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IN THIS ISSUE: 

Personal Money Planning's Newsletter
November 29, 2014
Gary Silverman, CFPHappy Thanksgiving weekend. I hope you are enjoying it with friends and family. As always, we are thankful for each and every email subscriber.

Thanks!

Gary Silverman, CFP�

Soapbox
Gary's Soapbox
End of Year Seminar Thursday in Wichita Falls
One last reminder...

End of Year Tax Seminar and Market Update
Location: Courtyard by Marriott Wichita Falls (3800 Tarry Street, behind Jack-in-the-Box on Lawrence Rd.)

Date: Thursday, December 4, 2014 - 5:30pm - 7:30pm

Speakers: Gary Silverman, CFP� (that's me) and Kathy Kabell, CPA 

Please RSVP by calling 940-692-6885 or by responding to this email

Join us to discuss issues crucial to wrapping up your financial year and starting 2015 on the right track. Kathy will discuss tax issues important to be aware of as you prepare for the upcoming tax season. I will look back at what has happened in the market in the past year and will share my thoughts on where it is heading.

Hope to see you there!

Articles
Gary's Latest Articles
From the Times Record News
 True value not headline-worthy
While the rise or fall of the markets may make for "must-see-TV," the true story lies in the value your investments can create over time. Read more...

Is time on your side?
Not to be wishy-washy, but waiting isn't always the right answer when it comes to your investments, either. To read about the problems with this, click here...
Money101
Money 101:
Holiday Overspending
blue-gift.jpg While it's fun to shop, and we want to show our loved ones we care, holiday shopping can leave you with a bad feeling later. And more. The NFCC offers a short reality check. Read more...
Final
Final Thoughts
Holiday Overeating
It's just a few days after Thanksgiving. How's that diet going? If you are sweating gravy, you probably ate too much. May have been because the gravy boat was an actual 12 foot boat (you can never prepare too much gravy).  Now, many of you may consider gluttony your patriotic duty, but if your arms are suddenly too short to delete this email, you may have overdone it. 

Happy Holidays! 

Gary

(Thanks to Yuksrus.com for the Turkey day humor.)


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