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It's the time of year where many of us resolve to stay healthy. Unfortunately, it's also the time of year where many of us struggle with catching colds, the flu, or, in my case, fighting allergies. Yuck. It should help to remember that this is only temporary, but it's hard to think much of anything in the midst of sneezing fits. If you want to feel sorry for me, I'll take it. In the meantime, wash your hands often, rest when you can, and drink lots of good fluids (
The year has only just begun, but some of you may have already forgotten the resolutions to exercise, lose weight or manage stress (some of the most popular). While those are important, another popular resolution is to reduce debt. Here are a few steps to take to help you achieve this goal this year: 
According to the Congressional Budget Office, the Bipartisan Budget Act of 2013 (or, the Ryan/Murray compromise) expects to reduce about $23 billion of debt from now until 2023. Back in May 2013, the estimated national debt increase for the same time period was expected to be around $6.34 trillion. So, the recent Act doesn't add up to too terribly much: it will reduce debt growth by approximately 1/3 of 1%. 