Alpha e-News Update

May 2015

       

The Alpha Group Agency
4200 Rockside Road, Suite 300
Independence, Ohio 44131
216-520-3300
Employee Benefits

Agencies Plan to Issue Summary of Benefits and Coverage Final Rules     

      

On March 31, 2015, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) issued a Frequently Asked Question (FAQ) announcing their intention to issue final regulations on the SBC requirement in the near future. The final regulations are expected to apply for plan years beginning on or after Jan. 1, 2016 (including open enrollment periods in fall of 2015 for coverage beginning on or after Jan. 1, 2016). View Article 

 

Know Your Benefits 

Workplace Stress and Your Employee Assistance Program   


Know Your Employee Benefits brochure discussing workplace stress and how an Employee Assistance Program can help. View Article

Download our KNOW YOUR BENEFITS handouts for employee distribution or include the link on your benefits website
  
Wellness Trends

Live Well, Work Well 

live well work well   

Please download & print or email this month's LIVE WELL, WORK WELL Newsletter for your employees!  This month's Live Well, Work Well newsletter covers skin cancer prevention, resistance training, in-season produce and a recipe for sauteed veggies.  

 

Download Live Well, Work Well - May Issue

Prevention: Know Your Numbers 


Heart attack, stroke, kidney disease, diabetes and many other chronic conditions have the potential to be prevented by simply being familiar with your body and taking actions to stay healthy. You can do this by visiting your doctor annually, as well as getting cholesterol, blood sugar and blood pressure levels tested regularly. Learn about what actions you can take to ensure you live a healthy life. View Article 
Human Resources

HR Brief: Human Resources Tips 

 

This month's HR Brief gives an overview of a recent pregnancy discrimination ruling, summertime workplace considerations and EEOC lawsuits against several employer-sponsored wellness programs. View Article

Financial

Liability Protection for Business Owners  

 

There's a certain amount of risk that comes with owning a business. But accidents can happen no matter how well a company is run, and the expenses involved in defending a lawsuit could prove to be devastating - whether or not the owner is found to be at fault. View Article 

 
 

Telemedicine, which uses technology to facilitate communication between a doctor and patient who are not in the same physical location, is growing in popularity.

 

A recent Towers Watson study indicates that employer interest in telemedicine is increasing, with about 20 percent of U.S. employers offering the option in 2014, with expected increases nearly doubling for 2015.

 

Telemedicine is useful in certain types of cases as a viable alternative to traditional, face-to-face doctor visits, leading to reduced health care costs while still providing quality medical care.


 

 
  Sauteed Spring Vegetables

   
Substitute any out-of-season vegetables in this recipe with ones that are in-season to save a few extra bucks and to amp up the fresh taste. 

½ cup sweet onion

1 garlic clove, minced

1 tsp. extra virgin olive oil

3 potatoes, cubed

¾ cup carrot, sliced

¾ cup asparagus, chopped

¾ cup sugar snap peas (or green beans)

½ cup radishes, quartered

¼ tsp. salt

¼ tsp. black pepper

½ tsp. dried dill

 

Heat the oil in a medium-sized skillet. Add the onion and garlic, and cook for two to three minutes.

Add potatoes and carrots to the skillet and cover. Turn the heat to low and cook for four minutes, or until the vegetables are tender. Then, add the asparagus, peas, radishes, salt, pepper and dill. Cook for four more minutes, stirring often. Serve hot.


Yield: 4 servings. Each serving provides 70 calories, 1.5 g of fat, 2 g of protein, 13 g carbs, and 170 mg of sodium.


Download Recipe 

 

Solutions

Summary Plan Description  

Now includes Premium Conversion Plan 

 

AlphaHR can help you stay in compliance with the required plan documentation for your benefit plans. Alpha clients are eligible for a discounted annual rate and the set-up fee is waived. Annual rate includes:

  • Separate Plan Document and Summary Plan Description (wrap document)
  • ERISA and Affordable Care Act Notices at no extra charge
  • Summary of Material Modification
  • Instructions on how to distribute information to employees
  • Email alerts regarding changes to ERISA or IRS requirements that could impact Wrap SPD and Plan Document compliance
  • Premium Conversion Plan <NEW!
  • Learn more

Sean Nehlsen of AlphaHR and his team are available to help with the creation of SPD's and total ERISA Compliance. AlphaHR is also available to our clients for questions, clarification and general help. 

2015 Labor Law Posters Now Available


AlphaHR in conjunction with The OSHA Compliance Store offers Alpha customers the opportunity to get compliant for less. The OSHA Compliance Store specializes in providing industry specific compliance products to businesses. Click here or icon below to shop.

 

 

 

Property & Casualty 

Alpha Property & Casualty

 

Alpha Property & Casualty's main office is located in Westlake Ohio, with agents available at both the Westlake and Independence locations. Alpha P&C offers solutions for Business Insurance as well as personal lines.  Get a quote

Here are the articles from Alpha P&Cs April issue:

  

Safety First: Here are the 10 vehicles with the lowest rates for driver deaths 

In the market for a new car? Read on for the 10 safest cars according to the Insurance Institute for Highway Safety (IIHS).  Once you have picked out your new car contact our office about Auto Insurance. 

 

Do You Need Wedding Insurance? Check Out What the Numbers Say 

You're actually engaged!! Life seems perfect as you plan for your big day. A question looms- should you buy Wedding Insurance? Click to find out what the experts say. 

 

Individual Insurance

Group Coverage vs. Individual Insurance Decision Flowchart   

This flowchart discusses the advantages and disadvantages of three of the options available to employers as they determine whether they will offer health coverage to employees. View Article 

 

Alpha can provide you with a quote, review plan options, calculate subsidy dollars and assist with the enrollment process.

 

Request a Quote

 

Shop for Rates/Plans on my own

 

More information on Individual Insurance

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