  All you have to do is color a coloring page or create a 1 page beach-themed comic book page by April 20.  See below for more details - must be a Youth Account Member to enter.  

Be sure to Like our Facebook page for updates on the contest!

Not a Youth Account Member?  Or know someone who should be? 
 
As a member who is a parent or guardian, you are eligible to set up a Youth Account (any persons under the age of 18).  The account will be in the child's name with the parent/guardian as "joint owner."  Teach your children the benefits of saving by setting up their very own credit union account that they can build up for a lifetime! 

And speaking of savings - we also included a few tips on using your tax refund wisely!  


Sincerely,

  
Greater Pittsburgh FCU Staff 

Youth Week Facebook Contest 2014

The entry with the most "Likes" on our Facebook page wins: 

2 Season Passes to Sandcastle Waterpark!
 
Youth Members will submit either:
1 coloring page 
or 
1 beach-themed comic book page 
(using the templates provided) 
 
Entries due by Sunday, April 20
in JPEG file format emailed to:
 
Please include in email:
Child's First Name & Last Initial 
Child's Age (optional)
Title
 
Voting will begin on 
Monday, April 21 
through 
Friday, April 25 at noon
 
Winner will be announced on Friday, April 25, 2014 at noon! 
  
Entries will be mailed out to all current 
Youth Members this week!
Also will be available for download on www.greaterpittsburghfcu.org
 
Entries will only be accepted by members under the age of 18 with a current youth account with GPFCU. Any entries sent after Sunday, April 20, 2014 will not be entered. Entries must be one of the templates provided - these are also available for download on www.greaterpittsburghfcu.org. Files must be in a JPEG picture file format to be accepted. Inappropriate content will not be posted.  Only 1 entry per child. Voting will end at noon 4/25/14; any votes after that time will not count. In the event of a tie, the winner will be randomly chosen from the tied entries.  
Take Advantage of Your Tax Refund

 

If you're lucky enough to be getting a tax refund this year, use it wisely to help your finances.

Boost Savings
Contribute to your IRA (individual retirement account) now; don't wait until the tax-filing deadline.  Or add some extra padding to your savings account for emergencies!

Pare Debt
Make a credit card payment--more than the usual payment. If you have $2,000 in credit card debt and use your $1,000 tax refund for a monthly payment, you'll save $1,000 in interest (you'd pay $393 vs. $1,393) and pay the debt off in less than half the time it would take to do so--about six years vs. 11�. * 
*Assumes 12% interest rate and that minimum monthly payments continue thereafter.
 
Pay Bills
Pay part of your property tax bill.  Ante up for school supplies and wardrobes. 

Have Fun
Enjoy a long weekend at a restful site.
Enroll in a class to learn a skill you've been curious about.
Have date night! 
 
Do Good/Make Improvements
Donate to a good cause; get a receipt so you can take the charitable deduction if you itemize deductions on your tax return.  Improve your home with fresh paint in a neglected room.  Improve yourself - sign up for that gym membership!
 
 
Tax Reminder: 1099's & Claiming Interest

Earned interest is only reportable to the IRS if you received $10.00 in interest for the 2013 fiscal year. 

You will only receive a 1099 form from GPFCU if you have earned $10.00 or more.  

If you misplace your form, please call the main office and we can send you a duplicate.  

For Refund Direct Deposit: 
GPFCU Routing #243084650