Personal Money Planning Web Site
Like us on FacebookView our profile on LinkedIn

IN THIS ISSUE: 

Personal Money Planning's Newsletter
April 5, 2014
Gary Silverman, CFP 

I trust your month has started out splendidly! In this first newsletter of April, I revisit a tool I use to freshen up my business--and not just in the springtime. You can read about it in the Soapbox. Next, I have links to my recent Times Record News articles, and some information about last minute tax-filing in the Money 101 section.

Gary Silverman, CFP�

Soapbox
Gary's Soapbox
A different view

  

 

Maybe you own a business with many employees. Perhaps you manage a dozen people. Or you might just run a micro-firm from an extra bedroom in your home. No matter where you work or what you do, sometimes you need a change of place.

 

For instance, when I create a new seminar, write a series of articles, or reconstruct my asset allocation spreadsheet, I'll often go to a hotel. Why there? Less distractions and a simulating environment. Don't get me wrong, I have lots of technology, resources, and toys both at home and at the office. That's not the kind of stimulation I'm thinking of. Rather, I'm looking for the kind that comes from a different environment.

 

Any place you work for a long time develops some ruts. Ruts aren't always bad, but they do keep you from exploring a different path. When your mind tries to lead you to a new idea, the rut rolls you back down and into your former groove. So, to get the innovative juices flowing, I get out of the office...and so should you.

 

For me, I do this periodically; anywhere from once a month to once a quarter. I'll lock myself into a hotel somewhere and work on whatever project I need to attend to. 

 

This alternate place isn't for you to do your normal job. It's for you to start or complete a project, debrief yourself from a busy week, or examine a problem in a different light. So whether you take a month-long sabbatical or just sit in a booth at Pioneer with a cup of coffee one morning a week, take time to refresh your mind.

 

--Gary
Articles
Gary's Latest Articles
From the Times Record News
"The Taper" has begun
Late last year the Fed began tapering off its stimulus program, in a way. What does this mean for the markets? Read More...

100 pennies for your thoughts
Want to learn about marketing and a little about how the human mind works? Visit a casino. Read More...

Money101
Money 101:
Last Minute Tax Tips
 April 15 is just around the corner. Are you ready? This article 
woman-taking-notes.jpg
shares a few tips on possibly lowering your tax bill, deciding whether to file for an extension, and how to track down your refund. Read More...
Final Thoughts
For a laugh...

From the website, jokes4us.com, a few one-liners to make us chuckle. Enjoy!

Income taxes are not so bad and certainly could be worse. Suppose we had to pay on what we think we are worth?   
A "slight tax increase" costs you about $300, while a "substantial tax cut" lowers your taxes by about $30. 

Have a great week!

Join Our Mailing List
QUICK LINKS

Like us on FacebookView our profile on LinkedIn
Copyright � 2014. All Rights Reserved. 
�2014 Personal Money Planning . All rights reserved by Personal Money Planning and content may not be reproduced, disseminated, or transferred in any form or by any means, except with the prior written permission of Personal Money Planning unless specifically noted. (Permission is not difficult to obtain.) The one exception is for downloading and printing information from this newsletter for general education by the original recipient.

DISCLOSURE

This newsletter is produced by Gary Silverman, dba Personal Money Planning, a registered investment advisor located in Wichita Falls, Texas.
Information in this newsletter is believed to provide accurate and authoritative information in regards to the subject matter covered. However, the accuracy, timeliness, or applicability of the information is not guaranteed and is provided with the understanding that we are not rendering legal, accounting, tax, or other professional advice or services.
This publication should not be construed by any consumer and/or prospective client as Personal Money Planning's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Nor should links provided to other sites be construed as the recommendation of the services or products mentioned on those sites. If such services are required, the help of a competent professional should be sought.Remember that past performance may not be indicative of future results. Therefore, you should not assume that the future performance of any specific investment, investment strategy, or product made reference to (directly or indirectly) on this Website will be profitable or equal to indicated performance levels. Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for your investment portfolio.
Historical performance results for investment indexes and categories generally do not reflect the deduction of transaction or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results.
A copy of Personal Money Planning's current written disclosure statement discussing Personal Money Planning's business operations, services, and fees (known as an ADV Part II) is available from Personal Money Planning upon written request (and can be downloaded from our web site).
Personal Money Planning does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Personal Money Planning's web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.