Reminder
Effective July 1st we will stop using our P O Box address and start using our street address, exclusively. Please update your records. |
$1,000 Bonus
We're paying a $1,000 bonus on survivorship cases paid-for by Sept 1st. To be eligible the target premium must be $10,000 or greater.
Call for quotes!
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Click to learn how
United of Omaha's
"FIT" Questionnaire
Can move your T-2 rated cases to Standard.
For both Term & GUL!
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Afterwords
Life isn't a matter of milestones, but of moments.
- Rose Kennedy
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.
- Laura Ingalls Wilder
If I had to live my life again, I'd make the same mistakes, only sooner.
- Tallulah Bankhead
Life is far too imporant a thing ever to talk seriously about.
- Oscar Wilde
Not a shred of evidence exists in favor of the idea that life is serious.
-Brendan Gill
Life is a ten-speed bike. Most of us have gears we never use.
- Charles Schulz
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Greetings!
If you're only using survivor life products for estate tax scenarios, you're missing out on significant sales. See our Sales Tip below. |
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Life Plans
Transamerica has two term plans: 
- Trendsetter 10, 15, 20, 25 and 30 are normal level term plans.
- Trendsetter "LB" is also 10, 15, 20, 25 ad 30 year level plan options, but they include both a Chronic and Critical Illness living benefit.
Both products are listed on our Term/UL Spreadsheet Quote Engine, and the cost difference is very nominal. For example, a regular $250K Trendsetter 20 year term plan for a M-45 PNS is $38 per month. A 20 year "LB" plan for the same person is only $44 per month. Why buy a term policy without the living benefits when you can buy one with them for only 16 cents a day more?
Look for both the Trendsetter and Trendsetter LB products on our Term/UL Spreadsheet Quote Engine.
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Annuities
It's no secret that North American's indexed plans and income riders are among the very best in the marketplace. Now, they're even better. Introducing new illustration capabilities on North American's two newest products:
- NAC Income Choice - The lifetime income feature is automatically built in; it is not a separate rider with an additional cost. Outperforms most all income riders. Field illustration capability will launch June 17th.
- NAC Retirement Choice - Has the potential for additional interest credits when the index performance is down or flat with the Inverse Performance Trigger option. Field illustration capability will launch July 22nd.
The home office can generate the above, internally, now. Call Jeff at ext. 225 or Julie at ext. 233 with questions. Or, use our online quote request tool. Click here for today's best MYGA rates. |
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Disability Income
Tired of difficult D.I. underwriting? Simplified underwriting just made D.I. as easy to underwrite as Life insurance.
- No income documentation
- No lab testing requirements
- No APS's with most carriers
The maximum monthly benefit for simplified underwriting is $6,000. Make all of your Life clients a D.I. client, too, with simplified underwriting and reap the benefits by developing a new income stream: 50% first year commission and 10% renewals!
Contact Steve Crowe at ext. 222, Ellen Crowe at ext. 223 or Brian Hettmansberger at ext. 230 for quotes, tools and sales strategies. Also try our online quote request tool. |
 Sales Tip
Survivor Life products aren't just for estate taxes! 
- Preserve the heir's estate - Cover the costs of state inheritance taxes, income taxes, property taxes, probate costs, medical expenses, funeral expenses, mortgages and other debts, legal fees, all of which can significantly reduce the value of an inheritance.
- Key Person - Proceeds can hire qualified people or maintain the value of a business after the deaths of two partners or key employees.
- Wealth Transfer - An alternative to owning tax-heavy assets such as IRAs and unqualified annuities.
- Lifetime Support - The best way to fund lifetime financial support to a special needs child who may outlive the parents.
Take advantage of the low cost feature of survivorship GUL or Survivorship Term products. If your clients own individual policies for any of the above, be a hero and save them significant premium dollars. |
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Thank you for your time and your business! |
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9535 E. 59th Street, Suite C
Indianapolis, IN 46216
800.543.7167 ext. 225  317.803-3370 fax
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