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IN THIS ISSUE: 
Personal Money Planning's Newsletter
September 12, 2015
Gary Silverman, CFPThanks for taking the time to open our newsletter. This time, Tina took over the Soapbox to talk about a fundraiser we are taking part in next week. We also have the most recent newspaper articles and monthly market monitor.

Have a great week!  

Gary Silverman, CFP®
Soapbox
The Soapbox
Bowl for kids' sake
Today's soapbox has been taken over by our Marketing Specialist, Tina Haapala.

When I was 7 years old, my mom made a decision that would positively impact my life for years to come. She signed me up for the Big Brothers/Big Sisters program. 

Mom was a young single mother of five.  I was the eldest sibling. Mom could tell early on that I would need some extra support after the divorce. She wanted someone from outside of our family to be there for me, as a mentor and friend. Big Brothers/Big Sisters offered that to me when they introduced me to Ann. 

My "Big's" encouragement, willingness to listen, and friendship started me on a road that I'm not sure I would have discovered otherwise. A college education wasn't a given in my family, but Ann never allowed me to see it as impossible. She helped me stick to the goal. The motivation was contagious. My mom started college with me! 

So you can see why I believe Big Brothers/Big Sisters can change lives. On September 20, Personal Money Planning is taking part in a fundraiser called Bowl for Kids' Sake. The money raised will help kids get matched with mentors of their own. These kids, called "Littles", are less likely to skip school, do drugs, or become violent during confrontations, just from having this one-on-one relationship. 

If you would like to support our team, Click Here, and hit the "Donate Now" button on the right. If you would rather drop off cash or a check during the week of Sept. 14-18, give me a call and I will make sure I am in the office. My number is 940-692-6885 x102. 

Thanks to Gary for helping me support this cause! And we get to bowl! It's not the same as tossing a curling stone around (I'm assuming, that's Gary's thing), but it's still a lot of fun. 

--Tina
CLICK HERE TO LEARN MORE
Articles
Gary's Latest Articles
From the Times Record News
Luck doesn't create all wealth
While the President made some good points in his speech on poverty earlier this year, his take on so-called "society's lottery winners" struck a nerve. Read More...

Special offer for risk profiles
This month (September) FinaMetrica is offering their risk profile analysis for 90% off the normal price.  How can this help you? Read more...
Money101
Money 101:
Monthly Market Monitor
business-travel-abstract.jpg It's that time again. Do some research on the markets with the Monthly Market Monitor from Eaton Vance. Click here... 
Final
Final Thought
Fun tricks with numbers
According to the Treasury Department, on 3/15/15 the debt ceiling was raised to the amount of outstanding obligations that the government had incurred up to that time: $18.152 trillion. The debt has stayed at $18.152 trillion since that date, a numerical operation obtained through fancy accounting maneuvers.
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