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IN THIS ISSUE: 

Personal Money Planning's Newsletter
August 2, 2014
Gary Silverman, CFP 

Thanks for taking the time to read our newsletter. This time, we are talking a bit about shifting perceptions. In the articles, we look at different ways to save and invest. The Money 101 section offers some advice to help save money while keeping your kids occupied this summer. 

Because of our own physical shift (to new offices), you may not see our newsletter in its regularly scheduled time-slot, but we will be back in your inbox again in August. 

Until next time, 

Gary Silverman, CFP®

Soapbox
Gary's Soapbox
We are busy packing boxes here at Personal Money Planning. Yes, we are moving. This isn't the first time in the history of the firm (Did I mention that it's 20 years old this year? More on that in upcoming articles.) we've moved, so I have some experience to grow on. I have become quite the expert when it comes to packing up fragile items, for example. I look forward to the shift in perception that comes from a new location--even if it is one that is just two floors up from our current spot. 

Articles
Gary's Latest Articles
From the Times Record News
Paying yourself first--new perspective 
In the past, the rule of thumb has been to save 10% of your earnings; but what if you don't stick to that from the very beginning? Gary looks into another way of looking at your paycheck as a means for saving. Read more...

Stocks in your portfolio over time--another new perspective 
Michael Kitces and others  are rethinking the automatic decrease of percentage of equities in your portfolio over time. Why? Read more...


Money101
Money 101:
Summertime Fun
laughing-eating-family.jpg It's that time of year--the kids are getting bored waiting for school to start. You may be tempted to keep the family busy by spending more than you should (depending on how many snacks you purchase, a trip to the latest movie for the whole family could cost $40-$100). Instead, consider these tips from the National Foundation for Credit Counseling to help you have fun without breaking the bank. Read more...
Final Thoughts
We are in love...Show us the Money!

Tina recently found an interesting post about a trend for couples planning their weddings.They are using poetry to ask for cold hard cash for gifts. Tacky? Well, it depends on your tolerance for bad poetry. Read more... 

  

--Gary

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