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IN THIS ISSUE: 
Personal Money Planning's Newsletter
October 24, 2015
Gary Silverman, CFPFall is in the air now! I've had my season-designated coffee (not pumpkin, but graham cracker).  Another annual fall event locally is the Wichita Adult Literacy Council's Adult Spelling Bee. It will be held on November 13. The information is below. I will be cheering on Personal Money Planning's team from the sidelines. I'd rather focus on eating barbecue than spelling.

We also have my recent articles, some information about how we exchange money, and a final thought. 

Have a great week!

Gary Silverman, CFP®

Articles
Gary's Latest Articles
From the Times Record News
Money has its limits
Gary isn't knocking money; his career is based on helping folks with it, however, there are a few myths that go along with what it means to have it. Knowing what money can't do is as important as knowing what it can do. Read more... 

Not perfect
Your financial adviser is human, and that's okay. Better to have someone on your side that understands you enough to help you through tough markets than someone who is just aiming for the numbers. Read more...
Money101
Money 101:
Paying for it
checkbook-pen.jpg We've come a long way from bartering with seashells. The Fed has a series of articles on their website describing the different ways we pay for the things we want and need, the role of technology, and what responsibilities the Fed has in these interactions. Read more...
Final
Final Thought
According to the National Bureau of Economic Research, the U.S. economy has been growing (in other words, hasn't been in recession) for the last 75 months. Such a  long time of expansion has only happened 3 times since the end of WWII. Even so, according to a Hart-McInturff survey, 42% of Americans asked felt the economy was just "fair," and 35% felt it was "poor." Only 23% of the 800 people asked felt the state of the economy was "good" or "excellent." 
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