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Main Office - Oakland
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Monday - Friday
9:30am - 4:00pm
Phone - 412.621.6800
Fax - 412.681.7421
Toll Free - 1.888.673.7224
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North Hills - UPMC Passavant Hospital
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Monday - Friday
9:00am - 5:00pm
No Transaction after 4pm
Phone - 412.367.6338
Fax - 412.367.6658
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UPMC Presbyterian
Hospital Office
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Monday and Wednesday
7:30am - 3:30pm
Friday
7:30am - 3:00pm
Phone - 412.647.6337
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UPMC Children's Hospital Office
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Monday, Wednesday, and Friday
7:30am - 3:30pm
Phone - 412.688.0442
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UPMC Mercy Hospital Office
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Tuesday
8:30am - 12:30pm
Thursday
11:30am - 3:30pm
Phone - 412.232.7717
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G-P-F-C-U!
People are cheering when they realize all the money they are saving by doing business with Greater Pittsburgh FCU. And we are cheering on all that YOU do by offering lower fees and amazing rates on credit cards and loans!
Speaking of amazing rates, we have the perfect opportunity for you to get a jump-start on your holiday! We are so excited to announce:
*Holiday Loan Special*
3.99% for 24 months
Maximum of $2,500.00
This personal loan special will only be running from
November 1, 2013 - January 31, 2014.
Only members may apply. Please submit your application here and send a copy of recent proof of income via email to info@greaterpittsburghfcu.org or via fax 412.681.7421.
We know, we know - it's a little early to be talking Holiday stuff (but there are only 53 days until Christmas!!) But you can use this loan for just about anything! Take advantage of this incredible rate and apply today!
Sincerely,
Greater Pittsburgh FCU Staff 
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Why Do Credit Unions Talk Funny?
Credit unions offer many of the same services you find at other financial institutions, but sometimes use different words to describe familiar activities. It's all part of what makes credit unions significantly different from other financial service providers.
Your credit union savings represent your "share" in the financial cooperative, which is what a credit union is. Thus, you have a share savings account, or, for a fixed-term account, a share certificate account. And if you have an account you use, for example, to pay bills and finance daily recreation, you have a share draft account, so named because you're able to draw on your shares. In all respects, these accounts work the same way savings, certificate of deposit, and checking accounts work at other institutions.
Dividends are the share of earnings GPFCU distributes to shareholders--members.
Fees and borrowing rates are lower, and savings rates higher, because credit unions are not-for-profit financial cooperatives. Profit-driven financial institutions like banks must make money to pay stockholders in proportion to their holdings. All credit union members benefit from the credit union's financial success, but bank income bypasses customers to pay a limited number of stockholders.
Your credit union shares are backed by share insurance up to $250,000. And GPFCU undergoes rigorous examination by NCUA (National Credit Union Association) to assure sound operation and management. GPFCU received its operating charter--permission to do business and the rules it must observe--from the NCUA in 1955.
The directors and management comply with the charter and also with the credit union's own bylaws. These are rules that members and directors adopt to define the credit union's field of membership (who's eligible to join), set the par value of shares (in other words, is each share $5, or some other value?), and describe common credit union functions.
Now that we're all speaking the same language, call 412.621.6800 or stop by any branch for information about membership or any of our financial services--on your terms, of course!
Copyright 2011-2013 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.
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Banks vs. Credit Unions
By Jennifer Vogt, Teller Supervisor
When determining what best suits your financial needs, please consider the following: Credit Union Retail Bank - You are a member/owner - You are just a customer - Fees are considerably lower - Fees are "out of sight" than the "other guys" - Loan rates determined by - Loan rates determined by what benefits our members what benefits stockholders - Borrowing decisions made - Borrowing decisions made in-house by underwriting - Payroll Deduction - No payroll deduction
- Not-for-Profit Institution - All Profit Institution
Greater Pittsburgh Federal Credit Union is your credit union. Whether you're interests include saving, borrowing, planning for retirement or funding a vacation, let your credit union assist you!
We value your business!!
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Did You Know? We have Checking Accounts!
Were you aware that we offer Share Draft (Free Checking) accounts? Perhaps with all the fee increases or additions at your current bank, you may be considering switching. Here's an overview of our account:
- Free VISA Debit Card (use at any PNC Bank ATM for FREE!)
- We do not charge you for using ANY ATM - however, the ATM may have a surcharge. (Except a PNC Bank ATM)
- Overdraft Fee: $5.00
- No Monthly Fee of any kind
- No Minimum Balance
- Free Online Banking (with Free Mobile App) to transfer funds from your Shares.
- Free Automatic Bill Pay and E-Statements
Please contact us for more information and to apply!
Share Draft (Checking) Accounts are granted on a credit-basis. Your credit must be in good standing at the time of application to be approved for a share draft account. |
All Offices Closed Veteran's Day
In observance of Veteran's Day, all offices will be closed: Monday, November 11, 2013 .
Please plan accordingly! Thank you! |
Once a Member, Always a Member
When life brings you the challenge of relocating, there's one thing you won't have to worry about ... finding a new credit union. No matter where you go, you can stay with us. That's because of our "once a member, always a member" policy. We can take care of most business over the phone or by using online banking access to make it even easier to stay on top of your account status!
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President's Corner
In preparing for this President's Corner, I began to reflect back on the many members I have spoken to and assisted during my 35 years with the credit union. As an organization our purpose to is help members with their financial needs. We all need a place where we feel comfortable and secure in doing business, where we get good advice and the opportunity to choose whatever path we need to take to secure our financial future. I am pleased that so many of you have chosen your credit union to do that. With a staff of friendly and professional people you are not just a number, but a person. With five convenient locations you have access to staff and services when needed. Every staff member is not only trained to work with you, but for you. We know you both personally and professionally, many by first name or even your voice on the phone.
As we enter the Holiday Season please look to us for that loan that will make your Christmas merry and bright. Don't forget to call or stop in for your Christmas Club money whenever you are ready for it. If you do not have a Christmas Club account at this time, open one up for next year. A payroll deduction now can be helpful next year. Call or view all of our services on our website.
Sincerely,
Patricia Juliano President/CEO |
Greater Pittsburgh Federal Credit Union |
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