Alpha e-News Update

March 2015

       

The Alpha Group Agency
4200 Rockside Road, Suite 300
Independence, Ohio 44131
216-520-3300
Employee Benefits

Ohio Dependent Coverage Laws  

    

Effective March 23, 2015, the limiting age has been lowered from age 28 to age 26. This change will apply to policies issued or renewed on or after January 1, 2016.

 

The Affordable Care Act mandates that health plans and issuers make dependent coverage available for adult children up until age 26. View Article 

  

ERISA Compliance FAQs: Enforcement   

 

The Employee Retirement Income Security Act (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers. This Legislative Brief includes a set of frequently asked questions (FAQs) to help employers understand how ERISA's requirements for welfare benefit plans are enforced. View Article

Know Your Benefits 

HSAs: Invest in Your Future 

HSA Piggy
This is a quick one-page outline of why a Health Savings Account is a wise financial move. View Article

Download our KNOW YOUR BENEFITS handouts for employee distribution or include the link on your benefits website
  
Wellness Trends

Live Well, Work Well 

live well work well   

Please download and print or email this month's LIVE WELL, WORK WELL Newsletter for your employees!  The Live Well, Work Well Newsletter is an employee newsletter that is produced monthly and covers topics like health, wellness, fitness, nutrition and personal finances. In this month's issue: 

  • March is National Nutrition Month
  • How Much Exercise Do You Need?
  • Acid Reflux
  • Re-evaluating Binge Drinking
  • Beef Stroganoff Recipe

 

Download Live Well, Work Well - March Issue 

Human Resources

DOL Issues Final Rule to Expand FMLA Protections for Same-sex Spouses  

 

On Feb. 25, 2015, the DOL issued a final rule under the FMLA that expands federal family leave rights for same-sex spouses, regardless of where same-sex couples reside. The DOL's new guidance for same-sex spouses takes effect on March 27, 2015. This Compliance Bulletin summarizes the final rule's guidance, including its impact on FMLA leave for same-sex couples and their families. View Bulletin 

 

HR Brief: Human Resources Tips 

 

This month's HR Brief gives an overview of several HR topics, including FMLA and workers' compensation, the coming Supreme Court ruling on same-sex marriage and apprenticeships.
View HR Brief 

 

Financial

Know Your Rights, But File with Care

Review the Taxpayer Bill of Rights  

   

In June 2014, as part of its ongoing effort to improve communication and service, the Internal Revenue Service issued a formal Taxpayer Bill of Rights. These rights are not new, but they were scattered throughout the tax code, and surveys have found that most taxpayers did not even know they had rights when dealing with the IRS. View Article 

 

 
    
 

Wellness programs remain popular among employees. A recent HealthMine study shows that 71 percent of employees report that they want wellness programs from their companies. In addition, 75 percent report that an incentive would motivate them to engage in wellness activities.   


Anthem
Anthem Hit by Massive Cyber Attack

This News Brief summarizes available information about the data breach of Anthem Inc., committed by unknown hackers. View Article
 
 Cinnamon Quinoa with Peaches
 
A bowl of hot quinoa topped with sweetened fat-free half-and-half and peaches makes a nutritious, protein-rich breakfast. The quinoa doesn't need tending to while it cooks, allowing you to get yourself and the kids ready for the day while the slow cooker does the work.
 
Ingredients

cooking spray

2 1/2 cups water

1 cup uncooked quinoa 

1/2 tsp. ground cinnamon

1 1/2 cups fat-free half-and-half

1/4 cup sugar

1 1/2 tsp. vanilla extract

2 cup frozen, unsweetened peach slices

1/4 cup chopped pecans

2 Tbsp. chopped pecans

 

Directions

1. In a 3- to 4 1/2-quart round or oval slow cooker, lightly spray the slow cooker with cooking spray. Pour in the water. Stir in the quinoa and cinnamon. Cook, covered, on low for 2 hours or on high for 1 hour, or until the water is absorbed and the quinoa is tender.

2. Just before the quinoa is ready, in a small bowl, stir together the half-and-half, sugar, and vanilla extract until the sugar has dissolved.

3. Spoon the quinoa into bowls. Top with the peaches. Pour in the half-and half mixture. Sprinkle with the pecans.

 

 Get Recipe! 

 

Solutions

2015 Labor Law Posters Now Available


AlphaHR in conjunction with The OSHA Compliance Store offers Alpha customers the opportunity to get compliant for less. The OSHA Compliance Store specializes in providing industry specific compliance products to businesses. Click here or icon below to shop.

 

 

 

Individual Insurance

New Special Enrollment Periods for 2015 

 

If certain conditions are met, new special enrollment periods allow certain individuals to enroll in Exchange coverage after the 2015 open enrollment period closed. View Article

 

Also see:
HCR Bulletin: New Guidance and Relief for Employer Payment of Individual Premiums 

 

Alpha can provide you with a quote, review plan options, calculate subsidy dollars and assist with the enrollment process.

 

Request a Quote

 

Shop for Rates/Plans on my own

 

More information on Individual Insurance

Property & Casualty 

Alpha Property & Casualty

 

Alpha Property & Casualty's main office is located in Westlake Ohio, with agents available at both the Westlake and Independence locations. Alpha P&C offers solutions for Business Insurance as well as personal lines.  Get a quote

Here are the articles from the February issue:

Your municipality may have laws on Snow Removal, but you'll pay an even bigger price if somebody slips and falls on your property.


 

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