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IN THIS ISSUE: 

Personal Money Planning's Newsletter
October 10, 2015
Gary Silverman, CFPIt's 10-10 and there's about 10 weeks until Christmas. Just a friendly reminder. Now that's out of the way, take a look at our newsletter. I spent some time this week with other local business owners and learned where Wichita Falls plans on growing. For information about the national and global economy, check out the Monthly Monitor. As always, we have links to my recent newspaper articles.

Have a great week!
 

Gary Silverman, CFP�

Soapbox
Gary's Soapbox
Small Business, Big Impact
Gary Silverman caricature This week Wichita Falls was the location for a Governor's Small Business Forum. The packed room received great information about the state of our city for new business and education opportunities, as well as ways to keep ourselves motivated and successful. One of the speakers, Bill Graham reminded us that being likable and compassionate are critical for staying successful in both business and life. The keynote speaker, Joe Theismann, also discussed success in work and life. For example, he said you have to embrace change. He certainly learned all about that after a quick end to his Superbowl-winning career with the Washington Redskins because of a injury on the field. (Tina made the mistake of looking this up on YouTube. Don't do that if you have a weak stomach.) Theismann also discussed how his success on the football field led him to be self-absorbed and forget about the importance of a team. While being carted away after his accident, 55,000 cheering people reminded him that he wasn't alone. The incident may have humbled the ex-quarterback a bit, but he certainly holds on to his bravado, evidenced by the good-nurtured jokes about the old Dallas stadium in a room full of Cowboys fans. 
Articles
Gary's Latest Articles
From the Times Record News
Too strict?
Gary had a milkshake craving and a coupon. What happened next was enough to inspire a column about customer service. Read more...

Prepare for bias
Even when you think an adviser would have no reason to be biased, there may be something, usually in the small print. Read more...
Money101
Money 101:
Monthly Market Monitor
business-travel-abstract.jpg The U.S. dollar is strong, the oil prices are down, and inflation remains low. Learn more about the current state of the economy, complete with charts and graphs, in this month's Eaton Vance Monthly Market Monitor.
Final
Final Thought
An elderly gentleman had serious hearing problems for a number of years. He went to the doctor and the doctor was able to have him fitted for a set of hearing aids that allowed the gentleman to hear 100%.
The elderly gentleman went back in a month to the doctor and the doctor said, 'Your hearing is perfect... Your family must be really pleased that you can hear again.'
The gentleman replied, 'Oh, I haven't told my family yet.
I just sit around and listen to the conversations. I've changed my will three times!'

Thanks, Tom, for sharing the jokes


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