Source Brokerage, Inc. - Updates
May 2014 
 
 
 
Quick Links
  

 

Offer your clients

 

"The Triple Play"

 

 

It's easy!

 

(1) Monthly Income Replacement in case of premature death.  Premiums and death benefit proceeds are guaranteed for lifetime.

 

(2) Optional guaranteed tax-free lump sum of all premiums paid to supplement retirement income.

 

(3) Long Term Care benefits, if needed

 

All rolled up into one policy.  Click here to request an illustration.  

 

 

Afterwords  

 

Education is the most powerful weapon which you can use to change the world.

- Nelson Mandela

 

The things I want to know are in books; my best friend is the man who will get me a book I ain't read.

- Abraham Lincoln

 

An investment of knowledge pays the best interest.

- Benjamin Franklin

 

Education is not the filling of a pail, but the lighting of a fire.

- William Butler Yeats

 

Socialism is a philosphy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery.

- Winston Churchill

 

 

Social Security decision-making is a hot topic with Boomers.  Learn how you can better help your clients position themselves.  See more in our Sales Tip below.
Life Plans

Effective immediately, North American has released a new bank draft authorization form.  Please delete any app packets you have saved that include the old bank draft authorization form.  New app packets can be obtained via the FORMS module on our website.
  
Now!  Front-line, Non-Med term coverage via Transamerica's TransPyramidTrendsetter LB for 10, 15, 20, 25 and 30 year level plans:
  • No exams or labs
  • Up to $249K for ages 18 - 60
  • Standard rates (Preferred requires exam and labs)
  • Includes Chronic and Critical Illness living benefits

Look for the Trendsetter LB plan on our term spreadsheet quote engine.  Note: Trendsetter LB is a different plan than the regular Trendsetter Super plans. 

    
Request a quote online, call Julie at ext. 233 for term quotes, or Jeff at ext. 225 for UL quotes or impaired risk quotes.

Annuities  

 

It happens at least once every day.  We're asked, "Which annuity product is being sold the most?"  It's a multi-faceted answer:

  • Indexed Annuity:  North American's Charter 14 plan that features a 10% premium bonus for all premiums received in the first seven years
  • Deferred SPIA:  Lincoln's new Deferred Income Solutions product beats the payout of any income rider by 25%, and even higher in some scenarios
  • Traditional SPIAs:  It varies.  We use two different platforms that are updated daily.  They shop the entire SPIA universe.  We can see all companies that are players in the SPIA market.
  • Traditional, multi-year, deferred annuity: North American's GuaranteedChoice, rates as high as 2.95% guaranteed for 10 yrs.

Review today's best traditional multi-year rates.  Call Jeff at ext. 225 or Julie at ext. 233 with questions or for illutrations.  Or, use our quote request tool.

Disability Income 

May is Disability Insurance Awareness Month.  It's a great time to start the conversation about income protection with your clients and prospects.  So, how do you do that?

  • Real life video stories from people who have struggled with a disabling illness or injuryEllen
  • Review the latest research on claims.  Did you know women made up the majority of new claims filed in 2012?  Did you know 3 out of 10 claims in 2012 were caused by musculoskeletal system and connective tissue disorders? 

Contact Steve Crowe at ext. 222, Ellen Crowe at ext. 223 or Brian Hettmansberger at ext. 230 for quotes, tools and sales strategies.  Also try our online quote request tool. 

SalesTipSales Tip

Social Security decision-making is an important topic these days.  Join us Wednesday, May 14th, at 11:30 am EDT for an exciting webinar.  WSuccesse'll show you how to be better prepared and more knowledgeable about these important decisions.  We'll share information on:
  • Consumer perceptions and misconceptions about Social Security
  • Conversations that Boomers want to have about Social Security
  • Important questions to ask your clients to help them with their Social Security decision-making.

The webinar will be conducted by Elaine Floyd, Horsemouth's Director of Retirement and Life Planning and the author of The Financial Advisor's Guide to Savvy Social Security.  Space is limited.  Register today!
Thank you for your time and your business!
Jeff Darnell
Source Brokerage, Inc.
9535 E. 59th Street, Suite C 
Indianapolis, IN 46216
800.543.7167 ext. 225LinkedIn
317.803-3370 fax