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IN THIS ISSUE: 
Personal Money Planning's Newsletter
April 25, 2015
Gary Silverman, CFPThanks for taking the time to click open this email. We have a full plate this time, so I won't keep you! Take a look at a proposed way to find out if your advisor is ethical (or at least if they've been busted) in my Soapbox. I've included links to  a series of articles related to low interest rates in the Money 101 section. There's also links to my articles and Michelle's blog. 

Enjoy!

Gary Silverman, CFP®
Soapbox
Gary's Soapbox
Regulation I agree with...
tiny-business-people.jpg While there are some places investors can go online to find some information about financial professionals they are considering, it's not enough. A recent SEC panel has called for a more universal background check database. One stop shopping to see if your financial advisor is a crook...finally a regulatory idea I completely agree with. Right now it is hard to find all the background information on a potential advisor without a bit of effort, most of which is very confusing. Read more...
Articles
Gary's Latest Articles
From the Times Record News
Focus on the arts...
We are human creatures, not robots; so keeping in touch with all that makes us creative, questioning beings is crucial to being fully rounded individuals. Read more...

...But not at the expense of tech
Wichita Falls is about to have another bond election to help strengthen the career and technical education here. In turn, this would help our economy as well. Read more...
Money101
Money 101:
Interest Rates
bargraph-money.jpg Why are interest rates so low? Why not ask Ben Bernanke? I'm guessing the former Fed Reserve Chairman might know a thing or two about the subject. Maybe even more than that, since he recently wrote a 4-part (so far) blog series about the subject: 
Final
Spring cleaning may mean finally washing the winter off those windows, or it may cleaning up your budget. One way to keep on track with a budget is to make sure nobody is using YOUR credit or your credit card. Click here for some tips from Michelle's blog.
QUICK LINKS

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