March 2013Vol 5, Issue 3
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Greetings!

Welcome to the March edition of Monthly Mortgage Matters!   

 
Could this possibly be the bottom of the interest rate curve? Many of us thought we were already there 18 months ago. More lenders have dropped their 5 year fixed, and we are even seeing some downward movement in VRM pricing.

Based on the headlines, the real estate market across Canada is likely to remain flat for several years to come, but it really depends on your local market. Given that, and the flat outlook for rate movement, being aggressive with your mortgage strategy is highly recommended. Get ahead while you can!

The official roll out of my 3 new programs has been extremely exciting! Thank you for all the interest! The Custom Mortgage Optimization Reports have been extremely well received.
Just like your investments, there is much more to consider with a mortgage than just the rate. Being able to tailor the future of your mortgage to changes in your financial picture will be extremely beneficial.

The report is FREE, takes just a few minutes to sign up. Just check out the link below in the newsletter!

Have a great month everyone!!!   

Mortgage Rob 
Email:       rob@mortgagerob.ca
Website:   www.MortgageRob.ca 
 

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In This Issue
Mortgage Rob's on Facebook
Monthly Mortgage Tip
Canadian Home Buyer's Academy
Buyer Protection Plan
Money In Your Mortgage
Rate Watch  

Term         Best Rate   

 

1 year Fixed      2.59%

 

2 year Fixed      2.49% 

 

3 year Fixed      2.59%

5 year Fixed      2.89%

10 Year Fixed    3.69%

VRM      Prime - .40% (2.60%)

*Some conditions may apply
Mortgage Rob's on Facebook

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Headlines, product and rate updates and more.......  

 

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This Month's Mortgage Tip
 
Canadian Mortgage Market Update Mar 2013 -   Is your mortgage optimized for more low rates?    
     

Click on the picture to view the full video!

Can this be the bottom?

More lenders into the mix of competition at 2.89% for a 5 year fixed. Plus, some further reductions in VRM mortgages.

Bank of Canada doesn't foresee rate increase until Q3 2014, but what are you doing to get ahead?

Can you early renew to take advantage of a new 5 year or 10 year  term? Give me a call to help you with a custom mortgage strategy. 

        

 

Canadian Home Buyers Academy  
CHBC 
Click on CHBA Logo To Learn More 

The mortgage industry's best resource for home

buyers - videos, articles and more!

  

Members are eligible for up $2000 cash back at

closing - no affect on your discounted mortgage rate

  

Search listings with Cash Back in your market area

 

Free fully customized Mortgage Strategy Reports -

 

Buyer Protection Plan  
Click on BPP Logo for Free E-books
for Buyers and Sellers


Price Drop Protection guarantees your selling price for 12 months

Avoid the 'Boulevard of Broker Dreams' - sell your home faster in falling market

   

Make your home the MOST ATTRACTIVE on the street!! 4 distinct marketing options to support your realtor
Inflation Hedge Mortgage Strategy 
MIYM
Click the logo to Learn About Optimizing Your Mortgage

Interest rates will go up!! It's not 'if', it's a matter of 'when'

How will you avoid PAYMENT SHOCK at the end of your current term? 

You can capitalize on low interest rates by following a proven and tested mortgage strategy

This is the secret the banks don't tell you! For your Customized Strategy Report, click below 
            Yes, I need a custom mortgage strategy! 
If you've thought about getting into the real estate market, or getting a second opinion on your existing mortgage, now is a perfect time to find out your options. Housing is as affordable as it has been in years, and there are lots of opportunities to buy that new dream home, or restructure some financing and make drastic changes to your monthly budget. Don't hesitate, take action today !
 
Sincerely,
 
Rob Macdonald, AMP
Mortgage Expert