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Money 101:
Personal Money Planning's Newsletter
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Money 101
OCTOBER 13, 2012 |
Howdy!
Wichita Falls area residents: Some of you do spring cleaning, others wait until the fall. Well, fall has arrived, and if you need to safely get rid of some old paper (do I need to remind you about identity theft?), go to the free shred day sponsored by The Paper Pig. Next Saturday, October 20, The Paper Pig will shred up to 3 boxes or bags that you can carry to the Sikes Senter Mall parking lot (next to the Hampton Inn). The event is from 8 AM to noon next Saturday.
Have a great week!
--Gary |
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Gary's Soapbox
The marketing person in my office, Tina, is also a writer and blogger. She recently shared an NPR story about author Amanda Hocking on her Facebook page. For those unfamiliar with Ms. Hocking, she's a 20-something writer who was recently rewarded with a multi-million dollar book deal. But this deal wasn't created with magic,unless you count the characters in her paranormal romances. She worked hard to create numerous novels that she decided to self-publish when the rejections started to litter up her inbox.
In my Biz to Biz columns, I often discuss what it takes to get ahead in business. Ms. Hocking knew she had to treat her dream of writing for a living as just that, a business. She was particularly inspired by an unlikely source, the bass player of the punk band Blink-182, Mark Hoppus. She said he knew that it wasn't "enough to have a passion--you have to have a work ethic...[It's] not enough to want something. You have to be able to work for it, too, and put in the hours and the time."
If you are dreaming about that next step, either in your career, your life or your new business, shift into action. Take the next step instead of hoping for the planets to align and create the perfect time to begin. The time will pass whether you start or not.
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Gary's Latest Articles
From Times Record News
Investors Must Keep Up With Changes
Because the markets have changed, investors may have to shift some of their expectations about the future and adjust their portfolios accordingly. Read More...
Start with "Why?"
Gary begins a series on investing by reminding you what questions you should ask yourself about your potential investment goals. Read more... |
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Money 101:
Monthly Market Monitor and Review
The most recent Monthly Market Monitor includes charts and graphs showing recent economic developments worldwide. Click here...
For additional information about the markets and investing, please take a look at the September 2012 review. Click here...
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Stock Market "Report"
Before I go, I thought I would leave you with this stock market report:
Helium was up, feathers were down.
Paper was stationary.
Fluorescent tubing was dimmed in light trading.
Knives were up sharply.
Cows steered into a bull market.
Pencils lost a few points.
Hiking equipment was trailing.
Elevators rose, while escalators continued their slow decline.
Weights were up in heavy trading.
Light switches were off.
Mining equipment hit rock bottom.
Diapers remained unchanged.
Shipping lines stayed at an even keel.
The market for raisins dried up.
Coca Cola fizzled.
Caterpillar stock inched up a bit.
Sun peaked at midday.
Balloon prices were inflated.
Scott Tissue touched a new bottom.
And batteries exploded in an attempt to recharge the market.
Sincerely, 
Gary Silverman, CFP
Personal Money Planning |
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©2012 Personal Money Planning . All rights reserved by Personal Money Planning and content may not be reproduced, disseminated, or transferred in any form or by any means, except with the prior written permission of Personal Money Planning unless specifically noted. (Permission is not difficult to obtain.) The one exception is for downloading and printing information from this newsletter for general education by the original recipient.
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DISCLOSURE
This newsletter is produced by Gary Silverman, dba Personal Money Planning, a registered investment advisor located in Wichita Falls, Texas.
Information in this newsletter is believed to provide accurate and authoritative information in regards to the subject matter covered. However, the accuracy, timeliness, or applicability of the information is not guaranteed and is provided with the understanding that we are not rendering legal, accounting, tax, or other professional advice or services.
This publication should not be construed by any consumer and/or prospective client as Personal Money Planning's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Nor should links provided to other sites be construed as the recommendation of the services or products mentioned on those sites. If such services are required, the help of a competent professional should be sought.Remember that past performance may not be indicative of future results. Therefore, you should not assume that the future performance of any specific investment, investment strategy, or product made reference to (directly or indirectly) on this Website will be profitable or equal to indicated performance levels. Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for your investment portfolio.
Historical performance results for investment indexes and categories generally do not reflect the deduction of transaction or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results.
A copy of Personal Money Planning's current written disclosure statement discussing Personal Money Planning's business operations, services, and fees (known as an ADV Part II) is available from Personal Money Planning upon written request (and can be downloaded from our web site).
Personal Money Planning does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Personal Money Planning's web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. |
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